Wells Fargo Credit Cards

John Ganotis

John Ganotis

Updated Jan 28, 2019

Wells Fargo has a variety of Visa card offers and one American Express card available.

For Reward Points

Wells Fargo Propel American Express® Card
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Wells Fargo Propel American Express® Card

For People with
Good Credit

  • Annual Fee: $0
  • Interest Rate: 14.74%–27.24% Variable
Quick Card Facts
  • 3X points per dollar at restaurants, gas stations, on travel, and on eligible streaming services
  • 30,000 bonus points for spending $3,000 in the first 3 months
  • 0% APR for purchases and balance transfers for 12 months, then a variable 14.74%–27.24% APR
  • No foreign transaction or annual fees
  • American Express shopping and travel benefits
  • No limit on points and they won't expire
  • No blackout dates
  • Free access to your FICO Score 9 credit score from your Experian credit report
Wells Fargo Visa Signature® Card
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Wells Fargo Visa Signature® Card

For People with
Fair Credit

  • Annual Fee: $0
  • Interest Rate: 14.49%–27.99% Variable
Quick Card Facts
  • Earn 5 points for every $1 spent on gas, grocery, and drugstore net purchases (purchases minus returns and credits) for the first 6 months, then...
  • Earn 1 point for every $1 spent on all other purchases
  • 50% more value when redeemed for airfare ( 20,000 points is a $300 value toward airfare redemption or a $200 value toward cash redemption)
  • Pool rewards with other Go FarTM Rewards customers to reach a common goal
  • Take up to 5 full years to enjoy the points you earn
  • Free access to your FICO® Credit Score with Wells Fargo Online®

For Cash Back

Wells Fargo Cash Wise Visa® Card
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Wells Fargo Cash Wise Visa® Card

For People with
Good Credit

  • Annual Fee: $0
  • Interest Rate: 16.24%–27.24% Variable
Quick Card Facts
  • 0% intro APR for purchases and balance transfers for 12 months, then 16.24%–27.24% Variable
  • 1.8% cash back rewards for the first 12 months for mobile wallet purchases
  • 1.5% cash back rewards on other purchases
  • $200 cash rewards bonus for spending $1,000 in the first 3 months
  • Get bonus rewards and deals when you shop at Wells Fargo Earn More Mall®
  • Cash rewards do not expire
  • No category limitations
  • Visa shopping and travel benefits
  • Free access to one of your FICO Credit Scores

For 0% Introductory APR

Wells Fargo Platinum Visa
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Wells Fargo Platinum Visa

For People with
Fair Credit

  • Annual Fee: $0
  • Interest Rate: 17.74%–27.24% Variable
Quick Card Facts
  • Long 0% introductory APR for purchases and balance transfers
  • Free FICO Credit Score access
  • Visa Platinum benefits
  • No annual fee

For Students

Wells Fargo Cash Back College Visa® Card
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Wells Fargo Cash Back College Visa® Card

For People with
Fair Credit

  • Annual Fee: $0
  • Interest Rate: 13.15%–23.15% Variable
Quick Card Facts
  • Earn 3% cash back on gas, grocery, and drugstore net purchases for 6 months, then...
  • Earn 1% cash back on all purchases
  • No annual fee
  • 0% intro APR for 6 months
  • Regular purchase and balance transfer APR of 13.15%–23.15% Variable

For Bad Credit

Wells Fargo Secured Visa Card
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Wells Fargo Secured Visa Card

For People with
No Credit

  • Annual Fee: $25
  • Interest Rate: 21.24% Variable
Quick Card Facts
  • Secured credit card, requiring a deposit of $300 to $10,000
  • Your credit line will be equal to the amount of the deposit
  • Free online credit education courses
  • Free FICO® Credit Score based on your Experian credit report
  • Shopping and travel protections from Mastercard
  • $25 annual fee

For Businesses

Wells Fargo® Business Secured Credit Card
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Wells Fargo® Business Secured Credit Card

For People with
No Credit

  • Annual Fee: $25 per card
  • Interest Rate: 11.90% Variable
Quick Card Facts
  • 10 cards for you & employees
  • Wells Fargo Business Card Rewards®: Earn rewards if you want by paying $50 per year to participate, except the first year which is $0.
  • $10 Cash Rewards Bonus: Every time you spend $1,000.
  • 10% Points Bonus: When you redeem online.
  • More Bonus Points: When you shop online or in person at the Earn More Mall.
  • Card Design Studio®: Design your own card.
Wells Fargo Business Elite Card
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Wells Fargo Business Elite Card

For People with
Good Credit

  • Annual Fee: $0
  • Interest Rate: 5.99%-14.99% (Variable)
Quick Card Facts
  • Choose one:
  • Earn 1 point for every $1 spent on all purchases
  • Earn 1% cash back for every $1 spent on all purchases
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