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Wings Visa® Platinum Card

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You must be a member of the Wings Financial Credit Union to apply for the card, but eligibility can be obtained through a donation of at least $5, or if you live in certain counties, or work in the aviation industry. This card offers a long 0% intro rate on purchases and balance transfers, a few basic benefits, and no fee for balance transfers or foreign transactions.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 8.15%–18.00% Variable
Intro Balance Transfer APR: 0% for 12 months
Intro Purchase APR: 0% for 12 months

Wings Visa® Platinum Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 8.15%–18.00% Variable
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $27
Returned Payment Fee Up to $27
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 8.15%–18.00% Variable
Cash Advance Fee 2%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
  • Auto Rental Insurance
Wings Visa® Platinum Card


  • 0% introductory rate on purchases and balance transfers for 12 months, after which your rate will be 8.15%–18.00% Variable
  • Contactless enabled
  • Auto Rental Collision Damage Waiver
  • No balance transfer fee
  • No foreign transaction fee
  • Annual fee: $0

Wings Financial Credit Union

Manage your Account & Pay your Bill

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Credit card issuer's website

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The Wings Visa Platinum Card has little to offer in terms of rewards or benefits, but if you’re in the market for a balance transfer, this card may be just right.

You’ll get a 0% introductory rate on purchases and balance transfers for 12 months, after which your rate will be 8.15%–18.00% Variable. There’s also no balance transfer fee, meaning you can potentially save quite a lot by transferring debt to this card if you’re currently trying to pay it down at high interest.

This card has no annual or foreign transaction fee.

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