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Wells Fargo Cash Wise Visa® card

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Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 15.74%-27.74% Variable
Intro Balance Transfer APR: 0% for 15 months on qualifying balance transfers
Intro Purchase APR: 0% for 15 months

Wells Fargo Cash Wise Visa® card

Our rating
Good Credit range
$0 Annual Fee
How To Apply

Highlights & Features

Rewards

  • 1.8% cash rewards on Android Pay™ or Apple Pay® mobile wallet purchases during the first 12 months after account opening
  • 1.5% cash rewards on every other purchase

INTRODUCTORY BONUS

$150 cash back for spending $500 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months on qualifying balance transfers
Regular Balance Transfer APR 15.74%-27.74% Variable
Balance Transfer Fee 3% for 120 days, then 5%

Fees

Penalty APR None
Late Fee None
Returned Payment Fee Up to $37
Additional Cards Annual Fee None
Foreign Transaction Fee 3%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 25.74%-27.74% (Variable)
  • Cash Advance Fee: 5%
ABOUT THE ISSUER

Wells Fargo

Wells Fargo has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-642-4720 or

Try a different phone number
See all Issuer Cards
Wells Fargo Cash Wise Visa® card

Highlights

  • Earn a $150 cash rewards bonus after spending $500 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
  • $0 Annual Fee
  • Select “Apply Now” to learn more about the product features, terms and conditions

The Wells Fargo Cash Wise Visa Card offers a steady 1.5% cash back on every purchase you make. No annual fee, and no bonus categories to worry about.

For the first 12 months, you’ll also earn 1.8% cash back on mobile wallet purchases, like Apple Pay and Google Pay.

There’s an introductory bonus of $150 cash rewards for spending $500 on purchases in the first three months after account opening.

You’ll also get a set of basic shopping and travel protections, and the ability to check up on one of your FICO Scores. Overall, a good way to earn rewards every time you shop.