Best Airline Credit Cards – 2016

Brendan Harkness

Brendan Harkness | Editor's Best Card Picks

Jan 12, 2016 | Updated Aug 16, 2016

The cards on this page have been chosen from the widest possible selection of cards that we could find when the page was last updated on August 16, 2016. Although Credit Card Insider does receive compensation from some card issuers as advertisers, this does not in any way influence our choice of cards or the order that cards appear on the page. We have attempted to determine the best cards in this category, regardless of our advertising relationship with the issuers.

Learn more about how we rate credit and charge cards.

Is An Airline Card Right For You?

If you travel frequently, whether for business or pleasure, are you enjoying your trips as much as you could?

What about the price tag? Are you missing out on deals and discounts that could save you money or get you more for your buck?

Airline credit cards to the rescue! Frequent travelers will love the perks and abilities that come with airline cards, which can include free checked bags, free WiFi, access to airport lounges, and complimentary companion tickets.

Get a Rewards Card before an Airline Card

Airline-branded credit cards are definitely not for everyone; I recommend airline cards only for people who:

  • Also have a normal rewards (points or cash back) credit card to use for regular purchases
  • Fly frequently, at least 5 – 10 times per year
  • Would rather fly with one airline over another
  • Plan to take advantage of the extra benefits, like companion tickets and lounge access
  • Plan to travel enough to make any annual fees worthwhile

If you can say “yes” to those 5 points, an airline credit card will probably be a valuable addition to your wallet.

It’s important to have a regular rewards card to use, because airline cards only offer their best rewards when making purchases from the co-branded airline. It will be best to try to always fly with the airline associated with your card, but, if you can’t, you’ll have the other rewards card as a backup.

Picking the Right Airline Card

Here are our top picks for the best airline-branded credit cards available for each major airline that offers them. We picked cards with relatively low annual fees, less than $100, because these will suit most people.

If you’re willing to spend more (like $450 per year) you’ll be able to access even better benefits and upgrades. We’ll also have some suggestions for you high rollers.

Usually, the best airline card for you will be associated with your favorite airline, so we’ll be choosing the best credit card for each airline rather than comparing different airlines’ cards against each other. This makes sense, because if you love one airline then the right card for you will obviously be from that airline.

If you don’t favor one airline over another, or tend to fly with different airlines based on price or availability, a travel or rewards credit card is probably a better fit for you.

Insider Tip: Two great credit cards for frequent travelers that are not branded with an airline are the Chase Sapphire Preferred® card and the Barclaycard Arrival Plus™ World Elite MasterCard®. These cards let you earn points on regular purchases that you can use to redeem for travel expenses.

We won’t be judging these cards based on their APR’s. We assume that you’ll be trying your best to pay off your balance each month to avoid unnecessary interest charges.

Note: The benefits described below are only available at the airline that is co-branded with the credit card. You can’t use an American Airlines card to get benefits at Delta, for example.

Best for Alaska Airlines

Alaska Airlines Visa Signature® Credit Card

Bank of America provides this credit card, offering 3 miles for every dollar you spend on tickets, vacation packages, and cargo purchases from Alaska Airlines.

Cardholders can also earn up to 5 miles per dollar when using Mileage Plan Dining (check your card details for a list of participating retailers).

There aren’t many benefits with this card, but it does come with the ability to transfer miles to other frequent flyer programs, along with a low annual fee. Your fee will depend on the Visa service level you are approved for, which will depend on your credit:

Service Level Annual Fee
Visa Signature $75
Platinum Plus Visa $50
Preferred Visa $35

If you’re approved for Visa Signature with this card, you’ll get:

  • 25,000 bonus miles upon account approval
  • Coach companion fares starting at $121
  • First checked bag for free, for you and up to 6 companions
  • The ability to redeem miles with popular frequent flyer programs

Cardholders who are approved for a Platinum Plus Visa or Preferred Visa may see reduced benefits.

Other cards for traveling Alaska Airlines:

  • Alaska Airlines Visa® Business Card®: The business version of this card is very similar, but it doesn’t offer the 5 miles per dollar for the Mileage Plan Dining. You can get additional employee cards, but they will each come with an annual fee of $25.

