2020 Review: Delta SkyMiles Gold American Express Card — Best for Delta Fans?
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Delta SkyMiles® Gold American Express Card
The Delta SkyMiles® Gold American Express Card appeals to a very specific cardholder: the Delta Air Lines enthusiast.
It earns 2X SkyMiles per eligible dollar spent on Delta purchases, restaurants, and U.S. supermarkets, and 1X mile on everything else. You can redeem those SkyMiles for flights on Delta or its SkyTeam partners, plus a wide variety of other rewards.
The Delta SkyMiles Gold card comes with a strong introductory offer, too: 60,000 bonus miles for spending $2,000 in the first 3 months; 10,000 bonus miles after first cardmember anniversary (expires 4/1/2020).
And there are plenty of other benefits, like Main Cabin 1 priority boarding and waived fees on your first checked bags.
You have to pay an annual fee after the first year (Rates & Fees) to get all this, but if you already spend a lot with Delta, or you’re ready to commit to a single airline, then this rewards card could easily be worth the price.
The Delta SkyMiles Gold is one of four co-branded consumer airline cards available from Delta and American Express.
| Card | Annual Fee | Rewards |
|---|---|---|
| Delta SkyMiles® Blue American Express Card | $0 (Rates & Fees) |
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| Delta SkyMiles® Gold American Express Card (This review) | $0 introductory annual fee for the first year, then $99. |
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| Delta SkyMiles® Platinum American Express Card (Review) | $250 (Rates & Fees) |
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| Delta SkyMiles® Reserve American Express Card (Review) | $550 (Rates & Fees) |
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Delta SkyMiles® Gold American Express Card
Details
(Rates & Fees)securely on the issuer's website
- Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
- Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
- New! Get ready for your next trip – spend $10,000 in purchases on your card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner.
- Earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets.
- Earn 1X Mile on all other eligible purchases.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- Enjoy a $0 introductory annual fee for the first year, then $99.
- Terms Apply.
- See Rates & Fees
American Express is a Credit Card Insider advertiser.
Our Rating: 4 Out of 5 Stars
We’re giving the Delta SkyMiles Gold American Express Card 4 out of 5 stars. If you fly Delta several times a year and spend a lot of money at restaurants and supermarkets, it’s a great pick — especially if you’re not ready to hand over hundreds a year for the premium Delta SkyMiles® Reserve American Express Card (Review). But because it’s an airline card, the Delta SkyMiles Gold is only going to benefit a handful of people.
Why We Like It
- 2X miles per dollar on Delta purchases, restaurants, and U.S. supermarkets rewards loyal flyers while making it easy to earn miles with everyday purchases
- Redeeming for flights provides a solid value of around 1–1.5 cents per SkyMile
- Miles can also be redeemed for flights with SkyTeam partners
- Good welcome bonus: 60,000 bonus miles for spending $2,000 in the first 3 months; 10,000 bonus miles after first cardmember anniversary (expires 4/1/2020)
- First checked bag free on Delta flights
- Main Cabin 1 priority boarding on Delta flights for the cardholder and up to eight other passengers with the same itinerary
- 20% back on eligible in-flight purchases, like food and drinks (excludes WiFi)
- No foreign transaction fee
- SkyMiles never expire
Why It Could Be Better
- Annual fee: $0 introductory annual fee for the first year, then $99.
- Benefits are good, but not exceptional
- Amex network is less widely accepted than Visa and Mastercard, a downside for global travelers
Insider Advice: Getting the Most Out of Your Card
- Book Delta flights: The most obvious way to amass miles with your Delta SkyMiles Gold card is by purchasing Delta airfare. You’ll earn 2X miles per dollar spent, in addition to the 5X you get from being a SkyMiles member.
- Eat: Food is a necessity, and this card lets you take advantage of that by giving you 2X SkyMiles at restaurants and U.S. supermarkets. Supermarket categories typically exclude stores like Target and Walmart, however, so keep that in mind if that’s where you prefer to shop.
