Wings Member Rewards Visa® Signature Card
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This Visa rewards card is only available to members of the Wings Financial Credit Union, but membership can be obtained through a donation of at least $5. This card offers a long 0% introductory purchase and balance transfer period, along with no balance transfer fee, making this a decent option if you’re trying to save interest on some debt.
Highlights & Features
Rewards
| Spending Rewards |
|---|
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| Introductory Bonus |
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Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 12 months |
| Regular Balance Transfer APR | 14.20%–18.00% Variable |
| Balance Transfer Fee | None |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $27 |
| Returned Payment Fee | Up to $27 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 14.20%–18.00% Variable |
| Cash Advance Fee | 2%, $10 minimum |
Card Benefits
SECURITY
- Zero Liability on Unauthorized Charges
TRAVEL
- No Foreign Transaction Fee
Wings Member Rewards Visa® Signature Card
Highlights
- 2X points per dollar spent on all purchases
- 10,000 bonus points for spending $1,000 in the first 90 days
- 0% intro rate for purchases and balance transfers for 12 months, then 14.20%–18.00% Variable
- No balance transfer fee
- Contactless enabled cards
- No foreign transaction fee
- No annual fee
ABOUT THE ISSUER
Wings Financial Credit Union
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThis card is offered by the Wings Financial Credit Union, and membership is only open to:
- Members of the Wings Financial Foundation
- Current or retired employees of the U.S. aviation industry and their family members
- Those living or working in the 13-county Minneapolis/St. Paul, MN, metro area and the Seattle/Tacoma, WA, area
- Those willing to make a donation of at least $5 to the Wings Financial Foundation
One important highlight of this card is there are no balance transfer fees — which is kind of a big deal. You’ll get a 0% intro rate for purchases and balance transfers for 12 months, then your APRs will be 14.20%–18.00% Variable.
This card has no annual fee or foreign transaction fees.