Alaska Airlines Visa Signature® Credit Card

For People with
Good Credit

  • Annual Fee: $75
  • Interest Rate: 14.24%-15.74% (Variable)
Quick Card Facts
  • New—free first checked bag for you and up to six additional passengers on your reservation.* Terms and conditions apply.
  • Coach Companion Fare every year from $121 ($99, plus taxes and fees from $22)
  • 25,000 bonus miles upon approval (Please allow 2-3 weeks for Bonus Miles to post to your Alaska Airlines Mileage Plan account.)
  • Earn 3 miles per $1 on Alaska Airlines purchases, and 1 mile per $1 spent on everyday purchases
  • No limit to the number of miles earned - award tickets start at 7,500 miles. See alaskaair.com for details on award levels.
  • Redeem miles for award tickets on Alaska Airlines, or towards travel with more than a dozen global airline partners including Delta, American Airlines™ and British Airways.
  • The benefits above apply to Visa Signature accounts only and different benefits apply to Platinum Plus® and Classic accounts. Card type is determined by creditworthiness

Best for American Airlines and US Airways

AAdvantage® Aviator™ Red MasterCard®

American Airlines recently merged with US Airways, and the AAdvantage Aviator™ Red MasterCard lets you earn 2 miles for every dollar you spend with each airline. This is about the average for most airline credit cards.

For an annual fee of $89, you’ll also get the following:

  • A 10% bonus when redeeming miles, up to 10,000 miles per year
  • A free checked bag for you and up to 4 companions, when traveling domestic
  • A 25% discount on in-flight purchases of headsets, food, and drinks
  • Group 1 or Zone 2 boarding privileges for you and up to 4 companions, when traveling domestic
  • A $100 flight discount every year that you spend at least $30,000
  • A 7,500 mile discount when using miles to book MileSAAver® award round-trip flights (3,750 mile discount for one-way trips)
Insider Tip: This card replaces the US Airways Dividend Miles® MasterCard®. If you had the previous version, you should get the new card in the mail. The miles from your old account should be transferred over to your new card.

Other cards for flying American Airlines and US Airways:

  • Citi®/AAdvantage® Platinum Select® MasterCard®: If you prefer Citi over Barclaycard, this card comes with almost the exact same benefits described above, with these exceptions: it has an annual fee of $95 that is waived for the first year, and, instead of the $100 annual flight discount, there’s an offer for 30,000 bonus miles for spending $1,000 in the first 3 months.
  • CitiBusiness®/AAdvantage® World MasterCard®: Business owners may prefer this version of the AAdvantage Platinum Card, which will let you earn miles for the business purchases you need to make anyways. This card also awards you with a companion ticket waiver for $99 after every year that you spend at least $30,000.
  • Citi®/AAdvantage® Executive World Elite™ MasterCard®: A more prestigious card with an annual fee of $450. You’ll get the benefits described above, but with a limited-time offer for 75,000 bonus miles for spending $7,500 in the first 3 months. You’ll also get complimentary access to the Admirals Club airport lounge, priority check-in and screening, a TSA PreCheck credit, and an expert concierge service.

AAdvantage® Aviator™ Red MasterCard®

For People with
Good Credit

  • Annual Fee: $89
  • Interest Rate: Varies by credit score, contact Barclaycard to learn more
Quick Card Facts
  • Double miles on eligible American and US Airways purchases
  • Earn one mile for every $1 you spend (on all other purchases)
  • First eligible checked bag free for you and up to 4 traveling companions on American and US Airways
  • Board with Group 1 on American or Zone 2 on US Airways domestic flights
  • 10% back on redeemed miles, up to 10,000 miles each year
  • No foreign transaction fees
  • 25% savings on eligible in-flight purchases
  • Chip-enabled technology to increase security and convenience

Best for Asiana Airlines

Asiana Airlines American Express® Card from Bank of America®

There are several cards to choose from here, but regular Asiana flyers will get the most for their money with this card.

For an annual fee of $99, you’ll get 3 miles for every dollar you spend with Asiana Airlines, as well as 2 miles for every dollar you spend on gas and grocery store purchases. The 3 miles per dollar is quite good, but the 2 miles for gas and groceries makes this one of the better cards for accumulating miles (most airline cards only offer 1 mile per dollar for non-airline purchases).

Note that, unlike many airline cards, your miles are capped at 200,000 per year.