- Get the welcome bonus: Meet the intro bonus requirements and get a big reward to help offset the card’s annual fee.
- Redeem for airfare: Airline cards nearly always provide the best redemption value if you redeem for airfare, and the Delta SkyMiles Gold is no exception. Redeem for airfare with Delta or a partner airline to maximize the value of your SkyMiles.
- Enjoy priority boarding and free checked bags: As long as your itinerary is tied to the same SkyMiles number as this card, you’ll get Main Cabin 1 priority boarding for you and up to eight other passengers, and the fee for each passenger’s first checked bag will be waived.
The Rewards
The Delta SkyMiles Gold card’s reward structure is very normal for an airline card.
The spending categories are simple to understand, and like with most airline credit cards, the value of each mile you earn will depend on how it’s redeemed.
Assume you’ll get somewhere between 1 to 1.5 cents in value when redeeming for airfare through Delta or a partner airline. That’s a cash back equivalent of up to 3% from the card alone, which is good. But you’ll also earn 5X SkyMiles per dollar on Delta purchases just for being a SkyMiles member. This can up your cash back equivalent even more, to about 7–10.5%.
You’ll be hard-pressed to get anything better, but you can nearly always expect something in that range if you’re redeeming for flights, and that kind of consistency can be appealing.
Earning
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You’re probably already spending quite a bit with Delta if you’re considering this card, so you aren’t likely to have trouble taking advantage of the Delta category.
The 2X miles you earn on Delta purchases with this card are in addition to the 5X miles per dollar you get with a basic, free SkyMiles membership. So, when you use this card with Delta, you’re actually getting 7X miles per dollar — but only those two extra miles are coming from the card itself. Anyone can get the other five. (And you can earn more miles per dollar as a Delta Medallion member.)
The restaurant and supermarket categories are arguably even easier to use. Grab your groceries at your local supermarket to get 2X SkyMiles per dollar, but bear in mind that this category won’t encompass big box stores like Walmart and Target.
When you’re too tired to cook with the groceries you bought, go ahead and eat out — you’ll get 2X SkyMiles at restaurants, too. So the card makes it easy to earn SkyMiles no matter where you eat.
Insider tip
If you want to earn SkyMiles on purchases from merchants that don’t seem like they’re covered by these categories, you may still be able to earn 2X SkyMiles by buying gift cards for your retailer of choice at a supermarket.
Read more
Delta Credit Cards: Which One Should You Pick?
Redeeming
You can redeem your SkyMiles for a variety of rewards, including flights and flight upgrades, Delta vacations, car rentals, gift cards, and more.
Because the Delta SkyMiles Gold is an airline travel credit card, it’s probably no surprise that you’ll get the best cash back equivalent if you redeem for airfare.
Redeeming for Airfare
SkyMiles can be redeemed for airfare with Delta and its SkyTeam partner airlines right on the Delta website. You can view both miles and cash prices to compare which flights provide the best overall value.
You can also book airfare with either Miles + Cash or Pay with Miles, two somewhat similar features. Your redemption value will typically be better if you use miles outright, however, so we recommend avoiding these.
Quick Guide
Miles + Cash vs. Pay with Miles
Delta's Miles + Cash feature basically allows you to pay for a ticket with both miles and cash (surprise!) by instituting a surcharge to lower a flight's price in miles.
Pay with Miles is different — it lets you book airfare with miles in increments of 5,000, and then pay for the rest in cash.
One distinguishing feature is that Miles + Cash flights are treated as award tickets, so you won't earn any rewards. Pay with Miles fares are treated as typical tickets, however, which means that whatever portion of the price you pay with cash will actually earn SkyMiles.
More often than not, your per-mile redemption value will hover between 1–1.5 cents, like we said above. That’s sometimes a bit less than we like to see, but it’s not bad by any means. It’s just not the best on the market.
Let’s explore a couple of examples.
Here’s a round-trip Basic Economy itinerary from JFK to Seattle and back. The trip spans from Wednesday, March 11, to Wednesday, March 18.
