For People with
Fair Credit
The Wells Fargo Visa Signature® card is a good rewards card. It offers a 0% introductory APR for the first 15 months on purchases, then a 14.49% – 27.99% variable APR after that.
This card lets you earn up to 50% more value from your points when you choose to redeem them for travel, with up to 5 full years to use all those points.
There is no annual fee for this card.
For People with
Fair Credit
Want to pay a bill or check your balance?
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
How balance transfers work
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
How cash advances workCheck your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.
Check your Guide to Benefits for more information.
Choose from over 900 luxury hotels around the world. Cardmembers receive the best available rate, automatic room upgrades (when available), complimentary in-room Wi-Fi (when available) and more.
You will never be held responsible for unauthorized use of your card.
Link your card to your Wells Fargo business checking account to avoid overdraft fees.
Protect your phone from theft or damage when you pay your bill with your card.
Get alerted of suspicious activity.
Options like fixed benefit payments if you experience involuntary unemployment, disability, or an overnight hospitalization.
You will never be held responsible for unauthorized use of your card as long as fraudulent transactions are reported promptly.
Protection for online shopping.
Protection for online shopping.
Reimbursement, within sixty (60) days of purchase, for the difference between the price you paid for an eligible item and a lower advertised price for the same item
Items you purchase with your covered Visa card are protected in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions for the first ninety (90) days from the date of purchase
Extended Warranty Protection that extends the time period of the original manufacturer’s written U.S. repair warranty by one (1) additional year on eligible warranties of three (3) years or less when an eligible item is purchased entirely with your card.
You may call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
Get reimbursed if you or a family member gets in an accident while traveling.
Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.
Reimbursement of carry-on luggage that is damaged or lost by the carrier, you and your immediate family are covered up to $3,000 per passenger.
If you have a roadside emergency – anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.
Purchase tickets with your eligible Visa card and you can receive reimbursement for the cost of your scheduled passenger fare for a covered trip in the event the trip must be canceled or interrupted due to covered reasons
Not the card for you? Try one of these:
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