For the airline benefits, you’ll get:

  • 10,000 bonus miles after the first purchase
  • 10,000 bonus miles every year
  • $100 annual rebate on Asiana Airlines tickets
  • 2 annual invitations to the Asiana Airlines Lounge (valid within the US only)
  • Access to the American Express entré program, which provides exclusive travel offers and discounts, as well as travel advice

Other cards for flying with Asiana Airlines:

  • Asiana Airlines Visa® Platinum Credit Card: A step down from the card described above, this card’s annual fee is $80. You’ll get 2 miles per dollar on Asiana tickets, and 1 mile per dollar for all other purchases. You’ll also only get 5,000 bonus points, there is no annual miles bonus, and no lounge invitations. With an annual fee of only $19 more, the American Express card above comes out as a much better option.
  • Asiana Airlines Visa® Classic Card: An even more basic version of the card, it has a $50 annual fee. You’ll only get 1 mile per dollar for every purchase you make, 3,000 introductory bonus points, a $50 annual ticket rebate, and not much else.
  • Asiana Visa® Business Card: This is the business version of the Visa Platinum card above. It has basically the same benefits, but awards 10,000 introductory bonus points and has no annual cap on miles.

Asiana Airlines American Express® Card from Bank of America®

For People with
Good Credit

  • Annual Fee: $99
  • Interest Rate: 14.24% (Variable)
Quick Card Facts
  • 3 miles for every dollar you spend on Asiana Airlines purchases
  • 2 miles for every dollar you spend on gas and grocery store purchases
  • 1 mile for every dollar you spend on all other purchases
  • Earn up to 200,000 miles per year

Best for British Airways

British Airways Visa Signature® Card

Like some other airlines, fliers of British Airways only have one co-branded credit card option.

This card from Chase offers 3 Avios for every dollar spent with British Airways (British Airways call their points “Avios”).

For an annual fee of $95 (waived the first year) you’ll get:

  • 50,000 bonus Avios for spending $2,000 in the first 3 months
  • A Travel Together Ticket each year that you spend $30,000, good for a companion ticket when you redeem Avios for a reward seat
  • Automatic enrollment in the British Airways Executive Club, which includes member-only deals and offers, like bonus Avios and hotel discounts

British Airways Visa Signature® Card

For People with
Good Credit

  • Annual Fee: $95
  • Interest Rate: 16.23% - 23.24% *Variable
Quick Card Facts
  • You will get 50,000 bonus points after you make $2,000 in purchases within the first 3 months of account opening.
  • $0 Intro Annual Fee The First Year, Then $95.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 3 points for every $1 spent on British Airways purchases and 1 point for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.

The information for British Airways Visa Signature® Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

Best for Delta Air Lines

Gold Delta SkyMiles® Credit Card

The Gold Delta card, issued by American Express, will award you with 2 miles for every dollar for purchases you make with Delta.

For an annual fee of $95 (waived the first year), this card comes with a number of nice benefits:

  • 30,000 bonus miles for spending $1,000 in the first 3 months
  • Your first checked bag is free, for you and up to 8 companions
  • Priority boarding for you and up to 8 companions (not available on Delta® Shuttle flights)
  • Discounted access to the Delta SkyClub® for you and up to 2 companions, which includes complimentary food and drink, WiFi and satellite TV, private restrooms, and personalized flight assistance

Other cards for flying Delta:

  • Platinum Delta SkyMiles® Credit Card by American Express: For a $195 annual fee, in addition to everything listed above you’ll get the chance to earn Medallion Qualification Miles to upgrade your flight status, annual companion ticket waivers, a 20% discount on in-flight purchases, and more.
  • Delta Reserve Credit Card: A $450 annual fee, in addition to the benefits for both Delta cards described above, will get you more Medallion Qualification Miles, complimentary access to the Delta SkyClub, a personal concierge service, and more options for redeeming your miles.

Gold Delta SkyMiles® Credit Card

For People with
Excellent Credit

  • Annual Fee: $0 the first year, then $95
  • Interest Rate: 15.24%, 17.24% or 19.24% (Variable)
Quick Card Facts
  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms and Restrictions Apply.

Best for Frontier Airlines

The Frontier Airlines World MasterCard®

Flyers of Frontier Airlines will have 2 credit cards to choose from, and this one is more rewarding (though not overly so). You’ll need to use this card once every 6 months to keep your miles from expiring – compare this to other airline cards with which the miles do not expire.

For an annual fee of $69, cardholders earn 2 miles for every dollar they spend with Frontier Airlines.

You’ll also get:

  • 40,000 bonus miles for spending $500 in the first 90 days
  • 2 domestic round-trip tickets when redeeming 20,000 miles

Other cards for flying Frontier Airlines:

  • The Frontier Airlines World MasterCard® - No Annual Fee: This is a lesser version of the card that has no annual fee. You’ll only earn 1 mile per dollar spent with Frontier, and 1 mile for every 2 dollars spent elsewhere. The introductory bonus is down to 10,000 miles after you make your first purchase. This isn’t a very rewarding card, but it is free to use.