On the left is the cash price. The right is what you’d pay if you were redeeming SkyMiles for the same trip.
Divide the full cash price by the number of miles, and you land right around 1.4 cents per mile, comfortably in that 1–1.5 cent range we mentioned above. That’s not a bad deal. You still have to pay “taxes, fees, and charges,” but this amount is considerably lower when you’re redeeming with miles.
Next, let’s look at a Boston/Atlanta trip in first class.
That gets you about 1.3 cents per mile. Only a bit less, but it’s an example of how your redemption value changes depending on the specifics of your itinerary.
Other Redemption Options
The remaining redemption options (there are quite a few) aren’t particularly valuable.
Here’s a list of several things you can use SkyMiles for outside of airfare:
- Delta Vacations
- SkyMiles Experiences
- SkyClub access
- Airline-related fees, including ticket change fees, award ticket redeposit fees, Same-Day Confirmed fees, and external ticket charges
- Delta gift cards
- Charitable donations
- Magazine subscriptions
We don’t recommend any of these, because the value of your SkyMiles is usually going to be a lot lower than if you just redeemed for airfare.
Take Delta gift cards for example.
You’ll get the best per-mile value for buying a $1,000 gift card for 111,100 SkyMiles. That’s 0.9 cents per mile, which isn’t very good.
The Benefits
The Delta SkyMiles Gold card features a few good benefits, but they’re relatively average for the card’s fee.
- First checked bag free: Use your Delta SkyMiles number when booking your flight to waive the price ($30) of your first checked bag. This benefit extends to up to eight other passengers flying on your itinerary.
- Main Cabin 1 priority boarding: Get to your seat and settle in earlier when you reserve with your SkyMiles number. This benefit extends to up to eight other passengers on your itinerary.
- 20% back on in-flight purchases: Save 20%, in the form of a statement credit, on in-flight purchases like food and alcoholic beverages. Excludes WiFi and associated services.
- $100 Delta flight credit: Spend $10,000 in a calendar year to earn a $100 credit good for Delta flight and vacation package reservations.
- Global Assist Hotline: Receive assistance with medical and legal referrals, cash wires, passport replacement, missing luggage, and more when you’re more than 100 miles from home.
- Entertainment Access: Purchase tickets to your favorite events with exclusive presale access and explore exclusive cardmember events near you.
- ShopRunner: Enjoy free two-day shipping at a variety of online retailers with a complimentary ShopRunner membership.
- Pay It Plan It: Pay off a small purchase immediately with Pay It, or choose Plan It to pay for a bigger purchase over a set period of time for a fixed monthly fee.
- Year-End Summary: Examine your spending throughout the prior year by month and category.
- Fraud protection: You’re not responsible for any fraudulent purchases charged to your account (contact customer support immediately if you suspect fraud).
The Terms & Fees
| Purchase APR | Balance Transfer APR | Cash Advance APR |
|---|---|---|
| 15.74–24.74% Variable | 15.74–24.74% Variable | 25.24% Variable |
| Annual Fee | Foreign Transaction Fee |
|---|---|
| $0 introductory annual fee for the first year, then $99. | None |
| Balance Transfer Fee | Cash Advance Fee |
|---|---|
| Either $5 or 3% of the amount of each transfer, whichever is greater. | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Penalty APR | Late Fee | Returned Payment Fee |
|---|---|---|
| 29.24% Variable | Up to $40 | Up to $40 |
There’s nothing exceptional about the Delta SkyMiles Gold’s fees.
Its annual fee is normal for this type of airline card, as is its lack of foreign transaction fees. Just remember that you may not want to take this card abroad, anyway. It uses the American Express network, which isn’t as widely accepted as Visa or Mastercard.
The Bottom Line
If Delta’s your go-to airline and you’re not ready to pay hundreds a year for a premium travel rewards card, the Delta SkyMiles® Gold American Express Card is a very strong option.
A 2X mile-per-dollar reward rate on Delta purchases is average for an airline card, but the Delta SkyMiles Gold adds restaurants and U.S. supermarkets, which makes it a lot easier to accumulate rewards than with more narrowly focused co-branded cards.
