Q&A Video: Is It Better To Apply For Credit Cards From The Same Issuer?

John Ulzheimer

John Ulzheimer | Q&A Videos

Sep 10, 2015

Many credit card issuers provide multiple credit cards – should you stick with the same bank, or go with a different one? It turns out that this decision won’t matter when it comes to your credit, but it will matter when it comes to your peace of mind.

Do you like the card issuer you’re with, including the customer service and card terms you’ve been given? If so, it’d probably be a good idea to stick with the same issuer.

Or, if you don’t love your card issuer or just want to see what’s out there, there’s no harm in shopping around at other issuers.

Learn more about applying for credit cards in our Q&A video with credit expert John Ulzheimer.

Was this helpful?

The Insider

Brendan Harkness
Best Balance Transfer Credit Cards – 2017
Brendan Harkness | May 15, 2017

Balance transfers let you move debt from a high-interest account to one with lower (or zero) interest, but which cards have the best offers? Find out here.

Read More
John Ganotis
U.S. Bank Altitude Reserve Visa Infinite Card Review: Is it worth the $400 annual fee?
John Ganotis | May 11, 2017

The U.S. Bank Altitude Reserve Visa Infinite Card has lots of benefits, but is it worth the $400 annual fee? Read our review to decide for yourself.

Read More
John Ganotis
MasterCard® Black Card™ Review: Is it worth the $495 annual fee?
John Ganotis | Mar 01, 2017

The MasterCard® Black Card™ is a metal credit card for people who travel frequently. But are its benefits worth the $495 annual fee?

Read More