Q&A Video – What’s The Difference Between Credit Reports and Credit Scores?

John Ulzheimer

John Ulzheimer | Q&A Videos

Jun 29, 2015

Credit reporting is a bit complicated, and, despite some rumours to the contrary, credit reports and credit scores are two different things. Your credit reports are made up of the information that’s been reported about you by lenders you’ve had relationships with. The credit score, then, is like a numeric summary of your credit report, providing an easy summary of the information that is relevant to the lender. Learn more about credit reports and scores in our Q&A video with credit expert John Ulzheimer.

Was this helpful?

The Insider

Brendan Harkness
Review of the Best Western® Rewards MasterCard®
Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

Read More
Brendan Harkness
Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

Read More
Brendan Harkness
Review of the Ultamate Rewards Credit Card and Ultamate Rewards MasterCard
Brendan Harkness | Sep 22, 2016

The Ultamate Rewards Credit Card and Ultamate Rewards MasterCard both offer 2 points per dollar at Ulta, along with member-only rewards and benefits.

Read More

Trusted Credit Information

Putting People First, Always.

We are advocates of the responsible use of credit, building and managing your credit history, and making informed decisions when selecting a credit card.