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    Wells Fargo Cash Wise Visa® Card

    Wells Fargo Cash Wise Visa® Card

    For People with
    Good Credit

    Apply Now

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    The Wells Fargo Cash Wise Visa Card offers a steady 1.5% cash back on every purchase you make. No annual fee, and no bonus categories to worry about.

    For the first 12 months, you’ll also earn 1.8% cash back on mobile wallet purchases, like Apple Pay and Google Pay.

    There’s an introductory bonus of $150 cash rewards for spending $500 on purchases in the first three months after account opening.

    You’ll also get a set of basic shopping and travel protections, and the ability to check up on one of your FICO Scores. Overall, a good way to earn rewards every time you shop.

    Card Quick Facts

    Card Quick Facts

    • Earn a $150 cash rewards bonus after spending $500 in the first 3 months
    • Earn unlimited 1.5% cash rewards on purchases
    • Enjoy 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
    • No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open
    • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
    • $0 Annual Fee
    • Select “Apply Now” to learn more about the product features, terms and conditions
    Wells Fargo Cash Wise Visa® Card

    For People with
    Good Credit

    Apply Now

    REVIEWS

    Reviews
    Runner Up

    RUNNER UP

    Best Pick
    Best Cash Back Credit Cards
    Best No Annual Fee Credit Cards

    Manage My Card

    Want to pay a bill or check your balance?

    Pay My Bill

    Pay My Bill
    Request Credit Limit Increase

    Request Credit
    Limit Increase
    Speak to Customer Service
    Speak to Customer Service

    1-800-642-4720

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    Check Application Status

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    Card Details

    Rewards

    Rewards

    • 1.8% cash rewards on Android Pay™ or Apple Pay® mobile wallet purchases during the first 12 months after account opening
    • 1.5% cash rewards on every other purchase

    Introductory Bonus

    • $150 cash back for spending $500 in the first 3 months
    Card Stats

    Card Stats

    Annual Fee $0
    Additional Cards Annual Fee -
    Regular Purchase APR 15.99%-27.99% Variable
    Intro Purchase APR 0% for 15 months
    Foreign Transaction Fee 3%
    Chip Technology Chip-and-Signature & Chip-and-PIN
    Minimum Credit Limit $1,000
    Maximum Credit Limit -
    Free Credit Score Yes
    Penalty APR None
    Late Fee -
    Returned Payment Fee Up to $37
    Balance Transfers

    Balance Transfers

    Intro Balance Transfer APR 0% for 15 months on qualifying balance transfers
    Regular Balance Transfer APR 15.99%-27.99% Variable
    Balance Transfer Fee 3% for 120 days, then 5%

    A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

    How balance transfers work
    Cash Advances

    Cash Advances

    Cash Advance APR 25.99%-27.99% (Variable)
    Cash Advance Fee 5%

    Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

    How cash advances work

    Card Benefits

    Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

    Read about this specific card’s benefits
    Learn about credit card benefits

    • Zero Liability Protection

      You are not responsible for unauthorized transactions when reported promptly.

    • Emergency Card Replacement and Cash Disbursement

      Just call the number on the back of your card or customer support at 800-642-4720 if you need a new card or an emergency cash advance.

    • Cellular Telephone Protection

      Only available when your cell phone bills are paid with your Wells Fargo card. Provides coverage if your cell phone is damaged or stolen, less a $25 deductible. Up to $600 per occurrence, up to 2 occurrences per year.

    • Auto Rental Collision Damage Waiver

      Must decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

    • Roadside Dispatch

      If you have a roadside emergency, call 1-800-847-2869 any time for help – anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.

    • Travel and Emergency Assistance

      Call for legal and medical referrals or other travel and emergency assistance. You will be responsible for the cost of any goods or services obtained. Available 24 hours a day, 365 days a year.

    • Travel Accident Insurance

      Provides $150,000 in coverage against death and dismemberment when traveling by common carrier.

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    Wells Fargo Cash Wise Visa Card
    Average rating:  
     1 reviews
    by Josh
    No Auto bill pay setup online for other banks

    Unless you already have a Wells Fargo Checking or Savings account, you cannot set up automatic monthly payments on their website! If you go through all the help pages you'll find this out....you have to ask for a form, they mail it to you and send it back. Then you have to depend on them to set it up for you. And I'm sue you'll have to go through that whole last century process any time you want to make changes to your auto monthly payment. This can only be a purpose made maneuver on their part to exert pressure/force you to have to start banking with them. And if they don't get that desired end I'm sure that they've calculated that they will make some nice coin on late payment fees from people who came from modern card companies that make it easy to set up auto payments. In the end, they've created this lack of an auto payment option purposely to either a.) manipulate people into starting bank accounts with them or worse b.) to take advantage of people. If you are already banking with wells Fargo this is probably an OK card, but otherwise steer clear.

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