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Wells Fargo® Business Secured Credit Card

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Our rating
Min. credit level: No Credit
Annual Fee: $25 per card
Regular APR: 11.90% Variable

Wells Fargo® Business Secured Credit Card

Our rating
No Credit Min. credit level
$25 per card Annual Fee
Apply Now

Highlights & Features

Rewards

  • Choose one:
    • Cash Back Option: 1.5% cash back for every purchase
    • Reward Points Option: 1X point per dollar for every purchase, and 1,000 bonus points for spending $1,000 in a monthly billing period

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 11.90% Variable
Balance Transfer Fee 5%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $38
Returned Payment Fee Up to $38
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 20.74% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Wells Fargo® Business Secured Credit Card

Highlights

  • Up to 10 cards for you & employees
  • Your choice of a cash back rewards program or a point rewards program
  • More Bonus Points: When you shop online or in person at the Earn More Mall.
  • Card Design Studio: Design your own card.
  • $25 annual fee per card
ABOUT THE ISSUER

Wells Fargo

Wells Fargo has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-225-5935 or

Try a different phone number
See all Issuer Cards

The Wells Fargo® Business Secured Visa Credit Card offers a choice of rewards programs. You can pick either one:

  • Cash Back Option: 1.5% cash back for every purchase
  • Reward Points Option: 1X point per dollar for every purchase, and 1,000 bonus points for spending $1,000 in a monthly billing period

This card requires a security deposit, and your credit line will be equal to the amount of money you deposit. Deposits and credit limits range from $500 to $25,000.

You can get up to 10 cards for yourself and your employees at an annual fee of $25 per card.