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Wells Fargo Secured Visa Card

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Our rating
Credit range: No Credit
Annual Fee: $25
Regular APR: 20.99% Variable

Wells Fargo Secured Visa Card

Our rating
No Credit Credit range
$25 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 20.99% Variable
Balance Transfer Fee 5%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $37
Returned Payment Fee Up to $37
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.99% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Wells Fargo Secured Visa Card

Highlights

  • Secured credit card, requiring a deposit of $300 to $10,000
  • Your credit line will be equal to the amount of the deposit
  • Free online credit education courses
  • Free FICO® Credit Score based on your Experian credit report
  • Shopping and travel protections from Mastercard
  • $25 annual fee
ABOUT THE ISSUER

Wells Fargo

Wells Fargo has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-932-6736 or

Try a different phone number
See all Issuer Cards

The Wells Fargo Secured Visa Card can help you get back on your feet and reestablish healthy credit scores.

This is a secured card, meaning it requires a security deposit upon account approval. Your credit line will be equal to your security deposit. You will need to provide a minimum security deposit of $300, up to $10,000.

This card allows you to check your FICO Score 9 for free, based on your Experian credit report.

There is a $25 annual fee, and it requires an existing Wells Fargo checking or savings account to apply.

With responsible use of this card and credit in general, you may be graduated to an unsecured Wells Fargo credit card.