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Review of the Barclays Arrival® Premier World Elite Mastercard®

Updated Oct 11, 2021 | Published Apr 08, 201817 min read

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Barclays Arrival® Premier World Elite Mastercard®

Min Credit Level Excellent
Annual Fee $150
Regular APR 17.49%, 21.49%, or 24.49% Variable
At a glance

The Barclays Arrival Premier World Elite Mastercard has been discontinued. See other travel credit cards.

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Update: The Barclays Arrival Premier World Elite Mastercard has been discontinued.

The Barclays Arrival Premier World Elite Mastercard is designed to be a simple, easy-to-use travel credit card. If you plan to spend $15,000 or more per year, on anything at all, this card could be a good choice to help fund your trips.

It offers 2X miles for every purchase you make, and isn’t limited to certain travel-related bonus reward categories like some cards. That means you can use it for your travel spending as well as everything else, giving you one convenient payment option no matter where you are or what you’re buying. This makes it much more flexible than many other travel cards.

Rather than having a signup bonus, this card rewards you for spending more every year with loyalty bonus miles. Spend $15,000 in a given year and you’ll get 15,000 bonus miles on top of what you’d typically earn. Spend another $10,000 and you’ll get another 10,000 bonus miles, for a maximum of 25,000 extra miles per year. If you want a card with a big signup bonus that lets you earn a ton of miles with just a few thousand in spending, this isn’t it.

You can easily redeem your miles for past travel expenses at a rate of 1 cent per mile. That gives you a cash back equivalent of 2%. And if you get those bonus miles you’ll be earning the equivalent of up to 3% cash back. There are also mile transfer options, although these don’t come at a very good rate so you’re better off avoiding them.

Cardholders get discounted airport lounge access through the Lounge Key program, though visits will still cost $27 each. And quite a few travel perks are available through World Elite Mastercard, including complimentary hotel services and a personal concierge to help you find the best deals on travel arrangements.

The Arrival Premier has a $150 annual fee, which you can offset by spending $7,500 per year. But the real value of this card comes after spending at least $15,000 per year, which will unlock the first loyalty bonus. So if you know you’ll be spending that much per year, on travel or anything else, this card might be for you.

This card is taking over from the old Barclays Arrival Plus World Elite Mastercard, which also offered 2X miles but had a lower fee. If you have that card, you can contact Barclays to request an upgrade to the Arrival Premier.

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Barclays Arrival® Premier World Elite Mastercard®
Apply Now

securely on the issuer's website

  • Min. credit levelExcellent
  • Annual Fee$150
  • Purchase APR17.49%, 21.49%, or 24.49% Variable

Our Rating: 4 out of 5 Stars

We give this card 4 out of 5 Stars because it’s a good option for a general-use travel card, but the fee seems a bit high for the value you can get from the rewards and benefits.

Why we like this card

  • Flexible, providing the same reward for every purchase you make
  • Loyalty bonus miles to earn every year
  • Discounted airport lounge access through Lounge Key, for a $27 fee
  • Mastercard World Elite travel perks
  • No foreign transaction fees

Why this card could be better

  • Annual fee of $150 seems to be on the high side
  • No bonus reward categories, so limited mile-earning potential
  • No signup bonus
  • Mile transfers aren’t offered at a very good rate

There are some upsides to general-use travel cards like this, and some downsides as well. Check out some other travel cards, with different perks and bonus reward categories for certain types of purchases.

