Q&A Video: What Are Credit Card Adverse Actions?

John Ulzheimer

John Ulzheimer | Q&A Videos

Sep 17, 2015

When you apply for credit cards and other types of loans, you may be issued a notice of adverse action if your credit isn’t good enough.

This happens when you’ve been denied for a credit card, or if you’ve been “adversely approved.” An adverse approval means that you’ve been approved for the product, but with less favorable terms (like interest rates).

Learn more about adverse actions and how they happen in our video with credit expert John Ulzheimer.

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