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Wells Fargo Cash Back College Card

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Our rating
Credit range: No Credit
Annual Fee: $0
Regular APR: 13.15%–23.15% Variable
Intro Balance Transfer APR: 0% for 6 months, for transfers made within 120 days
Intro Purchase APR: 0% for 6 months

Wells Fargo Cash Back College Card

Our rating
No Credit Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 3% cash back for the first 6 months on:
    • Gas stations
    • Grocery stores
    • Drugstores
  • 1% cash back for every other purchase
  • Bonus cash back at participating merchants in the Earn More Mall

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 6 months, for transfers made within 120 days
Regular Balance Transfer APR 13.15%–23.15% Variable
Balance Transfer Fee 3%, $5 minimum for transfers made within 120 days; 5%, $5 minimum after that

Fees

Penalty APR None
Late Fee Up to $37
Returned Payment Fee Up to $37
Additional Cards Annual Fee None
Foreign Transaction Fee 3%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 25.99% Variable
  • Cash Advance Fee: 5%, $10 minimum
ABOUT THE ISSUER

Wells Fargo

Wells Fargo has several card types depending on your needs.

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1-800-642-4720 or

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Wells Fargo Cash Back College Card

Highlights

  • 3% cash back at gas stations, grocery stores, and drugstores for the first 6 months, then 1% back
  • 1% cash back for all other purchases
  • 0% intro APR on both purchases and balance transfers for 6 months, and then your rates will be 13.15%–23.15% Variable
  • Free FICO Credit Score
  • Cell phone protection
  • Travel protections, including Roadside Dispatch and Travel Accident Insurance
  • No annual fee

The Wells Fargo Cash Back College Card is a basic student credit card, with a mediocre rewards program.

Cardholders get 3% cash back at grocery stores, gas stations, and drugstores, but only for the first six months of card ownership. 1% cash back is earned on those purchases after that, and for all other purchases.

You’ll get a 0% intro APR on both purchases and balance transfers for 6 months, and then your rates will be 13.15%–23.15% Variable. This rate only applies to balance transfers made during the first 120 days of account opening.

Some benefits are included, with the most valuable probably being Cell Phone Insurance.

The Cash Back College Card has no annual fee, and charges 3% on foreign transactions.