Frontier Airlines World MasterCard® - $69 Annual Fee

For People with
Excellent Credit

  • Annual Fee: $69
  • Interest Rate: 16.24% or 25.24% *Variable
Quick Card Facts
  • Earn 40,000 bonus miles after $500 in purchases in the first 90 days
  • Redeem miles for two domestic roundtrip award tickets (subject to fees/taxes starting from $22.40)
  • Earn 2 miles per $1 on FlyFrontier.com purchases and 1 mile per $1 on all other purchases
  • Award Redemption Fee Waiver
  • Just use your card for at least one purchase every 6 months to keep miles from expiring
  • Complimentary FICO® Credit Score
  • 0% Intro APR on balance transfers made within 45 days of account opening. After that, a variable APR of 15.99% or 24.99%, based on creditworthiness

Best for JetBlue

If you fly JetBlue fairly often, or enjoy their vacation packages, you’re sure to find some value here.

It offers 6 TrueBlue® points for every dollar you spend on eligible purchases from JetBlue, or on Getaways vacation packages available on jetblue.com.

The JetBlue card has an annual fee of $99 but, if you fly with JetBlue often enough, the card should pay for itself. Overall this is a pretty useful card for the price, providing several money-saving benefits.

With this card, you’ll get:

  • 6 points for every dollar spent on JetBlue purchases, and 2 points for purchases at gas stations and grocery stores
  • 30,000 bonus points for spending $1,000 in the first 90 days
  • A 10% point bonus every time you redeem (applied to your next redemption)
  • Free first checked bag for you and up to 3 companions
  • A 50% discount on certain in-flight purchases, including movies, food, and drinks
  • A $100 statement credit every year that you purchase a Getaways vacation package of at least $100

Other cards for flying JetBlue:

  • JetBlue® Rewards MasterCard®: The toned-down version of the card above, you’ll only pay an annual fee of $40 which is waived for the first year. You’ll earn fewer points per dollar with this card, and you’ll need to pay a foreign transaction fee with it for purchases outside the country.
  • JetBlue Business MasterCard®: The business version of the World Elite card above, this card has very similar rewards and terms but includes a few extra business features like employee cards and spending summaries.
The JetBlue Card
Apply Now

The JetBlue Card

For People with
Good Credit

  • Annual Fee: $0
  • Interest Rate: 12.24%, 20.24%, or 25.24% *Variable
Quick Card Facts
  • Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days.
  • Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
  • Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling.
  • 50% savings on eligible inflight purchases including cocktails, food and movies
  • No foreign transaction fees
  • Chip technology & $0 Fraud Liability protection
  • 0% introductory APR for 12 billing cycles on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 12.24%, 20.24% or 25.24%, based on your creditworthiness.

Best for Southwest Airlines

Southwest Airlines® Rapid Rewards® Premier Card

Lovers of this airline have few credit cards to turn to, but thankfully this card from Chase is quite useful, awarding 2 miles for every dollar for purchases you make with the Southwest Airlines.

This card is notable for its annual fee: $99, but only applied for the first year. After that, the card is free to own.

It also provides cardholders with an opportunity to get to A-List status with Southwest Airlines more quickly, just as a bonus to the regular spending you do with the card.

This card gives you the following benefits:

  • 25,000 bonus miles for spending $1,000 in purchases in the first 3 months
  • 1 point for every dollar you transfer from another account, up to 15,000 miles
  • 6,000 bonus miles after every yearly anniversary
  • 1,500 Tier-Qualifying Points for every $10,000 you spend, up to 15,000 Tier-Qualifying Points per year (A-List status requires 35,000 Tier-Qualifying Points)
  • First and second checked bags are free
  • No change fees for changing flights
  • The ability to earn more rewards through the Rapid Rewards program

Other cards for flying Southwest Airlines:

  • Southwest Airlines® Rapid Rewards® Plus Card: For a $69 annual fee (for the first year only), this version of the card only provides 3,000 bonus miles on your anniversary. You also won’t be able to earn the Tier-Qualifying Points by spending money.
  • Southwest Airlines® Rapid Rewards® Premier Business Card: The business version of the Premier card, the only differences here are that you’ll earn 50,000 bonus miles for spending $2,000 in the first 3 months, you can issue cards to employees, and you’ll have some options for business expense tracking.
Insider Tip: Use this card to purchase revenue flights to earn more Tier-Qualifying Points, bumping you up to A-List status more quickly. The first tier of A-List status includes a 25% point bonus, priority check-in and boarding, and priority status for standby flights, and it gets even more rewarding in the higher tiers.