There’s a two-part introductory bonus that delivers a fairly strong return on spend to help you offset the annual fee for at least a few years.
There are quite a few helpful perks, too. Priority boarding is sure to please regular travelers, and the free checked bag benefit offers hundreds of dollars in potential annual savings. But if you already have access to benefits like these through your airline loyalty status, this card may not be the best choice for you.
All in all, the Delta SkyMiles Gold American Express Card is a solid airline rewards credit card that appeals exclusively to people who plan to spend a lot with Delta, and those who already do. Its rewards and benefits are both quite good, even if they don’t provide quite as much bang for your buck as, say, the more expensive Delta Reserve.
How to Apply for the Delta SkyMiles Gold American Express Credit Card
Easily apply for the Delta SkyMiles Gold by clicking the “Apply Now” button below. You’ll be sent to the American Express website. Submit the secure application, and you’ll probably get an instant decision, either approval or denial, after Amex conducts a hard credit inquiry.
In certain cases, the issuer may not provide an instant decision, and may reach out for more information.
What Credit Scores Do You Need to Get the Delta SkyMiles Gold Card?
The Delta’s Gold card is designed for cardholders with good credit scores — that’s 670 or higher for FICO, and 700 or higher for VantageScore.
You may be approved with lower scores, or you could be denied with very high scores if other factors, like your income, don’t meet the issuer’s standards.
Qualifications and Requirements
- Must be 18 to apply
- Personal information: Name, date of birth, Social Security number
- Address and contact information: Home address, phone number, email address
- Financial information: Total annual income, income source
- Delta SkyMiles number (optional; you’ll be provided with one upon approval if approved)
Delta SkyMiles® Gold American Express Card
Details
(Rates & Fees)securely on the issuer's website
- Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
- Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
- New! Get ready for your next trip – spend $10,000 in purchases on your card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner.
- Earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets.
- Earn 1X Mile on all other eligible purchases.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- Enjoy a $0 introductory annual fee for the first year, then $99.
- Terms Apply.
- See Rates & Fees
American Express is a Credit Card Insider advertiser.
Alternatives to the Delta SkyMiles Gold American Express Card
The Delta SkyMiles Gold is a good card for its primary audience of loyal Delta users. If that doesn’t sound like you, there are plenty of comparable (or better) cards that can help you rack up points or miles while exploring.
Insider tip
Thinking a co-branded airline card might be your thing? Check out our top airline cards. There are other Delta cards, and a variety of great choices from American Airlines, JetBlue, Southwest, United, and more.
securely on the issuer's website
The Delta SkyMiles® Platinum American Express Card (Review) is one jump up from the Delta SkyMiles Gold Card in the Delta credit card family, and several upgrades justify its higher annual fee.
You get a ramped-up rewards program that earns an extra point on Delta purchases, plus a hotel category that the Gold card lacks entirely.
There are extra perks, too, like a TSA PreCheck/Global Entry application fee credit and a yearly companion certificate for a Main Cabin domestic round trip flight.
The Platinum even allows you to access Delta Sky Club airport lounges, but you’ll have to pay $39 per visit.
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This rewards program is a logical step up from the Gold card. The hotel category is an exceptionally useful addition to any travel card, and 3X miles is a fairly strong rate.
- Annual Companion Certificate: A certificate for a domestic Main Cabin round-trip flight upon renewal
- Global Entry or TSA PreCheck application fee credit: A statement credit for the application fee of either Global Entry ($100 every four years) or TSA PreCheck ($85 once every four-and-a-half years)
- First checked bag free on Delta flights: For you and up to eight traveling companions
- Priority Boarding on Delta flights: Settle into your seat more quickly with Zone 1 priority boarding.
- Delta Sky Club access: Kick back at Delta Sky Club airport lounges for $39 per person.