Insider Advice: Using This Card as Part of Your Credit Card Strategy

  • Use this card for most or all of your spending, rather than just a particular category like travel, because you’ll earn 2X miles for every purchase (2% cash back equivalent).
  • Try to spend $25,000 per year to get both of the loyalty bonus offers, which will provide a total of 25,000 bonus miles. That would mean you’re getting the equivalent of up to 3% cash back.
  • It would take $7,500 in spending to offset the $150 annual fee of this card for one year. But if you spend $15,000 and get the first set of loyalty bonus miles, that will offset the annual fee for three years, so this is a much better goal to aim for.
  • If you’re not going to spend at least $15,000 per year to get the first 15,000 bonus miles, you should probably consider a different travel rewards card.
  • Redeem your miles for travel statement credits to get the best deal, which will pay for travel expenses from the past 120 days (1 cent per mile).
  • Enjoy discounted airport lounge access for a $27 fee, and other discounts on dining, retail purchases, and spa experiences with a free Lounge Key membership.
  • Explore the Mastercard World Elite travel perks to get discounts at certain hotels and resorts, complimentary breakfasts, early check-in/late check-out, and other amenities.
  • Call the World Elite Concierge when planning a trip for help finding the best deals available through Mastercard’s travel services.
  • You can travel the world with this card more easily thanks to its Chip-and-PIN capability, making it more useful at unattended terminals and kiosks.

The Rewards

You’ll be able to earn the equivalent of 2–3% cash back with this card when redeeming your miles for travel statement credits. The value you get will depend on whether you reach the bonus thresholds or not.


  • 2X miles per dollar for every purchase
  • 25,000 loyalty bonus miles for spending $25,000 per year:
    • 15,000 bonus miles for spending $15,000 on purchases in a year
    • 10,000 bonus miles for spending an additional $10,000 in that year

You can earn an unlimited number of miles with this card, and they won’t expire as long as your account is open and in good standing (not in default).

Miles will be worth 1 cent each when redeemed for travel statement credits. At that value you’d be earning the equivalent of 2% cash back for every purchase.

Unlike most rewards cards, which offer a one-time-only signup bonus when you first get the card, the Arrival Premier provides a way to get bonus miles every year. You can get up to 25,000 bonus miles every year by spending a total of $25,000 with the card in that year.

Those bonus miles are in addition to what you’ll earn with the card. So, if you spend $15,000 with the card you’ll earn a total of 45,000 miles: 30,000 miles from the 2X rate, and another 15,000 bonus miles for reaching that threshold. Spend $25,000 and you’ll earn 75,000 miles total: 50,000 miles from the 2X rate, and 25,000 bonus miles.

If you reach that first threshold it will mean you effectively earned 3X miles per dollar, after counting the bonus miles (45,000 miles ÷ $15,000 = 3 miles per dollar). If you spend more your effective earning rate will drop, until you reach the second bonus threshold when it will jump back to 3X again. That 3X rate will be equivalent to 3% cash back, when redeeming miles for 1 cent each.

All that might sound complicated, but it means you’ll be earning the equivalent of between 2–3% cash back with this card, depending on whether or not you hit the bonus mile thresholds.

Spending Per Year Miles Earned Value (1 cent per mile) Cash Back Equivalent
$5,000 10,000 $100 2%
$10,000 20,000 $200 2%
$15,000 45,000 $450 3%
$20,000 55,000 $550 2.75%
$25,000 75,000 $750 3%
$30,000 85,000 $850 2.83%

This rewards program could be a great alternative to a card with a signup bonus, but only for anyone who’ll spend $15k or $25k with the card per year, or more. But if you won’t spend that much, you might prefer a more typical signup bonus that only requires a few thousand in spending to earn. A good example of that is the Chase Sapphire Preferred® Card (Review), which provides 60,000 bonus points after spending $4,000 on purchases in the first 3 months.

You can use the Arrival Premier to earn rewards at a decent rate on any kind of spending, without being limited to just one or two categories. Compare that to the Chase Sapphire Preferred again: it offers 5X Ultimate Rewards points per dollar on Lyft rides and travel when you purchase through Chase Ultimate Rewards. You’ll get points for dining, streaming services, online grocery stores, and other travel too. And it also provides a 2.5% cash back equivalent through normal redemption methods, right in the middle of the range you’ll get with this Barclays card.

So the Arrival Premier is more flexible in where you can earn miles. However, as you’ll see in the next section, you’ll still need to redeem those miles for travel-related expenses if you want to get the best value for them.


