Wells Fargo Cash Wise Visa® card
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The Wells Fargo Cash Wise Visa has been discontinued and replaced by the Wells Fargo Active Cash℠ Card (Learn More) (Review).
Wells Fargo Cash Wise Visa® card
Highlights & Features
Rewards
| Spending Rewards |
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| Introductory Bonus |
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Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% intro APR for 15 months on qualifying balance transfers |
| Regular Balance Transfer APR | 14.49%-24.99% Variable |
| Balance Transfer Fee | 3% for 120 days from account opening, then up to 5%; min: $5 |
Fees
| Penalty APR | None |
| Late Fee | Up to $40 |
| Returned Payment Fee | Up to $40 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | Refer to Important Credit Terms |
| Cash Advance Fee | See Terms |
Wells Fargo Cash Wise Visa® card
Highlights
- Earn a $150 cash rewards bonus after spending $500 on purchases in the first 3 months
- Earn unlimited 1.5% cash rewards on purchases
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.49% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
- 1.8% cash rewards on digital wallet purchases including Google Pay™ or Apple Pay® during the first 12 months from account opening
- $0 annual fee
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
- No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open
- Select “Apply Now” to learn more about the product features, terms and conditions
ABOUT THE ISSUER
Wells Fargo
Wells Fargo has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Wells Fargo Cash Wise Visa Card offers a steady 1.5% cash back on every purchase you make. No annual fee, and no bonus categories to worry about.
For the first 12 months, you’ll also earn 1.8% cash back on mobile wallet purchases, like Apple Pay and Google Pay.
There’s an introductory bonus of $150 cash rewards for spending $500 on purchases in the first three months after account opening.
You’ll also get a set of basic shopping and travel protections, and the ability to check up on one of your FICO Scores. Overall, a good way to earn rewards every time you shop.