- 20% in-flight discount on Delta flights: A 20% discount on eligible in-flight purchases, like food, beverages, movies, and audio headsets
- Status Boost: Earn 10,000 MQMs for every $25,000 in eligible purchases, up to two times per calendar year.
- No foreign transaction fees
- Annual fee: $250
- Earn up to 100,000 bonus miles. Earn 80,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
- New! With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
- Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
- New! Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- New! Earn 2X Miles at restaurants and at U.S. supermarkets.
- Earn 1X Mile on all other eligible purchases.
- Fee Credit for Global Entry or TSA Pre✓®.
- Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- No Foreign Transaction Fees.
- $250 annual fee.
- Terms Apply.
- See Rates & Fees
securely on the issuer's website
The Delta SkyMiles® Reserve American Express Card (Review) is Delta’s top-tier credit card offering.
Its hefty annual fee stands alongside travel favorites like The Platinum Card® from American Express (Review) and the Chase Sapphire Reserve® (Review) for good reason.
The cardholder gets free access to Delta Sky Clubs and Centurion Lounges, a TSA PreCheck/Global Entry application fee credit, an annual companion certificate, and several other perks, including the Delta SkyMiles Gold’s free checked bag and priority boarding benefits.
The Reserve also boasts Status Boost, which helps big spenders and Delta superfans accelerate their progress toward Medallion status.
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The Delta SkyMiles Reserve gives you one more SkyMile per dollar than the Gold, but lacks several categories the Platinum Delta card offers. That may seem surprising, but with premium cards, it’s the benefits that tend to command the spotlight and provide the most monetary value anyway.
- Delta Sky Club and Centurion Lounge access: Complimentary access to Delta Sky Clubs, with up to two guests at $39 each (and two annual one-time guest passes); complimentary access to Centurion Lounges, with up to two guests at $50 each
- Annual Companion Certificate: A certificate for a Domestic First Class, Delta Comfort+, or Main Cabin round-trip flight.
- Global Entry or TSA PreCheck application fee credit: A statement credit for the application fee of either Global Entry ($100 every four years) or TSA PreCheck ($85 once every four-and-a-half years)
- First checked bag free on Delta flights: For you and up to eight traveling companions
- Priority Boarding on Delta flights: Get on the plane more quickly with Zone 1 priority boarding.
- 20% in-flight discount on Delta flights: A 20% discount on eligible in-flight purchases, like food, beverages, movies, and audio headsets
- Complimentary upgrades access: With the Delta SkyMiles Reserve, you’re next in line after Medallion Members to receive complimentary flight upgrades.
- Status Boost: Earn 15,000 MQMs for every $30,000 in eligible purchases, up to four times per calendar year.
- No foreign transaction fees
- Annual fee: $550
- Earn up to 100,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs). Earn 80,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs) after you spend $5,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
- New! With Status Boost™, earn 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
- New! Earn 3X Miles on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
- Fee Credit for Global Entry or TSA Pre✓®.
- Complimentary access into the Delta SkyClubs® for you when traveling on a Delta flight.
- New! Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
- Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
- No Foreign Transaction Fees.
- $550 annual fee.
- Terms Apply.
- See Rates & Fees
Chase Sapphire Preferred® Card
Details
Its rewards program is simple (at first glance) and its benefits are standard, but the Chase Sapphire Preferred® Card (Review) is a favorite of ours thanks to its redemption versatility.
You get a 25% point bonus if you redeem for travel through Chase Ultimate Rewards, but you can get an even better return on spend if you transfer to a Chase travel partner.
Another great perk? If you use no annual fee Chase cards like the Chase Freedom® (Review) and Chase Freedom Unlimited® (Review), you can transfer the points earned with those cards to the Preferred and put them toward your travel redemptions.
Not ready to commit to a single airline? Keep this card in mind.
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This card’s travel and restaurant categories are a natural fit for most people who fly frequently.
The Sapphire Preferred is known for having an excellent introductory bonus. These offers can change at any time, but it’s fairly safe to assume that this will remain true.
