Q&A Video: Will Late Payments Always Show Up On My Credit Reports?

John Ulzheimer

John Ulzheimer | Q&A Videos

Jun 16, 2015 | Updated May 03, 2016

Late payments are a little bit more complicated than you might expect. The truth is that late payments will not always show up on your reports, because credit card issuers do not always report them. There is also legislation in place that prevents an issuer from reporting an account as “past due” until 30 days have passed without payment. However, this doesn’t mean that it’s OK to make late payments – there are still actions that the credit card issuers can take to penalize you. Learn much more in our video with credit expert John Ulzheimer.

Was this helpful?

Trusted Credit Information

Putting People First, Always.

We are advocates of the responsible use of credit, building and managing your credit history, and making informed decisions when selecting a credit card.