The Wells Fargo Propel American Express Card provides 3X reward points for an interesting variety of categories:
- gas stations
- eligible streaming services
There’s also a signup offer of 30,000 bonus points for spending $3,000 in the first 3 months. Those points would be worth $300 when redeemed, giving you a 10% return on your spending.
Cardholders get an intro APR of 0% for 12 months on both purchases and balance transfers. You’ll get shopping and travel protections from Amex, and you can check your FICO 8 Credit Score online for free.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee None
- Intro Purchase APR 0% for 12 months
- Regular Purchase APR 14.24%–26.74% Variable
- 3X points per dollar:
- at restaurants
- at gas stations
- on travel
- on eligible streaming services
- 1X point per dollar on all other purchases
- 3X points per dollar:
- Signup Bonus 30,000 bonus points for spending $3,000 on purchases in 3 months
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR 0% for 12 months
- Regular Balance Transfer APR 14.24%–26.74% Variable
- Cash Advance APR 25.74%–27.74% Variable
- Penalty APR See Terms
- Late Fee Up to $37
- Returned Payment Fee Up to $37
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Get special offers and presale tickets to big events in cities around the U.S.
Free FICO 9 Credit Score
Check your FICO 9 Credit Score for free whenever you’d like, based on your Experian credit report.
Double the original manufacturer’s warranty, up to one additional year. Only eligible for items purchased entirely with your card. Some restrictions and exclusions apply.
Eligible items purchased entirely with your card are protected against accidental damage and theft for 90 days. Some restrictions and exclusions apply.
If you try to return an eligible item within 90 days of purchase but the retailer won’t take it back, this benefit may refund the full purchase price. Up to $300 per purchase and up to $1,000 annually.
Cellular Telephone Protection
Only available when your cell phone bills are paid with your Wells Fargo card. Provides coverage if your cell phone is lost or stolen, less a $25 deductible. Up to $600 per occurrence, up to 2 occurrences per year.
24/7 Personal Travel Assistance
Call any time for non-emergency help and information. Get help with passport requirements, weather forecasts, local customs, business etiquette, and more.
24/7 Emergency Assistance Hotline
Provides help when you’re outside the country. Includes referrals to interpreters, urgent message relay, cash/bail assistance, and more.
Worldwide Travel Accident Insurance
When traveling by common carrier, provides coverage against accidental damage or dismemberment up to $150,000. You, your spouse or domestic partner, and unmarried dependent children are all covered.
Worldwide Travel Inconvenience Insurance
When traveling by common carrier, provides coverage if your baggage is lost or damaged. Up to $1,000 in coverage is available per trip.
24-Hour Roadside Assistance
If you get in an accident or break down, call for help finding services like towing, tire change, etc. Cardholder must pay all third-party costs.
Car Rental Loss and Damage Insurance
Stolen or damaged rental vehicles are covered if you use your card to pay for the rental. You must decline the rental company’s collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.
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