Q&A Video – Can I Build Credit As An Authorized User?

John Ulzheimer

John Ulzheimer | Q&A Videos

Jun 22, 2015

There are many ways to build credit, and one good option is the authorized user. Many credit cards allow you to add an authorized user to your account, and this will have some important impacts on both users’ credit reports. The activity of the card will show up on the credit report of each user: if the activity is good, it will have a positive effect, but if the activity is bad, it will have a negative state. This is why it’s very important to choose your authorized users carefully, or, as an authorized user, to choose your primary cardholder carefully.

Learn more about being an authorized user on a credit card in our Q&A video with credit expert John Ulzheimer.

Was this helpful?

The responses below are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertisers' responsibility to ensure all posts and/or questions are answered.

The Insider

Brendan Harkness
Review of the CreditStacks Mastercard
Brendan Harkness | May 18, 2018

The CreditStacks Mastercard is designed for professionals relocating to the U.S., offering a way to build credit even without an SSN or credit history.

Read More
Brendan Harkness
Review of the Capital One® VentureOne® Rewards Credit Card
Brendan Harkness | May 14, 2018

The Capital One VentureOne Rewards Card offers 10X miles on hotel bookings from Hotels.com/venture, with 1.25X miles for every other purchase.

Read More
Brendan Harkness
Review of the Capital One® Venture Rewards® Credit Card
Brendan Harkness | May 14, 2018

The Capital One Venture Rewards Credit Card offers 10X miles per dollar at Hotels.com/venture, with 2X miles on every other purchase and travel perks.

Read More