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Wells Fargo Active Cash Card

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This valuable Visa has quite a bit to offer for no annual fee: unlimited 2% cash back on all purchases, an easy-to-catch welcome bonus, and a long 0% intro rate for both purchases and balance transfers. There’s a nice suite of benefits as well, including Cell Phone Protection and Visa Signature Concierge.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 14.99%, 19.99%, or 24.99% Variable
Intro Balance Transfer APR: 0% for 15 months
Intro Purchase APR: 0% for 15 months

Wells Fargo Active Cash Card

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now Read Our Review

Highlights & Features


Spending Rewards
  • 2% cash back on all purchases
Introductory Bonus
  • $200 cash rewards bonus after spending $1,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 14.99%, 19.99%, or 24.99% Variable
Balance Transfer Fee 3% for 120 days from account opening, then up to 5%; min: $5
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.99% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Concierge Service
  • Free Credit Score
  • Zero Liability on Unauthorized Charges
  • No Foreign Transaction Fee
  • Roadside Assistance
  • Emergency Travel Assistance
Wells Fargo Active Cash Card


  • Unlimited 2% cash back rewards on all purchases
  • $200 cash rewards bonus after spending $1,000 in the first 3 months
  • 0% intro purchase and balance transfer APR for 15 months, then 14.99%, 19.99%, or 24.99% Variable.
  • Cellular Telephone Protection
  • Roadside Dispatch
  • Visa Concierge service
  • Visa Luxury Hotel Collection
  • 3% foreign transaction fee
  • No annual fee

Wells Fargo

Wells Fargo has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-642-4720 or

Try a different phone number
See all Issuer Cards

The Wells Fargo Active Cash card has everything you could want in a simple, cash rewards Visa card.

Along with an excellent flat rate on everything you buy, you’ll get a 0% intro purchase and balance transfer APR for 15 months, then your rates will be 14.99%, 19.99%, or 24.99% Variable.

Benefits for this card include: Cellular Telephone Protection, Visa Concierge Service, Visa Luxury Hotel Collection, Roadside Dispatch, Travel & Emergency Services, Emergency Cash Disbursement and Card Replacement.

This card has no annual fee.

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