Wings Member Cash Rewards Visa Signature Card

For People with
Excellent Credit



This card is offered by the Wings Financial Credit Union. Union membership is open to:

  • Members of the Wings Financial Foundation
  • Employees of the U.S. aviation industry and their family members
  • Those living or working in the 13-county Minneapolis/St. Paul, MN, metro area and the Seattle/Tacoma, WA, area

You’ll earn 1.5% cash back on all purchases, and you’ll get a signup bonus of $100 if you can spend $1,000 with your card in the first 90 days of opening your account.

You can take advantage of a 0% introductory APR for both purchases and balance transfers for 12 months, and then your rates will be 14.95%–18.00% Variable.

This card comes with no annual fee.

Card Quick Facts

Card Quick Facts

  • 1.5% cash back on all purchases
  • $100 bonus after spending $1,000 on purchases in the first 90 days
  • 0% introductory APR for purchases and balance transfers for 12 months, and then your rates will be 14.95%–18.00% Variable
  • No annual fee
  • No balance transfer fees

For People with
Excellent Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 1.5% cash back on all purchases

Introductory Bonus

  • $100 bonus after spending $1,000 in the first 90 days
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.95%–18.00% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $5,000
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $27
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 14.95%–18.00% Variable
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 14.95%–18.00% Variable
Cash Advance Fee 2%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Visa Signature® Concierge Service

    Find tickets to the top sports and entertainment events, make dinner reservations and even get help finding and sending the perfect gift. Just call 1-800-953-7392 to speak with your concierge.

  • Visa Merchant Discount

    Get automatic discounts at a variety of select merchants.

  • Emergency Card Replacement

    Visa will work with your bank to get you your card replacement ASAP – within 24 to 72 hours.

  • Emergency Cash Disbursement

    Visa can arrange a wire cash transfer to your local Western Union bank within 2 hours of approval from your bank.

  • Cellular Telephone Protection

    Get coverage for damage or theft of your cell phone by paying your phone bill with the card.

  • Warranty Manager Service

    Your Visa Signature Card extends the time period for U.S. manufacturer’s warranties by an additional year, on eligible warranties of three years or less.

  • Purchase Security

    For the first 90 days your items are covered against theft or damage under certain circumstances, up to $500 per claim.

  • Auto Rental Collision Damage Waiver

    Must decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

  • Travel and Emergency Assistance

    Call for legal and medical referrals, or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

  • Roadside Dispatch

    If you have a roadside emergency, like needing a tow or jumpstart, call 1-800-847-2869 anytime for help. Roadside service fees will be provided when you call and will be billed to your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

Average rating:  
 1 reviews
by Allan Kaplan
only for airline industry people

Only for airline industry people.

The Insider

Susan Shain
6 Best Credit Cards for International Travel
Susan Shain | Aug 16, 2019

Heading abroad soon? Then check out this list of the six best credit cards for international travel — they'll have you traveling in style in no time.

Read More
Sean Messier
How to Build Credit: 5 Ways to Increase Your Credit Scores
Sean Messier | Aug 15, 2019

Using a credit card is far from the only way to build credit. Here, we explore several ways to establish, repair, and improve your credit scores.

Read More
Sean Messier
What Happens If You Don’t Activate a Credit Card?
Sean Messier | Aug 12, 2019

Even if you didn't activate a new credit card, the account is probably open and affecting your credit scores. Read this to learn what to do next.

Read More