Q&A Video – Can I Build Credit As An Authorized User?

John Ulzheimer

John Ulzheimer | Q&A Videos

Jun 22, 2015

There are many ways to build credit, and one good option is the authorized user. Many credit cards allow you to add an authorized user to your account, and this will have some important impacts on both users’ credit reports. The activity of the card will show up on the credit report of each user: if the activity is good, it will have a positive effect, but if the activity is bad, it will have a negative state. This is why it’s very important to choose your authorized users carefully, or, as an authorized user, to choose your primary cardholder carefully.

Learn more about being an authorized user on a credit card in our Q&A video with credit expert John Ulzheimer.

Was this helpful?

The Insider

John Ganotis
Metal Credit Cards You Can Get Right Now
John Ganotis | Jul 26, 2017

Read More
John Ganotis
Review of the Blue Business Plus Credit Card from American Express
John Ganotis | Jul 25, 2017

Read More
John Ganotis
Review of the Amex EveryDay and Amex EveryDay Preferred Credit Cards
John Ganotis | Jul 20, 2017

The Amex EveryDay and EveryDay Preferred Credit Cards are popular reward cards, but is either worth getting? Read our review to find out.

Read More