Q&A Video – How Do I Add A Correct Item To My Credit Reports?

John Ulzheimer

John Ulzheimer | Q&A Videos

Jul 13, 2015

While you may have heard that it’s possible to remove incorrect items from your credit report, what do you do when there is a positive, correct account missing from your credit report? It turns out that credit card issuers and credit reporting agencies have no legal obligation to include items on your credit report, so you won’t be able to force them to put the item back on your report. This can potentially damage your credit scores.

All hope is not lost, however, because you may be able to get the item back by contacting the lender associated with the account and requesting that they report it again. Learn more about how items wind up on credit reports in our video with credit expert John Ulzheimer.

Was this helpful?

The Insider

John Ganotis
Two free rides from 11 US airports from Uber and American Express
John Ganotis | Nov 16, 2016

Read More
Brendan Harkness
Review of the Best Western® Rewards MasterCard®
Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

Read More
Brendan Harkness
Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

Read More

Trusted Credit Information

Putting People First, Always.

We are advocates of the responsible use of credit, building and managing your credit history, and making informed decisions when selecting a credit card.