Q&A Video: How Much Information Can Credit Card Issuers Request?

John Ulzheimer

John Ulzheimer | Q&A Videos

Aug 14, 2015

When applying for a credit card or a loan, the lender will usually look up certain information about you, like your credit reports and credit scores. In many cases, they will also request some additional information about your capacity to pay your bills, including proof of income like W2 forms, pay stubs, and bank statements.

This is a normal situation, because banks need to verify both the credit and the ability to pay of the applicant. Banks are usually reputable institutions, so you won’t need to be too concerned about sending your personal information to them.

Learn more about how lenders make their decisions in our Q&A video with credit expert John Ulzheimer.

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