Wells Fargo Credit Cards
John Ganotis
Updated Sep 10, 2018
Wells Fargo has a variety of Visa card offers and one American Express card available.
For Reward Points
Wells Fargo Propel American Express® Card
For People with
Good Credit
- Annual Fee: None
- Interest Rate: 14.24%–26.74% Variable
Quick Card Facts
- 3X points at restaurants, gas stations, on travel, and on eligible streaming services
- 30,000 bonus points for spending $3,000 in the first 3 months
- 0% APR for purchases and balance transfers for 12 months, then 14.24–26.74% APR
- No foreign transaction fees
- American Express shopping and travel benefits
- Free access to one of your FICO 8 Credit Scores
Wells Fargo Visa Signature® Card
For People with
Fair Credit
- Annual Fee: $0
- Interest Rate: 12.15%-25.99% (Variable)
Quick Card Facts
- Earn 5 points for every $1 spent on gas, grocery, and drugstore net purchases (purchases minus returns and credits) for the first 6 months, then...
- Earn 1 point for every $1 spent on all other purchases
For Cash Back
Wells Fargo Cash Wise Visa® Card
For People with
Good Credit
- Annual Fee: None
- Interest Rate: 14.24%–24.24% Variable
Quick Card Facts
- 1.5% cash back rewards on every purchase
- $200 cash rewards bonus for spending $1,000 in the first 3 months
- 0% intro APR for purchases and balance transfers for 12 months, then 14.74–26.74% Variable
- Visa shopping and travel benefits
- Free access to one of your FICO 8 Credit Scores
For 0% Introductory APR
Wells Fargo Platinum Visa
For People with
Fair Credit
- Annual Fee: $0
- Interest Rate: 16.40%-26.24% Variable
Quick Card Facts
- No annual fee
- Visa benefits
For Students
Wells Fargo Cash Back College Visa® Card
For People with
Fair Credit
- Annual Fee: $0
- Interest Rate: 12.40%-22.40% Variable
Quick Card Facts
- Earn 3% cash back on gas, grocery, and drugstore net purchases for 6 months, then...
- Earn 1% cash back on all purchases
- No annual fee
- 0% intro APR for 6 months
- Regular purchase and balance transfer APR of 12.40%–22.40% Variable
For Bad Credit
Wells Fargo Secured Visa Card
For People with
No Credit
- Annual Fee: $25
- Interest Rate: 18.99% (Variable)
Quick Card Facts
- Emergency Card Replacement
- Free Online Credit Education Courses
- Choose Your Due Date
- Verified by Visa®: Protect your card with a unique password.
For Businesses
Wells Fargo® Business Secured Credit Card
For People with
No Credit
- Annual Fee: $25 per card
- Interest Rate: 18.99% (Variable)
Quick Card Facts
- 10 Cards For You & Employees
- Wells Fargo Business Card Rewards®: Earn rewards if you want by paying $50 per year to participate, expect the first year which is $0.
- $10 Cash Rewards Bonus: Every time you spend $1,000.
- 10% Points Bonus: When you redeem online.
- More Bonus Points: When you shop online or in person at the Earn More Mall.
- Card Design Studio®: Design your own card.
Wells Fargo Business Elite Card
For People with
Good Credit
- Annual Fee: $0
- Interest Rate: 5.99%-14.99% (Variable)
Quick Card Facts
- Choose one:
- Earn 1 point for every $1 spent on all purchases
- Earn 1% cash back for every $1 spent on all purchases
