Q&A Video: Which Credit Report Do Credit Card Issuers Use?

John Ulzheimer

John Ulzheimer | Q&A Videos

Sep 24, 2015

Did you know that you have 3 different credit reports?

Equifax, Experian, and TransUnion are all credit reporting agencies, and they all put out different credit reports. That means that you also have 3 different credit scores.

So, which one of these do credit card issuers tend to use? The answer is – maybe any one of them.

Learn how it works in our video with credit expert John Ulzheimer.

Was this helpful?

The Insider

Brendan Harkness
Best Balance Transfer Credit Cards – 2017
Brendan Harkness | May 15, 2017

Balance transfers let you move debt from a high-interest account to one with lower (or zero) interest, but which cards have the best offers? Find out here.

Read More
John Ganotis
U.S. Bank Altitude Reserve Visa Infinite Card Review: Is it worth the $400 annual fee?
John Ganotis | May 11, 2017

The U.S. Bank Altitude Reserve Visa Infinite Card has lots of benefits, but is it worth the $400 annual fee? Read our review to decide for yourself.

Read More
John Ganotis
MasterCard® Black Card™ Review: Is it worth the $495 annual fee?
John Ganotis | Mar 01, 2017

The MasterCard® Black Card™ is a metal credit card for people who travel frequently. But are its benefits worth the $495 annual fee?

Read More