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Wells Fargo Platinum Visa card

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 13.74%-27.24% Variable
Intro Balance Transfer APR: 0% for 18 months on qualifying balance transfers
Intro Purchase APR: 0% for 18 months

Wells Fargo Platinum Visa card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 18 months on qualifying balance transfers
Regular Balance Transfer APR 13.74%-27.24% Variable
Balance Transfer Fee 3% for 120 days, then 5%
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee N/A
Returned Payment Fee Up to $37
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.24%-28.24% (Variable)
Cash Advance Fee 5%
How to Get a Cash Advance with a Credit Card
Wells Fargo Platinum Visa card

Highlights

  • 0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 13.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select “Apply Now” to learn more about the product features, terms, and conditions
ABOUT THE ISSUER

Wells Fargo

Wells Fargo has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-932-6736 or

Try a different phone number
See all Issuer Cards

The Wells Fargo Platinum Visa offers a long 0% introductory APR for 18 months for purchases and balance transfers, followed by a regular rate of 13.74%-27.24% Variable.

You’ll get free access to your FICO® Credit ScoreCell Phone Protection, and other Visa Platinum benefits.

There are no rewards to earn with this card, but there’s no annual fee either.