Wells Fargo Cash Wise Visa® Card

For People with
Good Credit



The Wells Fargo Cash Wise Visa Card offers a steady 1.5% cash back on every purchase you make. No annual fee, and no bonus categories to worry about.

You’ll also get a set of basic shopping and travel protections, and the ability to check up on one of your FICO 8 Credit Scores. Overall, a good way to earn rewards every time you shop.

Card Quick Facts

Card Quick Facts

  • 1.5% cash back rewards on every purchase
  • $200 cash rewards bonus for spending $1,000 in the first 3 months
  • 0% intro APR for purchases and balance transfers for 12 months, then 14.74–26.74% Variable
  • Visa shopping and travel benefits
  • Free access to one of your FICO 8 Credit Scores

For People with
Good Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 1.5% cash rewards on every purchase
  • 1.8% cash rewards on Android Pay™ or Apple Pay® mobile wallet purchases during the first 12 months after account opening

Introductory Bonus

  • $200 cash back rewards for spending $1,000 in purchases in 3 months
Card Stats

Card Stats

Annual Fee None
Additional Cards Annual Fee -
Regular Purchase APR 14.24%–24.24% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit $1,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR See Terms
Late Fee Up to $37
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 14.24%–24.24% Variable
Balance Transfer Fee 3%, min $5 for 12 months; after that, 5%, min $5
Cash Advances

Cash Advances

Cash Advance APR 25.24%–27.24% Variable
Cash Advance Fee 5%, min $10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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