Southwest Airlines® Rapid Rewards® Premier Card

For People with
Good Credit

  • Annual Fee: $99
  • Interest Rate: 16.24% - 23.24% *Variable
Quick Card Facts
  • 2 points for every $1 spent on eligible purchases from Southwest Airlines, Southwest Rapid Rewards Hotel and Car Rental Partners. View the details here »
  • 1 point for every $1 spent on all other purchases
  • 6,000 points are awarded after your cardmember anniversary
  • Points count towards Companion Pass status, which you’ll need 110,000 points to qualify for. Companion Pass lets you choose one person to fly with you at anytime for a year
  • 15K Balance Transfer Bonus: Earn 1 point for every $1 in balance transfers, up to 15,000 points, in the first 90 days of account opening
  • 15K Tier-Qualifying Points Every Year: Earn 1,500 Tier-Qualifying Points for every $10,000 made in purchases, up to 15,000 Tier-Qualifying Points each calendar year
  • A-List Status: Benefits include priority boarding privileges, a 25% earning bonus, priority check-in and security lane access, standy priority, and a dedicated A-list member phone. To get this you'll need to earn 25 qualifying one-way flights or 35,000 tier-qualifying points in a calendar year. More information can be found here »
  • Redeem points for travel benefits and getaways. International flights to over 800 destinations on 50+ global carriers, overnight stays at over 70,000 hotels worldwide, car rentals from major brands, amazing getaways, and gift cards from select retailers
  • Points never expire

The information for Southwest Airlines® Rapid Rewards® Premier Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

Best for United Airlines

United MileagePlus® Explorer Card

United fliers have a few options, but most will find the Explorer card from Chase to be their best option. This is also one of the better airline cards in general at this fee level, coming with more benefits than the average.

For an annual fee of $95 (waived the first year) you’ll get 2 miles for every dollar you spend on United flights.

There are plenty of benefits to enjoy, and some great ways to earn bonus miles:

  • 30,000 bonus miles for spending $1,000 in the first 3 months
  • 10,000 bonus miles every year you spend at least $25,000
  • 5,000 bonus miles for adding an authorized user and making a purchase in the first 3 months
  • First checked bag is free, for you and 1 companion
  • Priority boarding for you and your companions
  • 2 yearly passes to the United ClubSM airport lounge, which includes complimentary beverages, snacks, WiFi, quiet working spaces, and more
  • Hotel benefits like room upgrades, early check-in and late checkout, complimentary meals, and other services (must use the Luxury Hotel & Resort Collection Travel Specialist or service)

Other cards for flying United:

  • United MileagePlus® Club Card: This is the big daddy version of the Explorer card, coming with a $450 annual fee. You’ll still only earn 2 miles per dollar on United purchases, but you’ll earn 1.5 miles per dollar on every other purchase you make. You’ll also enjoy free access to the United Club all year, preferential treatment at airports, free first and second checked bags, and more
  • United MileagePlus® Explorer Business Card: This is the business version of the United Explorer card, and it currently comes with a 50,000 point bonus for spending $2,000 in the first 3 months. It does not feature the bonus point offer for authorized users, but you can get free employee cards.
  • United MileagePlus® Club Business Card: The business version of the United Club card, this card has basically the same features as the regular version.
Insider Tip: Business owners can rack up miles quickly by using the United MileagePlus Club Business card to earn 1.5 miles on large business purchases.

United MileagePlus® Explorer Card

For People with
Good Credit

  • Annual Fee: $0 the first year, then $95
  • Interest Rate: 16.24%- 23.24% *Variable
Quick Card Facts
  • Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months
  • Check your first bag for free – save up to $100 per roundtrip
  • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
  • No foreign transaction fees
  • Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases
  • Your miles don’t expire as long as you’re a Cardmember, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United flight
  • $0 intro annual fee for the first year, then $95

The information for United MileagePlus® Explorer Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

Best for Hawaiian Airlines

Hawaiian Airlines® World Elite MasterCard®

This is a pretty good card full of benefits, which is good because it’s the only option for people who don’t own a business. It’s issued by Barclaycard.

You’ll earn 2 miles for every dollar spent at Hawaiian Airlines, but you’ll also be able to earn more than 10 miles per dollar when you shop at participating partner retailers located in Hawaii.