You’ll have a few different options for redeeming miles, but you’ll get the best value by redeeming for travel statement credits.

Redemption Method Value per Mile Cash Back Equivalent
Travel statement credits 1 cent 2%
Cash back statement credits .5 cents 1%
Gift cards .5 cents 1%
Merchandise Varies, but less than 1 cent Varies, but less than 1%
Mile transfers Varies Varies

Here, the cash back equivalent doesn’t take into account any bonus miles you might earn. We’re just talking about the 2X miles you earn from purchases with the card.

Travel Statement Credits

You can use your miles to pay for travel expenses charged to your card, and they’ll be worth 1 cent each. That means you’ll be getting the equivalent of 2% cash back with this method.

There are some terms and conditions to be aware of when redeeming in this way.

Redemptions start at 10,000 miles, which will equal $100 towards all or a portion of an eligible travel purchase. To be eligible, a purchase must:

  • have been made within the last 120 days
  • be of $100 or more
  • be among the eligible travel purchase types
Eligible Travel Purchases for Mile Redemptions
account annual fee airlines hotels motels timeshares
campgrounds car rental agencies cruise lines trains buses
taxis limousines ferries travel agencies discount travel sites

As you can see most travel purchases will be eligible, so it shouldn’t be hard to find ways to use your miles as long as you travel often enough. You can always hold onto miles until some qualifying purchases come up. And your account annual fee is even included, so you could always apply miles to that. This isn’t exactly a travel purchase, but Barclays includes it in this category.

After selecting this redemption method you’ll be given a list of any eligible transactions from the past 120 days. Just select the purchases you’d like to use the credit to pay for, and follow the prompts.

You can use travel statement credits to pay for practically any costs that come up when traveling. And if you like to use airline miles or hotel points to book your trips, you can use travel statement credits to help pay for any extra fees.

Take note that any purchases that aren’t made directly with a travel-related merchant won’t be eligible. That includes cafes in airports and purchases of in-flight WiFi, for example, which are serviced by different merchants.

Cash Back Statement Credits

When redeeming miles for cash back statement credits you’ll only get .5 cents per mile, which comes out to a cash back equivalent of only 1%.

A cash back statement credit will simply reduce your statement balance. These start at 5,000 miles for a $25 credit.

We recommend avoiding this redemption method because you’ll only get half the value you would from travel statement credits.

Gift Cards

Gift cards only provide .5 cents per mile, for a cash back equivalent of 1%.

It will take a minimum of 5,000 miles to redeem in this way, which will provide a $25 gift card.

We recommend avoiding this method as well, because you won’t get as much as you would for travel statement credits.

Gift cards are available for a variety of merchants in different categories, including:

AMC Theaters

Barnes & Noble

Bass Pro Shops®

Best Buy




Old Navy

Panera Bread

Sony Playstation


T.J. Maxx



You can redeem your miles for purchases of specific merchandise, but the value you get will vary. It will always be less than 1 cent per mile, and will usually be about .5 cents per mile. That means you’ll be getting a cash back equivalent of just 1%.

Redemptions start at 5,000 miles for $25.

We recommend avoiding this method because you can get a value that’s twice as high with travel statement credits.

Mile Transfers

You can transfer your miles to any of the airline partners below. Barclays may eventually add more partners to the list.

Most transfers will be at the 1.4:1 ratio (except for JAL). That would mean you’d need to transfer 1,400 miles to get 1,000 partner miles or points.

Airline Transfer Partners Transfer Ratio
Aeromexico 1.4:1
Air France/KLM Flying Blue 1.4:1
China Eastern 1.4:1
Etihad 1.4:1
EVA Air 1.4:1
Japan Airlines (JAL) 1.7:1
Jet Airways 1.4:1
Malaysia Airlines 1.4:1
Qantas 1.4:1

We recommend avoiding this method because the transfer ratio is poor and the value you get for your miles will vary widely, depending on where you transfer them and how you use them. You may be able to get a good deal if you’re familiar with one of the airlines above, and know how to get a great value for the miles. But in most cases, for most people, it will be most rewarding to redeem for travel statement credits where you’re guaranteed to get 1 cent per mile.

