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Wells Fargo Visa Signature® Card

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Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 13.49%–26.49% Variable
Intro Balance Transfer APR: 0% for 15 months
Intro Purchase APR: 0% for 15 months

Wells Fargo Visa Signature® Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • Earn 5X points for every $1 spent on gas, grocery, and drugstore purchases for the first 6 months
  • Earn 1X point for every $1 spent on all other purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 13.49%–26.49% Variable
Balance Transfer Fee 3%, $5 minimum for 120 days then up to 5%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $37
Returned Payment Fee Up to $37
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99%–26.99% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Wells Fargo Visa Signature® Card


  • Earn 5 points for every $1 spent on gas, grocery, and drugstore net purchases (purchases minus returns and credits) for the first 6 months, then…
  • Earn 1 point for every $1 spent on all other purchases
  • 50% more value when redeemed for airfare ( 20,000 points is a $300 value toward airfare redemption or a $200 value toward cash redemption)
  • Pool rewards with other Go FarTM Rewards customers to reach a common goal
  • Take up to 5 full years to enjoy the points you earn
  • Free access to your FICO® Credit Score with Wells Fargo Online®

Wells Fargo

Wells Fargo has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1 (800) 869-3557 or

Try a different phone number
See all Issuer Cards

The Wells Fargo Visa Signature® card is a good rewards card. It offers a 0% introductory APR for the first 15 months on purchases, then a 13.49%–26.49% Variable APR after that.

This card lets you earn up to 50% more value from your points when you choose to redeem them for travel, with up to 5 full years to use all those points.

There is no annual fee for this card.

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