Wells Fargo Credit Cards
Wells Fargo has a variety of Visa card offers and one American Express card available.
For Reward Points
Wells Fargo Propel American Express® Card
For People with
Good Credit
- Annual Fee: $0
- Interest Rate: 14.49%–26.99% Variable
Quick Card Facts
- 3X points at restaurants, gas stations, on travel, and on eligible streaming services
- 30,000 bonus points for spending $3,000 in the first 3 months
- 0% APR for purchases and balance transfers for 12 months, then 14.49–26.99% APR
- No foreign transaction or annual fees
- American Express shopping and travel benefits
- Free access to one of your FICO 8 Credit Scores
Wells Fargo Visa Signature® Card
For People with
Fair Credit
- Annual Fee: $0
- Interest Rate: 14.49%–27.99% Variable
Quick Card Facts
- Earn 5 points for every $1 spent on gas, grocery, and drugstore net purchases (purchases minus returns and credits) for the first 6 months, then...
- Earn 1 point for every $1 spent on all other purchases
- 50% more value when redeemed for airfare ( 20,000 points is a $300 value toward airfare redemption or a $200 value toward cash redemption)
- Pool rewards with other Go FarTM Rewards customers to reach a common goal
- Take up to 5 full years to enjoy the points you earn
- Free access to your FICO® Credit Score with Wells Fargo Online®
For Cash Back
Wells Fargo Cash Wise Visa® Card
For People with
Good Credit
- Annual Fee: $0
- Interest Rate: 16.24%–27.24% Variable
Quick Card Facts
- 0% intro APR for purchases and balance transfers for 12 months, then 16.24%–27.24% Variable
- 1.8% cash back rewards for the first 12 months for mobile wallet purchases
- 1.5% cash back rewards on other purchases
- $200 cash rewards bonus for spending $1,000 in the first 3 months
- Get bonus rewards and deals when you shop at Wells Fargo Earn More Mall®
- Cash rewards do not expire
- No category limitations
- Visa shopping and travel benefits
- Free access to one of your FICO Credit Scores
For 0% Introductory APR
Wells Fargo Platinum Visa
For People with
Fair Credit
- Annual Fee: $0
- Interest Rate: 13.49%–26.99% Variable
Quick Card Facts
- Long 0% introductory APR for purchases and balance transfers
- Free FICO Credit Score access
- Visa Platinum benefits
- No annual fee
For Students
Wells Fargo Cash Back College Visa® Card
For People with
Fair Credit
- Annual Fee: $0
- Interest Rate: 13.15%–23.15% Variable
Quick Card Facts
- Earn 3% cash back on gas, grocery, and drugstore net purchases for 6 months, then...
- Earn 1% cash back on all purchases
- No annual fee
- 0% intro APR for 6 months
- Regular purchase and balance transfer APR of 13.15%–23.15% Variable
For Bad Credit
Wells Fargo Secured Visa Card
For People with
No Credit
- Annual Fee: $25
- Interest Rate: 20.99% Variable
Quick Card Facts
- Secured credit card, requiring a deposit of $300 to $10,000
- Your credit line will be equal to the amount of the deposit
- Free online credit education courses
- Free FICO® Credit Score based on your Experian credit report
- Shopping and travel protections from Mastercard
- $25 annual fee
For Businesses
Wells Fargo® Business Secured Credit Card
For People with
No Credit
- Annual Fee: $25 per card
- Interest Rate: 11.90% Variable
Quick Card Facts
- 10 cards for you & employees
- Wells Fargo Business Card Rewards®: Earn rewards if you want by paying $50 per year to participate, except the first year which is $0.
- $10 Cash Rewards Bonus: Every time you spend $1,000.
- 10% Points Bonus: When you redeem online.
- More Bonus Points: When you shop online or in person at the Earn More Mall.
- Card Design Studio®: Design your own card.
Wells Fargo Business Elite Card
For People with
Good Credit
- Annual Fee: $0
- Interest Rate: 5.99%-14.99% (Variable)
Quick Card Facts
- Choose one:
- Earn 1 point for every $1 spent on all purchases
- Earn 1% cash back for every $1 spent on all purchases