How to Offset the Annual Fee

The Barclays Arrival Premier World Elite Mastercard comes with an annual fee of $150, which you’ll want to offset with the rewards you earn. So how much would you need to spend with the card to earn $150 in miles?

You’d need 15,000 miles, assuming you’ll redeem them for travel statement credits at 1 cent each. Earning miles at the 2X rate, you’d need to spend $7,500 with the card.

That would provide the 15,000 miles you need, which you can use to pay for $150 in previous travel expenses. Or, you could apply those miles directly to the annual fee when your renewal month comes around, because this is included in your travel statement credit options.

So you could offset the annual fee for a year by spending just $7,500. But what if you spend more and reach the bonus thresholds?

If you reach the first threshold ($15,000 in spending) you’ll earn a total of 45,000 miles, as described above. That’s worth $450, which would offset the annual fee for 3 years. Reaching the second threshold would provide a value of $750.

Here are some spending amounts, how much you’ll earn, and how long that will offset the annual fee.

Spending Per Year Miles Earned Value (1 cent per mile) Offset Annual Fee For (Years)
$5,000 10,000 $100 .67
$7,500 15,000 $150 1
$10,000 20,000 $200 1.33
$15,000 45,000 $450 3
$20,000 55,000 $550 3.67
$25,000 75,000 $750 5
$30,000 85,000 $850 5.67

Of course, you’ll want to use the card to actually make a bit of profit, rather than just offset the annual fee. So you should generally aim to spend more than $7,500 with it per year.

These calculations don’t take into account any of the other perks that come with this card, like Lounge Key discounted airport lounge access, the Global Entry credit, and various World Elite Mastercard benefits. Depending on how much you value these services, you may decide that you don’t need to spend as much to offset the fee.

The Benefits

Mastercard Airport Experiences Provided by Lounge Key

Register your card account with Lounge Key to gain access to airport lounges around the world, where you can relax in comfort before taking off. Lounge Key also provides special offers and discounts for select airport retailers and services.

In all, there are four different aspects to this benefit:

  • Discounted access to over 850 airport lounges worldwide (a $27 entry fee will apply)
  • Dining offers for a discount on your meals
  • Retail offers at participating merchants
  • Spa offers to get a nice deal on a relaxation package

Each airport will have a selection of offers you can choose from, and these may change over time.

The JFK International Airport, for example, has different offers for each terminal. Currently, you can relax in the Wingtips Lounge in Terminal 4, and then get a 10% discount on the SecureWrap baggage protection service.

In Terminal 5 you can get a deal at the Be Relax Spa, for a spa treatment plus O2 therapy. Then you can stop by the NY Minute gift shop where you’ll get 10% off.

There are many deals like this to be found with Lounge Key. Most of the retail offers will be for a 10% discount. There’s an Airport Membership Experiences app you can use to find lounges and offers, available in the Google Play Store and the Apple App Store.

This benefit doesn’t offer access to as many airport lounges as you’d get with some other credit cards. But at only $150 per year, the Arrival Premier is one of the cheapest to offer some form of lounge access. The Chase Sapphire Preferred® Card (Review), a similar card offer, does not offer lounge access of any kind.

The Chase Sapphire Reserve® (Review), a step up from that card, does offer complimentary access to over 1,000 Priority Pass Select lounges, but that card costs $550 per year. And The Platinum Card® from American Express (Review) has the most inclusive free lounge access by far, including Priority Pass Select membership (though it excludes non-lounge experiences) along with Centurion Lounges and several more. That card matches the Reserve’s annual fee at $695 per year (Rates & Fees).

If you want a mid-range travel card that provides any kind of access to airport lounges, the Arrival Premier looks like your only option. And it also comes with some decent deals on dining, retail, and spas, which could save you some cash in other ways as well.

