Wells Fargo Propel American Express® Card

The Wells Fargo Propel American Express Card provides reward points at gas stations and restaurants, for no annual fee.

There’s also a year-long 0% intro APR on purchases and balance transfers, giving you a while to pay off expenses at no interest. Cardholders will get access to American Express benefits, which include discounted travel rates and shopping protections. You can also check one of your FICO credit scores online for free, whenever you’d like.

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Quick View

Quick View

  • Rewards
    • 3x points per dollar at gas stations
    • 2x points per dollar at restaurants
    • 1x point per dollar on all other purchases
  • Signup Bonus 20,000 bonus points for spending $1,000 in purchases in 3 months
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR 0% for 12 months
  • Regular Balance Transfer APR 14.24%–26.24% Variable
  • Cash Advance APR 25.24%–27.24% Variable
  • Penalty APR See Terms
  • Late Fee Up to $37
  • Returned Payment Fee Up to $37

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • Bonus on Non-Reward Points

    Available if you have a qualifying consumer Wells Fargo Checking or Savings Account. Get a 10% bonus on the points you earn for net purchases, excluding the two bonus categories. Only applies to the points you earn at a rate of 1x per dollar.

  • 24/7 Personal Travel Assistance

    Call any time for non-emergency help and information. Get help with passport requirements, weather forecasts, local customs, business etiquette, and more.

  • Hotel Program

    Access over 975 participating properties and up to 20% off available rates. Also includes special amenities and other benefits at select properties.

  • Car Rental Program

    Get discounted rates with major car rental companies worldwide.

  • Air Program

    Low airfare rates on domestic and international airlines.

  • Cruise Program

    Special fares and amenities from major cruise lines. Get help with planning your trip from specialists.

Shopping Protections

  • Extended Warranty

    Double the original manufacturer’s warranty, up to one additional year. Only eligible for items purchased entirely with your card. Some restrictions and exclusions apply.

  • Purchase Protection

    Eligible items purchased entirely with your card are protected against accidental damage and theft for 90 days. Some restrictions and exclusions apply.

  • Return Protection

    If you try to return an eligible item within 90 days of purchase but the retailer won’t take it back, this benefit may refund the full purchase price. Up to $300 per purchase and up to $1,000 annually.

  • Cellular Telephone Protection

    Only available when your cell phone bills are paid with your Wells Fargo card. Provides coverage if your cell phone is lost or stolen, less a $25 deductible. Up to $600 per occurrence, up to 2 occurrences per year.

Travel Protections

  • 24/7 Travel Assistance Hotline

    Provides help when you’re outside the country. Includes referrals to interpreters, urgent message relay, cash/bail assistance, and more.

  • Worldwide Travel Accident Insurance

    When traveling by common carrier, provides coverage against accidental damage or dismemberment up to $150,000. You, your spouse or domestic partner, and unmarried dependent children are all covered.

  • Worldwide Travel Inconvenience Insurance

    When traveling by common carrier, provides coverage if your baggage is lost or damaged. Up to $1,000 in coverage is available per trip.

  • 24-Hour Roadside Assistance

    If you get in an accident or break down, call for help finding services like towing, tire change, etc. Cardholder must pay all third-party costs.

  • Car Rental Loss and Damage Insurance

    Stolen or damaged rental vehicles are covered if you use your card to pay for the rental. You must decline the rental company’s collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.

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