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You must be a member of the Wings Financial Credit Union to apply for the card, but eligibility can be obtained through a donation of at least $5, or if you live in certain counties, or work in the aviation industry. This card offers a long 0% intro rate on purchases and balance transfers, a few basic benefits, and no fee for balance transfers or foreign transactions.
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 12 months |
Regular Balance Transfer APR | 8.15%–18.00% Variable |
Balance Transfer Fee | None |
Penalty APR | N/A |
Late Fee | Up to $27 |
Returned Payment Fee | Up to $27 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 8.15%–18.00% Variable |
Cash Advance Fee | 2%, $10 minimum |
You can usually pay your bill online on your
Credit card issuer's website1-800-692-2274
The Wings Visa Platinum Card has little to offer in terms of rewards or benefits, but if you’re in the market for a balance transfer, this card may be just right.
You’ll get a 0% introductory rate on purchases and balance transfers for 12 months, after which your rate will be 8.15%–18.00% Variable. There’s also no balance transfer fee, meaning you can potentially save quite a lot by transferring debt to this card if you’re currently trying to pay it down at high interest.
This card has no annual or foreign transaction fee.