Global Entry Fee Credit

You’ll get a credit of $100 every five years to pay for the application fee for the Global Entry trusted traveler program. The application will cover a five-year membership.

Global Entry provides expedited clearance through Customs and Border Patrol, at airports and at the land border. This program also includes TSA Pre✓®, which provides expedited screening at TSA security checkpoints.

This benefit should help save you some time and headaches at the airport. Quite a few other credit cards offer a fee credit for Global Entry or TSA Pre✓ but they usually come with high annual fees, like the Citi Prestige® Card (Review) at $495.

Mastercard World Elite Travel & Lifestyle Services

You’ll have access to a wide variety of convenient and money-saving offerings through Mastercard’s travel services. These perks include:

  • 24/7 access to a travel advisor
  • discounts and upgrades at airlines and hotels
  • elite status at participating car rentals
  • at over 2,000 participating resorts:
    • complimentary breakfast for two
    • room upgrades
    • amenities like food and beverages

The Mastercard Luxury Hotel & Resort portfolio is quite large and gives cardholders access to exclusive deals on travel. And you’ll frequently find high-end hotel rooms marked down. You can use Mastercard’s travel service to search for practically any form of travel you might want:

flights hotel rooms cruises rental car agencies chauffeured cars vacation packages private jets

There are also a variety of special offers that come and go throughout the year, some of which can be very valuable. Some examples include:

  • Get up to a 15% discount at over 100 participating off-site airport parking facilities
  • Stay 3 nights at select hotel chains and get your 4th night free
  • Get a welcome amenity package of a bottle of wine, fresh fruit, and a chocolate dessert, along with free room upgrades and more at the Swiss Diamond Hotel Lugano, a 5-star luxury resort and spa
  • Get a $50 hotel credit, early check-in/late check-out, daily breakfast, free room upgrades and more at the Intercontinental Cleveland 4-star premium hotel
  • Receive a special amenity valued at $250 per person on Swain Destinations customized tours, along with a 5% savings on select tours
  • Up to $1,000 in savings on round-trip private jet charter bookings with Skyjet

Search through Mastercard’s World Elite Luxury Travel Benefits yourself. Or use Mastercard’s travel booking service to plan your next trip.

World Elite Mastercard Concierge Service

Call the number on the back of your card at any time for all sorts of non-emergency assistance.

This service includes:

  • Pre-trip planning advice and information, like visa and immunization requirements
  • A service to find the best rates when booking travel, taking advantage of Mastercard’s other travel perks
  • Assistance making reservations at premier restaurants, with access to unique experiences
  • Help locating hard-to-find items, like special or unique gifts

If you get in a jam of some kind while traveling, call your concierge to see how they might be able to help.

People call their credit card concierge for all sorts of reasons, some serious and some not so much. You can read about the experiences of a former Amex Platinum Card concierge, which includes some pretty interesting requests like help finding a vintage Rolex that cost $13,000.

Share Stories, Earn Miles

Take part in the Barclaycard Travel Community to enhance your travel experiences. You’ll earn more miles by posting your original travel stories, or getting “kudos” from other registered members.

There are a variety of ways to earn miles in this way. You can:

  • Earn 500 miles by completing your member profile
  • Earn 150 miles for posting a travel story of at least 100 words accompanied by a photo
  • Earn 10 miles per detail for adding details to the stories
  • Earn 10 miles every time your story is “kudoed” by another member

This can be a fun way to earn some extra miles. But you’ll have to decide if it’s worth it to post your vacation stories for $1.50 or so in travel credits.

Chip-and-Signature and Chip-and-Pin Technology

This card supports both Chip-and-Signature and Chip-and-PIN EMV technology. That’s unlike many cards issued in the U.S., which only have Chip-and-Signature.

