Wells Fargo Secured Card

The Wells Fargo Secured Card can help you get back on your feet and reestablish a healthy credit score. Your credit line is equivalent to your security deposit. You will need to provide a minimum security deposit of $300, up to $10,000.

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  • Rewards


  • Signup Bonus None
  • Chip Technology Chip-and-PIN
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 18.99% (Variable)
  • Cash Advance APR 23.99% (Variable)
  • Penalty APR -
  • Late Fee Up to $38
  • Returned Payment Fee Up to $38

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Emergency Card Replacement
  • Free Online Credit Education Courses
  • Choose Your Due Date


  • Fraud Protection: You will not be held responsible for unauthorized purchases made on your card.
  • Overdraft Protection: Link your card to your banking account to prevent overdraft charges from occuring.
  • Cellular Telephone Protection: If you pay your cell phone bill with your card, you can be protected against damage or theft.
  • Verified by Visa®: Protect your card with a unique password.


  • Travel and Emergency Assistance: Provides help with travel emergencies.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
  • Roadside Dispatch: Toll-free referral dispatch for assistance with services such as towing, changing a flat, and more.

Visa Benefits

  • This card comes with Visa benefits. You will be provided with a list of benefits available to you once you get approved for your card.

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