If you use your credit cards responsibly and make purchases at least once every few months, your credit cards should usually stay open indefinitely. But, if you don’t use your cards for an extended period of time then banks don’t have an incentive to keep them open, and will probably eventually close them.
Use your cards once every few months to keep them open, help keep your credit score up, and avoid the hassle of a closed card.
Learn how credit cards are determined to be inactive and how you can avoid this in our Q&A video with credit expert John Ulzheimer.
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