The PIN function of this card makes it usable at terminals around the world that only accept PINs and not signatures. Many attended checkout terminals will allow Chip-and-Signature as the verification method. But self-service terminals, like those at gas pumps, train stations, and ticket kiosks, often take extra security measures. They will sometimes require a Chip-and-PIN card to verify the transaction.

Most countries around the world now use EMV technology. However, many cards issued in the U.S. only use signatures as the verification method, rather than having both signatures and PINs as options.

You will be prompted to set a 4-digit PIN when you activate your card, either online or by phone. You should choose something you will easily remember.

Take note that after you set your PIN you will need to activate it. To do so, use your card at a Chip-and-Signature terminal with a cashier. Then sign for your purchase to complete the transaction. This will enable the PIN function, and it will not work until you activate it in this way. If you ever change your PIN later on, you will need to activate it again like this.

If you forget your PIN you can reset it online, or you can call the number on your card and request to have it mailed to you.

Your PIN can also be used to take out cash advances at ATMs. But we do not recommend this because you’ll immediately start accruing interest at the very high cash advance APR. If you absolutely have to take out a cash advance, try to pay it back as soon as possible.

Remember to always let Barclaycard know before traveling abroad. Otherwise they could put a hold on your card for unusual and suspicious use.

World Elite Mastercard Benefits

There are even more World Elite Mastercard benefits than those listed above. This selection of perks can vary, and may change over time, so be sure to check your Guide to Benefits or the Mastercard World Elite site to learn the specific services you have access to.

Mastercard World Elite benefits include:

Travel Protections

The Arrival Premier comes with a selection of travel protections to help out in case of emergencies or less drastic problems. These include:

  • Mastercard Global and Travel Assistance Services for 24-hour assistance in the event of an emergency while traveling
  • Travel Accident Insurance provides up to $250,000 in coverage against accidental loss of life, limb, sight, speech, or hearing (when traveling by common carrier)
  • Trip Cancellation/Interruption to reimburse you if your trip is cancelled or interrupted for an eligible reason, like sickness or financial insolvency of the travel provider
  • Baggage Delay Insurance will cover up to $100 per day for 3 days for the purchase of essential items if your bags are delayed
  • Auto Rental Collision Damage Waiver to cover damage or theft of rented vehicles, as long you decline the rental company’s own insurance

Shopping Protections

There are also benefits to protect the purchases you make with this card. Some of them are:

  • Purchase Security to cover your purchased items from being broken or stolen
  • Price Protection in case you find an item you bought being advertised for a lesser price (you can be reimbursed for the difference)
  • Extended Warranties to double the manufacturer’s warranty on eligible items up to an additional year, for warranties of three years or less
  • Return Protection to reimburse you for the cost of an eligible item if the retailer won’t accept a return

Other Benefits

Cardholders get yet more benefits with their card, mostly about account management and security. These include:

  • Identity Theft Resolution Services to provide assistance if you believe you’re a victim of identity theft
  • $0 Fraud Liability Protection so you won’t be held responsible for unauthorized charges (contact customer support immediately if you suspect fraudulent use)

The Costs & Fees

Purchase APR Balance Transfer APR Cash Advance APR
17.49%, 21.49%, or 24.49% Variable 17.49%, 21.49%, or 24.49% Variable 26.74% Variable
Annual Fee Foreign Transaction Fee Balance Transfer Fee Cash Advance Fee
$150  0% 3%; min $5 5%: min $10
Penalty APR Late Fee Returned Payment Fee
See Terms Up to $37 Up to $37

The terms and fees of the Arrival Premier are pretty easy to understand. You’ll need to pay a $150 annual fee for the privilege of using it. As we saw above, you can offset that fee by spending as little as $7,500 with the card.

Any purchases you make will be charged interest at the rate above, there is no 0% introductory APR. But you can still avoid interest charges on purchases by paying your balance in full each month. That will do several things for you at once:

  • Interest won’t be charged on your balance, which could otherwise eat up any rewards you earn (this assumes you don’t use the card for balance transfers or cash advances)
  • It will prevent credit card debt from accumulating and growing out of control
  • Your credit utilization will be lower, which is good for your credit scores
  • The credit line will be clear so you can keep using the card to earn more miles

If you fall into a habit of not paying the full balance each month, this card could start costing you money instead of helping you save it. That’s why we recommend always paying your balance in full.

