Wells Fargo Cash Wise Visa® Card


The Wells Fargo Cash Wise Visa Card offers a steady 1.5% cash back on every purchase you make. No annual fee, and no bonus categories to worry about.

You’ll also get a set of basic shopping and travel protections, and the ability to check up on one of your FICO 8 Credit Scores. Overall, a good way to earn rewards every time you shop.

Card Quick Facts

Card Quick Facts

  • 1.5% cash back rewards on every purchase
  • $200 cash rewards bonus for spending $1,000 in the first 3 months
  • 0% intro APR for purchases and balance transfers for 12 months, then 15.99%–26.99% Variable
  • Visa shopping and travel benefits
  • Free access to one of your FICO 8 Credit Scores

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • $200 cash back rewards for spending $1,000 in purchases in 3 months
  • 1.5% cash rewards on every purchase
  • 1.8% cash rewards on Android Pay™ or Apple Pay® mobile wallet purchases during the first 12 months after account opening

Introductory Bonus

  • $200 cash back rewards for spending $1,000 in purchases in 3 months
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.99%–26.99% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $1,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR See Terms
Late Fee Up to $37
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 15.99%–26.99% Variable
Balance Transfer Fee 3%, $5 minimum for 4 months; after that, 5%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 25.99%–27.99% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Cellular Telephone Protection

    Only available when your cell phone bills are paid with your Wells Fargo card. Provides coverage if your cell phone is damaged or stolen, less a $25 deductible. Up to $600 per occurrence, up to 2 occurrences per year.

  • Visa Benefits

    This card may come with more benefits from Visa. Check your Guide to Benefits to learn more.

  • Car Rental Loss and Damage Insurance

    Stolen or damaged rental vehicles are covered if you use your card to pay for the rental. You must decline the rental company’s collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.

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