Wells Fargo Rewards Visa® card

The Wells Fargo Rewards Visa® card is a good rewards card. It offers a 0% introductory APR for the first 12 months on purchases, then a 12.15% – 25.99% variable APR after that.

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Quick View

Quick View

  • Rewards
    • Earn 5 points for every $1 spent on gas, grocery, and drugstore net purchases (purchases minus returns and credits) for the first 6 months, then…
    • Earn 1 point for every $1 spent on all other purchases
  • Signup Bonus None
  • Chip Technology Chip-and-PIN
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR 0% for 15 months
  • Regular Balance Transfer APR 12.15%-25.99% (Variable)
  • Cash Advance APR 23.99%-25.99% (Variable)
  • Penalty APR -
  • Late Fee Up to $38
  • Returned Payment Fee Up to $38

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Security

  • Fraud Protection: You will not be held responsible for unauthorized use of your card.
  • Overdraft Protection: Link your card to your Wells Fargo business checking account to avoid overdraft fees.
  • Cellular Telephone Protection: Protect your phone from theft or damage when you pay your bill with your card.
  • Rapid Alert: Get alerted of suspicious activity.
  • Wells Fargo Credit Defense Platinum Service: Options like fixed benefit payments if you experience involuntary unemployment, disability, or an overnight hospitalization.
  • Verified by Visa®: Protection for online shopping.

Travel

  • Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
  • Travel Accident Insurance: Get reimbursed if you or a family member gets in an accident while traveling.
  • Roadside Assistance: Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.

Visa Benefits

  • This card comes with Visa benefits. You will be provided with a list of benefits available to you once you get approved for your card.

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