Wells Fargo Platinum card
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The Wells Fargo Platinum Card’s main draw is its long 0% intro APR for purchases and balance transfers, which gives you some extra time to pay off debt. While it has no rewards program, you will get some useful perks like access to one of your FICO credit scores, a Visa Platinum benefits package, and cell phone protection.
Highlights & Features
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% Intro APR for 18 months on qualifying balance transfers |
| Regular Balance Transfer APR | 15.49%-24.99% Variable |
| Balance Transfer Fee | 3% for 120 days, then 5% |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $37 |
| Returned Payment Fee | Up to $37 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | See Terms |
| Cash Advance Fee | See Terms |
Wells Fargo Platinum card
Highlights
- Pay down balances instead of interest with Wells Fargo’s longest intro APR
- $0 Annual Fee
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card
- Easy access to your FICO® Credit Score with Wells Fargo Online®
- Zero Liability protection for promptly reported unauthorized transactions
- Convenient tools to help create a budget and manage your spending with My Money Map
- Select “Apply Now” to learn more about the product features, terms and conditions
ABOUT THE ISSUER
Wells Fargo
Wells Fargo has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Wells Fargo Platinum Card offers a long 0% Intro APR introductory APR for 18 months for purchases and balance transfers, followed by a regular rate of 15.49%-24.99% Variable.
You’ll get free access to your FICO Score 9, based on your Experian credit report, Cell Phone Protection, and other Visa Platinum benefits.
There are no rewards to earn with this card, but there’s no annual fee either.
