Q&A Video – Does My Cell Phone Contract Build Credit?

John Ulzheimer

John Ulzheimer | Q&A Videos

Jul 17, 2015 | Updated Mar 13, 2018

Some types of credit accounts will report to the credit reporting agencies, while others will not. Unfortunately, cell phone accounts, as well as rent and utility contracts, will not help build your credit.

It’s important to know, though, that if one of these accounts becomes delinquent and is sent to a collection agency, that will show up on your reports as a prominent negative mark. Learn more about how these items affect your credit in our video with credit expert John Ulzheimer.

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