Q&A Video: Will Late Payments Always Show Up On My Credit Reports?

John Ulzheimer

John Ulzheimer | Q&A Videos

Jun 16, 2015 | Updated May 03, 2016

Late payments are a little bit more complicated than you might expect. The truth is that late payments will not always show up on your reports, because credit card issuers do not always report them. There is also legislation in place that prevents an issuer from reporting an account as “past due” until 30 days have passed without payment. However, this doesn’t mean that it’s OK to make late payments – there are still actions that the credit card issuers can take to penalize you. Learn much more in our video with credit expert John Ulzheimer.

Was this helpful?

The Insider

Brendan Harkness
Review of the Capital One® Platinum Credit Card
Brendan Harkness | Mar 20, 2018

The Capital One Platinum Card is not a bad option for people with average credit. There's no annual fee or rewards, but you can build your credit with it.

Read More
Brendan Harkness
Review of the Hilton Honors American Express Business Card
Brendan Harkness | Mar 16, 2018

The Hilton Honors American Express Business Card provides 12X points at Hilton properties, 6X points on select business expenses, and some nice perks.

Read More
John Ganotis
American Express Business Credit Cards and Charge Cards: An Overview
John Ganotis | Mar 13, 2018

In an American Express small business card right for you? Learn about the array of different credit cards and charge cards available from Amex now.

Read More