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Wells Fargo Cash Wise Visa® card

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Perhaps a good choice for people who prefer to pay from their phone, the no annual fee Wells Fargo Cash Wise Visa card offers 1.8% cash back on mobile wallet purchases for the first year and unlimited 1.5% back on all other purchases.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 15.49%-27.49% Variable
Intro Balance Transfer APR: 0% for 15 months on qualifying balance transfers
Intro Purchase APR: 0% for 15 months

Wells Fargo Cash Wise Visa® card

Our rating
Good Min. credit level
$0 Annual Fee
How To Apply

Highlights & Features

Rewards

  • 1.8% cash rewards on Android Pay™ or Apple Pay® mobile wallet purchases during the first 12 months after account opening
  • 1.5% cash rewards on every other purchase

INTRODUCTORY BONUS

$150 cash back for spending $500 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months on qualifying balance transfers
Regular Balance Transfer APR 15.49%-27.49% Variable
Balance Transfer Fee 3% for 120 days, then 5%
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee N/A
Returned Payment Fee Up to $37
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.49%-27.49% (Variable)
Cash Advance Fee 5%
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Wells Fargo

Wells Fargo has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-642-4720 or

Try a different phone number
See all Issuer Cards

The Wells Fargo Cash Wise Visa Card offers a steady 1.5% cash back on every purchase you make. No annual fee, and no bonus categories to worry about.

For the first 12 months, you’ll also earn 1.8% cash back on mobile wallet purchases, like Apple Pay and Google Pay.

There’s an introductory bonus of $150 cash rewards for spending $500 on purchases in the first three months after account opening.

You’ll also get a set of basic shopping and travel protections, and the ability to check up on one of your FICO Scores. Overall, a good way to earn rewards every time you shop.