Q&A Video – What’s The Difference Between Credit Reports and Credit Scores?

John Ulzheimer

John Ulzheimer | Q&A Videos

Jun 29, 2015

Credit reporting is a bit complicated, and, despite some rumours to the contrary, credit reports and credit scores are two different things. Your credit reports are made up of the information that’s been reported about you by lenders you’ve had relationships with. The credit score, then, is like a numeric summary of your credit report, providing an easy summary of the information that is relevant to the lender. Learn more about credit reports and scores in our Q&A video with credit expert John Ulzheimer.

Was this helpful?

The Insider

John Ganotis
Metal Credit Cards You Can Get Right Now
John Ganotis | Jul 26, 2017

Read More
John Ganotis
Review of the Blue Business Plus Credit Card from American Express
John Ganotis | Jul 25, 2017

Read More
John Ganotis
Review of the Amex EveryDay and Amex EveryDay Preferred Credit Cards
John Ganotis | Jul 20, 2017

The Amex EveryDay and EveryDay Preferred Credit Cards are popular reward cards, but is either worth getting? Read our review to find out.

Read More