Wells Fargo Propel American Express® Card

The Wells Fargo Propel American Express Card provides 3X reward points for an interesting variety of categories:

  • restaurants
  • gas stations
  • travel
  • eligible streaming services

There’s also a signup offer of 30,000 bonus points for spending $3,000 in the first 3 months. Those points would be worth $300 when redeemed, giving you a 10% return on your spending.

Cardholders get an intro APR of 0% for 12 months on both purchases and balance transfers. You’ll get shopping and travel protections from Amex, and you can check your FICO 8 Credit Score online for free.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards
    • 3X points per dollar:
      • at restaurants
      • at gas stations
      • on travel
      • on eligible streaming services
    • 1X point per dollar on all other purchases
  • Signup Bonus 30,000 bonus points for spending $3,000 on purchases in 3 months
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR 0% for 12 months
  • Regular Balance Transfer APR 14.24%–26.74% Variable
  • Cash Advance APR 25.74%–27.74% Variable
  • Penalty APR See Terms
  • Late Fee Up to $37
  • Returned Payment Fee Up to $37

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • Entertainment Access

    Get special offers and presale tickets to big events in cities around the U.S.

  • Free FICO 9 Credit Score

    Check your FICO 9 Credit Score for free whenever you’d like, based on your Experian credit report.

Shopping Protections

  • Extended Warranty

    Double the original manufacturer’s warranty, up to one additional year. Only eligible for items purchased entirely with your card. Some restrictions and exclusions apply.

  • Purchase Protection

    Eligible items purchased entirely with your card are protected against accidental damage and theft for 90 days. Some restrictions and exclusions apply.

  • Return Protection

    If you try to return an eligible item within 90 days of purchase but the retailer won’t take it back, this benefit may refund the full purchase price. Up to $300 per purchase and up to $1,000 annually.

  • Cellular Telephone Protection

    Only available when your cell phone bills are paid with your Wells Fargo card. Provides coverage if your cell phone is lost or stolen, less a $25 deductible. Up to $600 per occurrence, up to 2 occurrences per year.

Travel Protections

  • 24/7 Personal Travel Assistance

    Call any time for non-emergency help and information. Get help with passport requirements, weather forecasts, local customs, business etiquette, and more.

  • 24/7 Emergency Assistance Hotline

    Provides help when you’re outside the country. Includes referrals to interpreters, urgent message relay, cash/bail assistance, and more.

  • Worldwide Travel Accident Insurance

    When traveling by common carrier, provides coverage against accidental damage or dismemberment up to $150,000. You, your spouse or domestic partner, and unmarried dependent children are all covered.

  • Worldwide Travel Inconvenience Insurance

    When traveling by common carrier, provides coverage if your baggage is lost or damaged. Up to $1,000 in coverage is available per trip.

  • 24-Hour Roadside Assistance

    If you get in an accident or break down, call for help finding services like towing, tire change, etc. Cardholder must pay all third-party costs.

  • Car Rental Loss and Damage Insurance

    Stolen or damaged rental vehicles are covered if you use your card to pay for the rental. You must decline the rental company’s collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Susan Shain
12 Best First Credit Cards (And All the Credit Questions You Were Afraid to Ask)
Susan Shain | Aug 15, 2018

Read More
Brendan Harkness
How Many Credit Cards Should I Have?
Brendan Harkness | Aug 09, 2018

Is there a perfect number of credit cards to have? Learn how to figure out the right number of credit cards for your lifestyle and spending habits.

Read More
Brendan Harkness
Stay Secure Online with Virtual Credit Card Numbers
Brendan Harkness | Aug 08, 2018

A virtual credit card is a substitute for a real card, used for making secure online or phone transactions. No need to provide your actual card details.

Read More