Q&A Video: How Do I Know If I’ll Earn Rewards Points On This Purchase?

John Ulzheimer

John Ulzheimer | Q&A Videos

Jul 29, 2015

How do you know how many points you’ll earn for a particular credit card purchase? Most rewards credit cards offer 1 point for general spending, but often more for purchases in categories like gas stations and grocery stores.

Credit card issuers assign retailers with what are called “merchant category codes,” which will be used to determine how many points you’ll earn. Be sure to know where your credit cards offer the most rewards so you can always take advantage of them, and take a look at our Editor’s Picks for the Best Rewards Credit Cards of Summer 2015.

Learn all about how rewards points are assigned in our video with credit expert John Ulzheimer.

Was this helpful?

The Insider

Brendan Harkness
Review of the Best Western® Rewards MasterCard®
Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

Read More
Brendan Harkness
Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

Read More
Brendan Harkness
Review of the Ultamate Rewards Credit Card and Ultamate Rewards MasterCard
Brendan Harkness | Sep 22, 2016

The Ultamate Rewards Credit Card and Ultamate Rewards MasterCard both offer 2 points per dollar at Ulta, along with member-only rewards and benefits.

Read More

Trusted Credit Information

Putting People First, Always.

We are advocates of the responsible use of credit, building and managing your credit history, and making informed decisions when selecting a credit card.