Review of the Frontier Airlines World MasterCard® – $69 Annual Fee

Brendan Harkness

Brendan Harkness | Reviews

Dec 11, 2015 | Updated Feb 03, 2016

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The Frontier Airlines World MasterCard® is a good travel rewards card issued by Barclaycard. You’ll get 2 miles for every $1 spent on eligible flights with Frontier Airlines and 1 mile for every $1 spent on all other purchases.

During the first year you have the opportunity to earn lots of miles. You can earn 40,000 miles with the sign-up bonus when you spend $500 in the first 3 months. And you’ll get World Mastercard benefits, which make traveling and shopping more convenient and secure.

This card is best for frequent travelers of Frontier Airlines. I’ll get into more details about how often you need to use this card to get your money’s worth in the Bottom Line section of this post. If you’re interested in that immediately, click here, otherwise, read on below.

Frontier Airlines World MasterCard - $69 Annual Fee
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Frontier Airlines World MasterCard - $69 Annual Fee

For People with
Excellent Credit

  • Annual Fee: $69
  • Interest Rate: 16.99% or 25.99% Variable
Quick Card Facts
  • Earn 40,000 Bonus Miles after spending $500 in purchases in the first 90 days after account opening and payment of the annual fee
  • Earn 2 miles per $1 on purchases at FlyFrontier.com and 1 mile per $1 on all other purchases
  • With 40,000 bonus miles you can redeem for up to two domestic roundtrip award tickets (subject to fees/taxes starting from $22.40)
  • No award redemption fee when you book an award ticket using your Frontier Airlines World MasterCard to pay the related taxes and fees, starting from $5.60 for a one-way ticket
  • Earn a $100 Frontier Airlines flight discount voucher after your account anniversary when you have spent $2,500 or more in purchases on your account during your cardmembership year
  • Use your Frontier Airlines MasterCard for at least one purchase every six months to keep your miles from expiring
  • 0% Intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 16.74% or 25.74% based on your creditworthiness. Please note, there is a fee for balance transfers
  • View your FICO® Score online - with no charge and no hidden fees
  • $69 Annual Fee

The Rewards

You’ll earn:

  • 2 miles for every $1 spent on purchases from FlyFrontier.com »
  • 1 mile for every $1 spent on all other purchases
  • 40,000 bonus miles when you spend $500 in the first 90 days
  • Miles that don’t expire if you use your card once every 6 months

The Benefits

Check your card’s Guide to Benefits to learn the exact benefits that your card offers, and how to access them.

Perks

  • Award Redemption Fee Waiver

    Award redemption fees will be waived when you use miles to reserve award tickets through the Frontier Airlines EarlyReturns account and you pay the fees and taxes with your card.

  • Complimentary FICO® Credit Score

    Your account must be in good standing to view your FICO score.

Security

  • Chip-and-Signature and Chip-and-Pin Technology

    This card has EMV technology for added security when making purchases. You can find more information on EMV technology here »

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

The Costs & Fees

Annual Fee Regular APR Regular Balance Transfer APR Introductory Balance Transfer APR Cash Advance APR Foreign Transaction Fee
$69 16.99% or 25.99% Variable 16.74% or 25.74% Variable 0% for 15 months (need to be completed 45 days from opening the account) 25.99% Variable 3%
Penalty APR Late Fee Returned Payment Fee
See Terms Up to $37 Up to $37

The Bottom Line

All in all, the Frontier Airlines World MasterCard is a great credit card for frequent fliers of Frontier Airlines.

Here’s how to get your money’s worth:

It takes 20,000 miles to redeem a round-trip flight in the United States. To earn this many miles you’d need to spend $500 in the first 90 days, which will earn you:

  • 40,000 bonus miles through the sign-up bonus
  • 1,000 miles at 2 miles for every $1 spent if you make your purchases through FlyFrontier.com

So after spending $500 plus the annual fee of $69, you will earn 41,000 points which you can redeem for up to 2 round-trip tickets in the United States. That’s an amazing reward for only spending $569!

After the first year using this card becomes questionable. Without the sign-up bonus, you’ll need to spend at least $10,000 per year to earn the 20,000 miles you need to redeem a round-trip flight in the United States.

If you plan on spending this much with Frontier, then it’s worth it to keep the card beyond the first year. Otherwise, you’re better off getting it for the first year, then closing it to avoid paying the annual fee the second year.

If you’re concerned about hurting your credit score by closing this card after the first year, don’t worry. Despite what most people think, you can close a credit card without hurting your credit score. Learn how to do that here »

Do you have the Frontier Airlines World Mastercard? What’s your experience been? Click here to tell other people all about it.

Other Frontier Airlines Credit Cards

If you’re looking for a card that offers rewards for flying Frontier Airlines with no annual fee, Frontier also offers the Frontier Airlines World MasterCard® – No Annual Fee »

You’ll only get 1 point for every $1 spent at FlyFrontier.com, but with no annual fee there’s no downside to getting it if you fly with Frontier Airlines once every 6 months. If you don’t travel this much, it’s not worth using since your points will expire.

For more credit cards from other airlines check out our list of The Best Airline Credit Cards – 2015 »

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