Wells Fargo Cash Wise Visa® card
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Perhaps a good choice for people who prefer to pay from their phone, the no annual fee Wells Fargo Cash Wise Visa card offers 1.8% cash back on mobile wallet purchases for the first year and unlimited 1.5% back on all other purchases.
Highlights & Features
Rewards
- 1.8% cash rewards on Android Pay™ or Apple Pay® mobile wallet purchases during the first 12 months after account opening
- 1.5% cash rewards on every other purchase
INTRODUCTORY BONUS
$150 cash back for spending $500 in the first 3 monthsBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 15 months on qualifying balance transfers |
| Regular Balance Transfer APR | 15.49%-27.49% Variable |
| Balance Transfer Fee | 3% for 120 days, then 5% |
Fees
| Penalty APR | N/A |
| Late Fee | N/A |
| Returned Payment Fee | Up to $37 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 25.49%-27.49% (Variable) |
| Cash Advance Fee | 5% |
ABOUT THE ISSUER
Wells Fargo
Wells Fargo has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Wells Fargo Cash Wise Visa Card offers a steady 1.5% cash back on every purchase you make. No annual fee, and no bonus categories to worry about.
For the first 12 months, you’ll also earn 1.8% cash back on mobile wallet purchases, like Apple Pay and Google Pay.
There’s an introductory bonus of $150 cash rewards for spending $500 on purchases in the first three months after account opening.
You’ll also get a set of basic shopping and travel protections, and the ability to check up on one of your FICO Scores. Overall, a good way to earn rewards every time you shop.
