Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
The RCI® Elite Rewards® MasterCard was created for members of RCI, a major timeshare vacation network.
Cardholders earn 2 Rewards per dollar spent on RCI purchases, and can redeem them in a number of ways (note: you don’t earn points or cash back with this card – instead, the rewards you get are simply called “Rewards”).
It’s a fairly simple card, and you’d only want it if you’re already very interested in using RCI to stay in timeshares. Read on to learn about the types of rewards it offers, how it could help you save some money on vacations, and if it’s really the right card for you.
This card provides:
You can redeem your Rewards in a number of ways:
|Annual Fee||Intro APR for Purchases and Balance Transfers||Regular APR||Regular Balance Transfer APR||Cash Advance APR||Foreign Transaction Fee|
|$0||None for None||17.24%, 22.24%, or 27.24% Variable||17.24%, 22.24%, or 27.24% Variable||27.49% Variable||None|
|Penalty APR||Late Fee||Returned Payment Fee|
|None||Up to $39||Up to $39|
If you already vacation with RCI, the RCI® Elite Rewards® MasterCard has the potential to save you a small chunk of cash with every stay, eventually adding up to a nice discount. Just be sure to cash in your rewards to pay for expenses.
But, keep in mind that other general use rewards cards might be equally rewarding, if not even more so. The Citi Double Cash card, for example, gives you 2% cash back on every single purchase you make. So take some time to shop around and check out your options before making a decision.
How do you like your RCI Elite Rewards MasterCard? Does it save you money and make your vacations more convenient? Click here to leave your own review for other visitors, we’d love to hear from you!
Credit Card Insider receives compensation from advertisers whose products may be mentioned on this page. Advertiser relationships do not affect card evaluations. Advertising partners do not edit or endorse our editorial content. Content is accurate to the best of our knowledge when it's published. Learn more in our Editorial Guidelines.
The responses below are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertisers' responsibility to ensure all posts and/or questions are answered.