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Wings Member Rewards Visa® Signature Card

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This Visa rewards card is only available to members of the Wings Financial Credit Union, but membership can be obtained through a donation of at least $5. This card offers a long 0% introductory purchase and balance transfer period, along with no balance transfer fee, making this a decent option if you’re trying to save interest on some debt.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 14.20%–18.00% Variable
Intro Balance Transfer APR: 0% for 12 months
Intro Purchase APR: 0% for 12 months

Wings Member Rewards Visa® Signature Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 2X points per dollar spent on all purchases
Introductory Bonus
  • 10,000 bonus points for spending $1,000 in the first 90 days

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 14.20%–18.00% Variable
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $27
Returned Payment Fee Up to $27
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 14.20%–18.00% Variable
Cash Advance Fee 2%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
  • No Foreign Transaction Fee
Wings Member Rewards Visa® Signature Card


  • 2X points per dollar spent on all purchases
  • 10,000 bonus points for spending $1,000 in the first 90 days
  • 0% intro rate for purchases and balance transfers for 12 months, then 14.20%–18.00% Variable
  • No balance transfer fee
  • Contactless enabled cards
  • No foreign transaction fee
  • No annual fee

Wings Financial Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-692-2274 or

Try a different phone number

This card is offered by the Wings Financial Credit Union, and membership is only open to:

  • Members of the Wings Financial Foundation
  • Current or retired employees of the U.S. aviation industry and their family members
  • Those living or working in the 13-county Minneapolis/St. Paul, MN, metro area and the Seattle/Tacoma, WA, area
  • Those willing to make a donation of at least $5 to the Wings Financial Foundation

One important highlight of this card is there are no balance transfer fees — which is kind of a big deal. You’ll get a 0% intro rate for purchases and balance transfers for 12 months, then your APRs will be 14.20%–18.00% Variable.

This card has no annual fee or foreign transaction fees.

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