Review of the Wyndham Rewards® Visa Signature® Card

Brendan Harkness

Brendan Harkness | Reviews

Oct 02, 2014 | Updated Dec 03, 2018

Although Credit Card Insider does receive compensation from some card issuers as advertisers, this does not in any way influence our judgement of a card in our reviews. Learn more about how we rate credit and charge cards.

The Wyndham Rewards® Visa Signature credit card provides points with every purchase that can be redeemed for rewards at Wyndham Hotels and Resorts. There is no annual fee, and the card comes with the benefits of Visa Signature.

The Wyndham Rewards® Visa Signature® Card - No Annual Fee
Apply Now

The Wyndham Rewards® Visa Signature® Card - No Annual Fee

For People with
Good Credit

  • Annual Fee: $0
  • Interest Rate: 17.24%, 21.99%, or 26.99% Variable
Quick Card Facts
  • Earn 3 points per $1 spent on eligible purchases for every participating hotel stay, Wyndham Vacation Rental North America properties, and on-property spend and maintenance fees at Wyndham timeshare properties
  • Earn 2 points per $1 spent on eligible gas, utility and grocery store purchases (excluding Target® and Walmart®) Earn 1 point per $1 spent on purchases everywhere else (excluding Wyndham timeshare down-payments)

The Rewards

3 points will be awarded for every $1 spent on eligible hotel stays within the Wyndham Rewards network of hotels and resorts. 2 points are awarded for every other dollar spent.

Members of the Wyndham Rewards network include:

  • Wyndham Grand and Wyndham Garden Hotels and Resorts
  • TRYP Hotels
  • Hawthorn Suites by Wyndham
  • Ramada Worldwide
  • Night Hotels
  • Baymont Inn & Suites
  • Days Inn
  • Super 8
  • Howard Johnson
  • Travelodge
  • Knights Inn

After the first purchase is made, 12,000 bonus points are awarded for new cardholders. This is the equivalent of up to 2 free nights.

Points can be redeemed through the Wyndham Rewards network for stays at participating hotels. Special discounts and offers can also be found on the Wyndham Rewards network website.

The Benefits

The exact benefits that come with this card are unspecified, but it is a Visa Signature card, which is an upper-level Visa benefits tier. For a full listing of all the benefits that Visa Signature offers, take a look at the Visa Signature section of our guide to credit card benefits. Keep in mind that your card may not include all of the benefits listed.

Card Art for The Wyndham Rewards® Visa Signature® Card

The Costs & Fees

Annual Fee Intro APR for Purchases Intro APR for Balance Transfers Regular Purchase APR Regular Balance Transfer APR Cash Advance APR Foreign Transaction Fee
$0 0% for 6 months for all Wyndham Timeshare Purchases 0% for 15 months (must be completed within the first 45 days of account opening) 17.24%, 21.99%, or 26.99% Variable 17.24%, 21.99%, or 26.99% Variable 27.24% Variable None
Penalty APR Late Fee Returned Payment Fee
None Up to $37 Up to $37

The Bottom Line

This card was designed with Wyndham Hotel and Resort customers in mind. If you get this card and use it at your leisure, you’ll be able to accumulate points for discounts and exclusive experiences at a variety of resorts.

There’s no annual fee for this card, so, as long as you pay off your balance in full each month, it shouldn’t cost you any money to earn discounts for hotel stays. If you get this card, be sure to look into the extra Visa Signature benefits, many of which can be very valuable for shopping and traveling.

This review was not endorsed or approved by Issuer or its affiliates.

Was this helpful?

The responses below are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertisers' responsibility to ensure all posts and/or questions are answered.

The Insider

Susan Shain
Annual Income for Credit Card Applications: Everything You Need to Know
Susan Shain | Dec 13, 2018

How do you calculate your annual income for credit card applications? And do you have to tell the truth? Here's everything you need to know.

Read More
Susan Shain
No Credit Check Credit Cards (And Why We Don’t Recommend Them)
Susan Shain | Dec 07, 2018

Looking for a no credit check credit card that also offers instant approval? Here are our recommendations — plus why you should proceed with caution.

Read More
Brendan Harkness
Review of the Victoria’s Secret Angel Card
Brendan Harkness | Dec 01, 2018

The Victoria's Secret Angel Card and PINK card are popular for their rewards. But are these store cards worth getting? Read our review to find out.

Read More