Wells Fargo Visa Signature® Card
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Highlights & Features
Rewards
- Earn 5X points for every $1 spent on gas, grocery, and drugstore purchases for the first 6 months, then…
- Earn 1X point for every $1 spent on all other purchases
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 15 months |
| Regular Balance Transfer APR | 14.49%–27.99% Variable |
| Balance Transfer Fee | 3%, $5 minimum for 15 months then up to 5%, $5 minimum |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $37 |
| Returned Payment Fee | Up to $37 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 25.99%–27.99% Variable |
| Cash Advance Fee | 5%, $10 minimum |
Wells Fargo Visa Signature® Card
Highlights
- Earn 5 points for every $1 spent on gas, grocery, and drugstore net purchases (purchases minus returns and credits) for the first 6 months, then…
- Earn 1 point for every $1 spent on all other purchases
- 50% more value when redeemed for airfare ( 20,000 points is a $300 value toward airfare redemption or a $200 value toward cash redemption)
- Pool rewards with other Go FarTM Rewards customers to reach a common goal
- Take up to 5 full years to enjoy the points you earn
- Free access to your FICO® Credit Score with Wells Fargo Online®
ABOUT THE ISSUER
Wells Fargo
Wells Fargo has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Wells Fargo Visa Signature® card is a good rewards card. It offers a 0% introductory APR for the first 15 months on purchases, then a 14.49% – 27.99% variable APR after that.
This card lets you earn up to 50% more value from your points when you choose to redeem them for travel, with up to 5 full years to use all those points.
There is no annual fee for this card.
