Q&A Video: Which Credit Report Do Credit Card Issuers Use?

John Ulzheimer

John Ulzheimer | Q&A Videos

Sep 24, 2015

Did you know that you have 3 different credit reports?

Equifax, Experian, and TransUnion are all credit reporting agencies, and they all put out different credit reports. That means that you also have 3 different credit scores.

So, which one of these do credit card issuers tend to use? The answer is – maybe any one of them.

Learn how it works in our video with credit expert John Ulzheimer.

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