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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 15 months |
Regular Balance Transfer APR | 13.49%–26.49% Variable |
Balance Transfer Fee | 3%, $5 minimum for 120 days then up to 5%, $5 minimum |
Penalty APR | N/A |
Late Fee | Up to $37 |
Returned Payment Fee | Up to $37 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 3% |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 24.99%–26.99% Variable |
Cash Advance Fee | 5%, $10 minimum |
Wells Fargo has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe Wells Fargo Visa Signature® card is a good rewards card. It offers a 0% introductory APR for the first 15 months on purchases, then a 13.49%–26.49% Variable APR after that.
This card lets you earn up to 50% more value from your points when you choose to redeem them for travel, with up to 5 full years to use all those points.
There is no annual fee for this card.