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Wells Fargo Visa Signature® Card

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 14.49%–27.99% Variable
Intro Balance Transfer APR: 0% for 15 months
Intro Purchase APR: 0% for 15 months

Wells Fargo Visa Signature® Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • Earn 5X points for every $1 spent on gas, grocery, and drugstore purchases for the first 6 months, then…
  • Earn 1X point for every $1 spent on all other purchases

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 14.49%–27.99% Variable
Balance Transfer Fee 3%, $5 minimum for 15 months then up to 5%, $5 minimum

Fees

Penalty APR None
Late Fee Up to $37
Returned Payment Fee Up to $37
Additional Cards Annual Fee None
Foreign Transaction Fee 3%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 25.99%–27.99% Variable
  • Cash Advance Fee: 5%, $10 minimum
ABOUT THE ISSUER

Wells Fargo

Wells Fargo has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1 (800) 869-3557 or

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Wells Fargo Visa Signature® Card

Highlights

  • Earn 5 points for every $1 spent on gas, grocery, and drugstore net purchases (purchases minus returns and credits) for the first 6 months, then…
  • Earn 1 point for every $1 spent on all other purchases
  • 50% more value when redeemed for airfare ( 20,000 points is a $300 value toward airfare redemption or a $200 value toward cash redemption)
  • Pool rewards with other Go FarTM Rewards customers to reach a common goal
  • Take up to 5 full years to enjoy the points you earn
  • Free access to your FICO® Credit Score with Wells Fargo Online®

The Wells Fargo Visa Signature® card is a good rewards card. It offers a 0% introductory APR for the first 15 months on purchases, then a 14.49% – 27.99% variable APR after that.

This card lets you earn up to 50% more value from your points when you choose to redeem them for travel, with up to 5 full years to use all those points.

There is no annual fee for this card.