Wells Fargo Credit Cards

John Ganotis

John Ganotis

Updated Sep 10, 2018

Wells Fargo has a variety of Visa card offers and one American Express card available.

For Reward Points

Wells Fargo Propel American Express® Card
Apply Now

Wells Fargo Propel American Express® Card

For People with
Good Credit

  • Annual Fee: None
  • Interest Rate: 14.24%–26.74% Variable
Quick Card Facts
  • 3X points at restaurants, gas stations, on travel, and on eligible streaming services
  • 30,000 bonus points for spending $3,000 in the first 3 months
  • 0% APR for purchases and balance transfers for 12 months, then 14.24–26.74% APR
  • No foreign transaction fees
  • American Express shopping and travel benefits
  • Free access to one of your FICO 8 Credit Scores
Wells Fargo Visa Signature® Card
Apply Now

Wells Fargo Visa Signature® Card

For People with
Fair Credit

  • Annual Fee: $0
  • Interest Rate: 12.15%-25.99% (Variable)
Quick Card Facts
  • Earn 5 points for every $1 spent on gas, grocery, and drugstore net purchases (purchases minus returns and credits) for the first 6 months, then...
  • Earn 1 point for every $1 spent on all other purchases

For Cash Back

Wells Fargo Cash Wise Visa® Card
Apply Now

Wells Fargo Cash Wise Visa® Card

For People with
Good Credit

  • Annual Fee: None
  • Interest Rate: 14.24%–24.24% Variable
Quick Card Facts
  • 1.5% cash back rewards on every purchase
  • $200 cash rewards bonus for spending $1,000 in the first 3 months
  • 0% intro APR for purchases and balance transfers for 12 months, then 14.74–26.74% Variable
  • Visa shopping and travel benefits
  • Free access to one of your FICO 8 Credit Scores

For 0% Introductory APR

Wells Fargo Platinum Visa
Apply Now

Wells Fargo Platinum Visa

For People with
Fair Credit

  • Annual Fee: $0
  • Interest Rate: 16.40%-26.24% Variable
Quick Card Facts
  • No annual fee
  • Visa benefits

For Students

Wells Fargo Cash Back College Visa® Card
Apply Now

Wells Fargo Cash Back College Visa® Card

For People with
Fair Credit

  • Annual Fee: $0
  • Interest Rate: 12.40%-22.40% Variable
Quick Card Facts
  • Earn 3% cash back on gas, grocery, and drugstore net purchases for 6 months, then...
  • Earn 1% cash back on all purchases
  • No annual fee
  • 0% intro APR for 6 months
  • Regular purchase and balance transfer APR of 12.40%–22.40% Variable

For Bad Credit

Wells Fargo Secured Visa Card
Apply Now

Wells Fargo Secured Visa Card

For People with
No Credit

  • Annual Fee: $25
  • Interest Rate: 18.99% (Variable)
Quick Card Facts
  • Emergency Card Replacement
  • Free Online Credit Education Courses
  • Choose Your Due Date
  • Verified by Visa®: Protect your card with a unique password.

For Businesses

Wells Fargo® Business Secured Credit Card
Apply Now

Wells Fargo® Business Secured Credit Card

For People with
No Credit

  • Annual Fee: $25 per card
  • Interest Rate: 18.99% (Variable)
Quick Card Facts
  • 10 Cards For You & Employees
  • Wells Fargo Business Card Rewards®: Earn rewards if you want by paying $50 per year to participate, expect the first year which is $0.
  • $10 Cash Rewards Bonus: Every time you spend $1,000.
  • 10% Points Bonus: When you redeem online.
  • More Bonus Points: When you shop online or in person at the Earn More Mall.
  • Card Design Studio®: Design your own card.
Wells Fargo Business Elite Card
Apply Now

Wells Fargo Business Elite Card

For People with
Good Credit

  • Annual Fee: $0
  • Interest Rate: 5.99%-14.99% (Variable)
Quick Card Facts
  • Choose one:
  • Earn 1 point for every $1 spent on all purchases
  • Earn 1% cash back for every $1 spent on all purchases
Was this helpful?

The Insider

Brendan Harkness
Low-Interest Credit Cards
Brendan Harkness | Sep 20, 2018

Credit cards are known for their high interest rates, but is this true across the board? Read about some credit cards with unusually low APRs here.

Read More
Susan Shain
Chase Sapphire Reserve vs Amex Platinum: Which One Is Better for You? 
Susan Shain | Sep 20, 2018

It's tough to choose between the Chase Sapphire Reserve vs Amex Platinum. We compare them head-to-head and determine which is the superior pick.

Read More
Susan Shain
The Ultimate Guide to Air Miles Credit Cards (Plus Our 8 Favorites)
Susan Shain | Sep 19, 2018

Wondering how air miles credit cards work — and which one to choose? We'll help you start earning major travel rewards with our top 8 favorite cards.

Read More