For an annual fee of $89, you’ll get:

  • 35,000 bonus miles for spending $1,000 in the first 90 days
  • 5,000 bonus miles every year that you spend at least $10,000
  • Discounted award flights when redeeming miles
  • First checked bag is free (only for the primary cardholder)
  • A one-time 50% companion ticket discount on roundtrip travel between Hawaii and North America
  • A yearly $100 companion ticket discount (good for 12 months)
  • The ShareMiles program, which lets you share miles with friends and family at no fee
  • Discounts for members of the Pualani members club (Gold and Platinum levels)

Other cards for flying Hawaiian Airlines:

  • The Hawaiian Airlines® Business MasterCard®: The business version of this card doesn’t offer the free checked bag, but you will have the opportunity to earn a lot more miles every year. You’ll get 20,000 bonus miles for spending between $50K-$99K in a year, or 40,000 for spending at least $100K. This may sound extreme, but it’s doable with business expenses.

Hawaiian Airlines® World Elite MasterCard®

For People with
Good Credit

  • Annual Fee: $89
  • Interest Rate: 16.24%, 20.24%, or 25.24% *Variable
Quick Card Facts
  • Earn 2 miles for every $1 spent on purchases made directly from Hawaiian Airlines
  • Earn 1 mile for every $1 spent on all other purchases
  • Earn up to 10 miles for every $1 spent at participating partners
  • There is no limit to the amount of points you can earn
  • ShareMiles allows you to receive HawaiianMiles from family and friends online

Best for Virgin America

Virgin America Visa Signature® Card

Fliers will get much more out of this card if they are also members of Elevate, the Virgin America frequent flyer program.

Normal cardholders will earn 3 points for every dollar spent on Virgin America flights, but members of the Elevate program will earn 8 points per dollar. Other Virgin America purchases will be awarded 3 points per dollar for both groups of people.

At a low annual fee of $49, you’ll get:

  • 10,000 bonus points for spending $1,000 on purchases in 90 days
  • First checked bag for free, for you and 1 companion
  • A yearly $150 discount on a companion ticket
  • 20% discount on RED™ in-flight purchases, which include food, drinks, and movies

Other cards for flying Virgin America:

  • Virgin America Premium Visa Signature® Card: More frequent flyers of this airline will probably profit more from the Premier version of this card, which comes at a $149 annual fee. This card lets you earn points towards a higher Elevate status: you’ll get 5,000 status points for every $10,000 you spend, up to 15,000 points. You also won’t be charged with cancel or change fees when using this card.

Virgin America Visa Signature® Card

For People with
Excellent Credit

  • Annual Fee: $49
  • Interest Rate: 15.98%-24.99% (Variable)
Quick Card Facts
  • First Bag Checked Free: One free bag for you and one other person.
  • $150 Companion Ticket Every Year
  • Save 20% on RED™ in-flight purchases
  • No Blackout Dates or Restrictions on Reward Flights

Best for Virgin Atlantic

Virgin Atlantic Black Card

This is known as the Virgin Atlantic Black Card, and it awards you with 3 miles for every dollar you spend with Virgin Atlantic.

You’ll also get 1.5 miles for every other purchase you make, a nice find for a card with an annual fee of only $90.

Cardholders will get benefits like:

  • 20,000 bonus miles after making the first purchase
  • 15,000 bonus miles per year for spending $25,000 (7,500 miles for spending $15,000)
  • Up to 5,000 bonus miles for adding authorized users to the account (2,500 points for the first 2 users)
  • A companion ticket for half the usual miles when you spend at least $25,000 per year and redeem the miles
  • Earn 1 tier point for spending $2,500, up to 2 per month. Tier points are used to get higher status (and get more benefits)
  • Redeem miles through the Flying Club to find special offers and discounts
  • A personal concierge service to help you make the best travel reservations possible, or assist you in all sorts of non-emergency situations

Other cards for flying Virgin Atlantic:

  • Virgin Atlantic White Card : The White Card is a lesser version of the card described above, with an annual fee of $49. You’ll still earn 3 miles per dollar for every Virgin Atlantic purchase, but you’ll only get 1 mile per dollar for other purchases. You’ll also only get $12,500 bonus miles for that first purchase, and some other rewards are diminished as well.

Virgin Atlantic Black Card

For People with
Excellent Credit

  • Annual Fee: $90
  • Interest Rate: 14.24% (Variable)
Quick Card Facts
  • Earn 3 Flying Club miles for every $1 spent on Virgin Atlantic
  • Earn 1 Flying Club mile for every $1 spent on all other purchases
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Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

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