Review of the Wyndham Rewards® Visa Signature® Card

Brendan Harkness

Brendan Harkness | Reviews

Oct 02, 2014 | Updated Jan 02, 2019

Although Credit Card Insider does receive compensation from some card issuers as advertisers, this does not in any way influence our judgement of a card in our reviews. Learn more about how we rate credit and charge cards.

The Wyndham Rewards® Visa Signature credit card provides points with every purchase that can be redeemed for rewards at Wyndham Hotels and Resorts. There is no annual fee, and the card comes with the benefits of Visa Signature.

The Rewards

3 points will be awarded for every $1 spent on eligible hotel stays within the Wyndham Rewards network of hotels and resorts. 2 points are awarded for every other dollar spent.

Members of the Wyndham Rewards network include:

  • Wyndham Grand and Wyndham Garden Hotels and Resorts
  • TRYP Hotels
  • Hawthorn Suites by Wyndham
  • Ramada Worldwide
  • Night Hotels
  • Baymont Inn & Suites
  • Days Inn
  • Super 8
  • Howard Johnson
  • Travelodge
  • Knights Inn

After the first purchase is made, 12,000 bonus points are awarded for new cardholders. This is the equivalent of up to 2 free nights.

Points can be redeemed through the Wyndham Rewards network for stays at participating hotels. Special discounts and offers can also be found on the Wyndham Rewards network website.

The Benefits

The exact benefits that come with this card are unspecified, but it is a Visa Signature card, which is an upper-level Visa benefits tier. For a full listing of all the benefits that Visa Signature offers, take a look at the Visa Signature section of our guide to credit card benefits. Keep in mind that your card may not include all of the benefits listed.

Card Art for The Wyndham Rewards® Visa Signature® Card

The Costs & Fees

Annual Fee Intro APR for Purchases Intro APR for Balance Transfers Regular Purchase APR Regular Balance Transfer APR Cash Advance APR Foreign Transaction Fee
$0 0% for 6 months for all Wyndham Timeshare Purchases 0% for 15 months (must be completed within the first 45 days of account opening) 17.49%, 22.24%, or 27.24% Variable 17.49%, 22.24%, or 27.24% Variable 27.49% Variable None
Penalty APR Late Fee Returned Payment Fee
None Up to $37 Up to $37

The Bottom Line

This card was designed with Wyndham Hotel and Resort customers in mind. If you get this card and use it at your leisure, you’ll be able to accumulate points for discounts and exclusive experiences at a variety of resorts.

There’s no annual fee for this card, so, as long as you pay off your balance in full each month, it shouldn’t cost you any money to earn discounts for hotel stays. If you get this card, be sure to look into the extra Visa Signature benefits, many of which can be very valuable for shopping and traveling.

This review was not endorsed or approved by the card issuer or its affiliates.

Was this helpful?

The responses below are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertisers' responsibility to ensure all posts and/or questions are answered.

The Insider

Ellen Sirull
Hilton Honors Credit Cards: How to Earn Points and Get Free Night Stays
Ellen Sirull | Apr 18, 2019

You have four different options for Hilton credit cards. Find out which one will fit best with your personal spending and travel habits.

Read More
Susan Shain
Priority Pass Select: How It Works (and Credit Cards That Have It)
Susan Shain | Apr 18, 2019

Want to get free food and drinks at airports around the world? You need Priority Pass Select. Here's how to get it for free with Priority Pass credit cards.

Read More
Susan Shain
United Airlines Credit Cards: Here’s Our Top Pick
Susan Shain | Apr 09, 2019

Trying to choose between the various United Airlines credit cards? We've done the legwork for you — here's the best card for most United flyers.

Read More