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Wells Fargo Propel American Express® card

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If you’re new to travel credit cards, this Wells Fargo American Express could be a good place to start. It has no annual fee and provides the opportunity to earn points back on travel, gas, restaurants, and some eligible streaming services (a rare feature). You’ll also get a solid 0% intro APR on purchases and balance transfers.

Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 15.49%-27.49% Variable
Intro Balance Transfer APR: 0% for 12 months on qualifying balance transfers
Intro Purchase APR: 0% for 12 months

Wells Fargo Propel American Express® card

Our rating
Good Credit range
$0 Annual Fee
How To Apply Read our Review

Highlights & Features

Rewards

  • 3X points per dollar at:
    • Restaurants
    • Gas stations
    • Travel
    • Eligible streaming services
  • 1X point per dollar on all other purchases

INTRODUCTORY BONUS

30,000 bonus points for spending $3,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 months on qualifying balance transfers
Regular Balance Transfer APR 15.49%-27.49% Variable
Balance Transfer Fee 3% for 120 days, then 5%
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee N/A
Returned Payment Fee Up to $37
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.49%-27.49% (Variable)
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Wells Fargo

Wells Fargo has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-642-4720 or

Try a different phone number
See all Issuer Cards

The Wells Fargo Propel American Express Card provides 3X reward points for an interesting variety of categories:

  • Restaurants
  • Gas stations
  • Travel
  • Eligible streaming services

There’s also a signup offer of 30,000 bonus points for spending $3,000 in the first 3 months. Those points would be worth $300 when redeemed, giving you a 10% return on your spending.

Along with no annual fee, cardholders get an intro APR of 0% for 12 months on both purchases and balance transfers, followed by a regular rate of 15.49%-27.49% Variable. You’ll get shopping and travel protections from Amex, and you can check your FICO Score 9 online for free, based on your Experian credit report.