You won’t need to pay any foreign transaction fees, which is an expected feature for any travel credit card with some self-respect.

The Bottom Line

The Barclays Arrival Premier World Elite Mastercard is an attractive offer for travelers looking for a general-use travel credit card. It lets you earn miles at a decent rate on any kind of spending, rather than being limited to a few travel-related bonus categories.

The 2X miles may not be a lot compared to a high-end travel card, but it makes the Arrival Premier more flexible than most. Use this card for everything, whether your booking travel or just buying your weekly groceries, and that will make it easier to hit the annual loyalty bonuses too. If you do that you’ll earn up to 3% cash back equivalent with the card, a nice boost over the regular rate.

The extra perks are fairly good for a card at this fee level, especially the Lounge Key discounted airport lounge access. That’s something you typically only find on cards with much higher annual fees. You could potentially get quite a lot out of the Mastercard World Elite luxury travel perks too. Just call your concierge to get help finding the best deals available.

The Arrival Premier card could be a good fit for travelers who spend around $15,000 per year, or more. Even if you don’t spend very much on travel in particular, you can use this card for every kind of spending — you’ll just need to redeem your miles for travel expenses to get the best value.

There are many other travel cards out there, some cheaper and some more expensive. Some others have bonus reward categories or are co-branded with a particular airline or hotel, rather than offering a general reward for every purchase. Check out some of those alternative travel credit cards below.

How to Apply for the Barclays Arrival Premier World Elite Mastercard

You can apply for the Barclays Arrival Premier Card by clicking the Apply Now button below. Then you’ll be taken to Barclays’ website, where they’ll check one of your credit reports from one of the three major credit bureaus.

Many applicants will get an instant decision, but occasionally it could take several days if your information can’t be verified immediately. In some cases, Barclays may contact you to request more information.

If you have the Barclays Arrival Plus World Elite Mastercard, you can contact Barclays to request an upgrade to the Arrival Premier.

Qualifications and Requirements

  • Must be 18 to apply
  • Personal identifying information, including SSN, email address, and phone number
  • Total annual income, and source of income
  • Monthly mortgage/rent payment
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Barclays Arrival® Premier World Elite Mastercard®
Apply Now

securely on the issuer's website

  • Min. credit levelExcellent
  • Annual Fee$150
  • Purchase APR17.49%, 21.49%, or 24.49% Variable

Alternatives to the Barclays Arrival Premier World Elite Mastercard

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Chase Sapphire Preferred® Card
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securely on the issuer's website

  • Min. credit levelGood
  • Annual Fee$95
  • Purchase APR15.99% - 22.99% Variable
American Express® Gold Card
  • Min. credit levelGood
  • Annual Fee$250
  • Purchase APRSee Pay Over Time APR

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The Platinum Card® from American Express
  • Min. credit levelGood
  • Annual Fee$695
  • Purchase APRSee Pay Over Time APR

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Discover it® Miles
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  • Annual Fee$0
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Do you use the Barclays Arrival Premier World Elite Mastercard to earn miles to help fund your travel adventures? How do you like it? Leave your own review below, we’d love to hear from you!

Looking for other cards to make traveling cheaper and easier? See our picks for the Best Travel Credit Cards.

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For rates and fees of the American Express® Gold Card, please click here.

For rates and fees of The Platinum Card® from American Express, please click here.

Written by

Brendan Harkness

Brendan has been writing about personal finance for over eight years, and is now taking on the challenge of bringing high-quality credit education to the masses. He makes sure that Credit Card Insider is covering the most important credit topics transparently and precisely, and that we have up-to-date reviews of credit cards so you can find cards that are right for you.

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