Review of the Barclaycard CashForward™ World MasterCard®

Brendan Harkness

Brendan Harkness | Reviews

Feb 27, 2016 | Updated Sep 14, 2016

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The Barclaycard CashForward World MasterCard is a pretty basic credit card, offering a decent cash back reward for every purchase you make.

The value of this card is in its simplicity. Instead of thinking about what card to use every time you shop, wondering if you’ll get the most rewards with this one or that one, you can just go with your CashForward every time to earn 1.5% cash back. You’ll also get a 5% bonus on your rewards every time you redeem them.

If you’re looking for a straightforward card without a lot of extra features, this one fits the bill. Read on to learn more about it and see if it’s the right card for you.

Barclaycard CashForward™ World MasterCard®
Apply Now

Barclaycard CashForward™ World MasterCard®

For People with
Good Credit

  • Annual Fee: $0
  • Interest Rate: 14.99%, 19.99% or 24.99% Variable
Quick Card Facts
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness.
  • Please note, there is a fee for balance transfers
  • No annual fee

The Rewards

  • 1.5% cash back rewards on every purchase you make
  • 5% redemption bonus every time you redeem your rewards (applied to the next redemption)
  • $100 cash back for spending $500 in the first 90 days

Let’s do a bit of math to see how far that 5% redemption bonus goes.

Say you spend $1,000 with the card. How much will your total cash back reward be?

To calculate the 1.5% cash back: $1000 X .015 = $15.00.

To calculate the 5% redemption bonus: $15.00 X .05 = $0.75.

To calculate the total reward: $15.00 + $0.75 = $15.75.

So, your total reward for spending $1,000 will be $15.75. That extra 5% isn’t much, but it’s better than nothing. The longer you use the card, the more useful that bonus will be.

The Benefits

Your card may come with more benefits than are listed here. Check your Guide to Benefits to learn the specific benefits available to you.

Perks

  • Free FICO® Credit Score

    Keep track of your credit score easily, and get alerts if it changes.

Security

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Chip-and-Signature and Chip-and-Pin Technology

    This card has EMV technology for added security when making purchases. You can find more information on EMV technology here »

The Costs & Fees

Annual Fee Intro APR for Balance Transfers Regular Purchase APR Regular Balance Transfer APR Cash Advance APR
$0 0% for 15 months (on balance transfers made within 45 days of account opening) 14.99%, 19.99% or 24.99% Variable See Terms See Terms
Balance Transfer Fee Cash Advance Fee Foreign Transaction Fee
See Terms See Terms See Terms
Penalty APR Late Fee Returned Payment Fee
See Terms Up to $37 Up to $38

As you can see, you’ll get an introductory 0% APR for balance transfers for 15 months with this card. Balance transfers will incur a fee.

Take note that this intro rate won’t apply to purchases, but you can avoid interest charges by paying your balance in full each billing period.

The Bottom Line: 4 out of 5 Stars

The Barclaycard CashForward World MasterCard is a simple rewards card, offering cash back without much else to worry about.

You’ll get the same 1.5% back everywhere you shop, with a nice $100 signup bonus and no annual fee. This card is also a good option for building your credit because you can check your credit score for free, anytime you’d like.

We gave this card 4 out of 5 Stars, because the cash back deal on every purchase is almost as good as you’ll find on a general-rewards card like this. There’s no annual fee and the interest rates on purchases and balance transfers are very favorable, both big points in this card’s favor. There are very few extra benefits, however, which limits this card’s usefulness compared to many others.

Want to apply for this card or learn more? Just click the name below.

Barclaycard CashForward™ World MasterCard®
Apply Now

Barclaycard CashForward™ World MasterCard®

For People with
Good Credit

  • Annual Fee: $0
  • Interest Rate: 14.99%, 19.99% or 24.99% Variable
Quick Card Facts
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness.
  • Please note, there is a fee for balance transfers
  • No annual fee
Not the cards for you? If you’d like to see some other highly rewarding cards, check out the Best Rewards Credit Cards – 2016!

How do you like your Barclaycard CashForward World MasterCard? Leave your own review of the card, we’d love to hear from you!

Was this helpful?
  • Pamela Scott

    Stay away from this company. Misleading and only wants your money. Within my few months experience with Barclay, I say I am disappointed and I regretted that I chose to sign up on this card. It was disappointing that your company could not take care of your clients well. Too much inconsistency on your offers, the 0% APR on purchases is not true. Look at your statements carefully. The company is not accommodating. There is no sincerity for having us in business but clearly you are only after charging us more fees. Is your company worth recommending? Your company just lost my business, my family and friends business and more people would hear and know this online and in person.

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