- Point transfer: Transfer your Ultimate Rewards points at a 1:1 rate to leading airline and hotel frequent travel programs, like Marriott Bonvoy or United MileagePlus.
- 15,000-point referral bonus: Get 15,000 points for every friend you refer who applies for the card and is approved, up to 75,000 bonus points per year.
- DoorDash membership: A free membership (DashPass) for at least a year, which provides free delivery for orders of $15 or more
- Luxury Hotel Collection: Book eligible rooms to get perks like daily breakfast for two, complimentary WiFi, room upgrades, early check-in, late check-out, and unique gifts.
- Shop through Chase/Chase Offers: Earn more points by shopping at participating retailers with the Shop through Chase and Chase Offers marketplaces.
- Visa Signature Concierge: Call your Visa Signature Concierge for non-emergency assistance with things like travel bookings, dinner reservations, and more, any time.
- Premium Auto Rental Collision Damage Waiver: Get primary coverage on eligible rental vehicles to keep your premiums from rising after an accident.
- No foreign transaction fee
- Annual fee: $95
securely on the issuer's website
The Platinum Card® from American Express (Review) earned its iconic status with more than just sleek looks.
It carries a very high annual fee, like most premium cards, but the Platinum card’s benefits are arguably the best of any travel card on the market.
Its rewards are worth talking about, too.
Not only can you redeem Amex Membership Rewards points for Delta Flights through Amex Travel, but Platinum cardholders can transfer Membership Rewards points to the Delta SkyMiles loyalty program at a 1:1 ratio (and sometimes there are deals). This allows you to use the points earned with the Platinum card alongside any SkyMiles you’ve amassed from being a SkyMiles member. There aren’t many general travel cards that allow transfers to Delta, so the Platinum stands out.
You’ll be charged an excise tax offset fee of $0.0006 per point to conduct this kind of transfer. So if you’re transferring 75,000 points, for example, that’d amount to a fee of $45. Still, there’s a good chance that the transfer will be worth the price if you redeem carefully.
On top of that, Platinum cardholders get complimentary access to Delta Sky Club airport lounges and a host of other airport lounges.
For a serious Delta lover, the Amex Platinum is an excellent pick.
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The Platinum card’s rewards program is sure to be a hit among Delta loyalists.
You earn 5X points per dollar on airfare booked directly through airlines, which covers Delta.
Other than that, the only way to earn more than a point per dollar is through American Express Travel bookings. If you spend a lot of travel, though, those categories could still come in handy.
- $200 annual airline fee credit: Covers incidental costs like checked bags and in-flight food (not flight tickets) at your selected airline.
- $200 annual Uber credits: Get $15 in statement credits for Uber rides each month, except for December which gets $35.
- $100 annual Saks credits: Up to $100 in statement credits each year for Saks Fifth Avenue: $50 from January through June, and $50 from July through December.
- Global Entry or TSA PreCheck application fee credit: A statement credit for the application fee of either Global Entry ($100 every four years) or TSA PreCheck ($85 once every four-and-a-half years)
- The Hotel Collection: Book an eligible two-night stay and get a $100 hotel credit and room upgrades when available.
- Fine Hotels & Resorts: Enjoy daily breakfast for two, room upgrades when available, amenities valued at $100, and more at eligible properties.
- Complimentary elite hotel statuses: Hilton Honors Gold status and Marriott Bonvoy Gold status
- No foreign transaction fees (Rates & Fees)
- Annual fee: $550
- Charge card: You must pay your balance in full each month.
- Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
- Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
- 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
- 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
- Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
- Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
- $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
- Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
- $550 annual fee.
- Terms Apply.
- See Rates & Fees
American Express is a Credit Card Insider advertiser.
For rates and fees of the Delta SkyMiles® Blue American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Platinum American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.
For rates and fees of The Platinum Card® from American Express, please click here.
For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here.
The Delta SkyMiles Gold American Express Card earns 2X SkyMiles on purchases with Delta Air Lines and features a plethora of travel-focused benefits. If you’re a Delta enthusiast, this could be a great pick. If not, you’re better off with a general travel card.
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