Skip to content

Gemini Credit Card™

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

The Gemini Credit Card offers a new path to acquire cryptocurrency — up to 3% back in rewards (without exchange fees). Select any cryptocurrency on the Gemini trading platform and earn rewards issued in real time. This card is slated to launch in summer of 2021, but you can join the waitlist now.

Our rating
Min. credit level: Good
Annual Fee: $0

Gemini Credit Card™

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 3% back in crypto on Dining
  • 2% back in crypto on Groceries
  • 1% back in crypto on all other purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
  • Purchase Protection
Gemini Credit Card™


  • 3% back in crypto on dining, 2% back on groceries, 1% back on all other purchases
  • Choose bitcoin or any other crypto on the Gemini exchange as your spending reward
  • Cryptocurrency rewards are granted in real time
  • Available in metal in black, silver, and rose gold
  • Instant access to your card number upon approval
  • No exchange fees to acquire crypto rewards
  • World Mastercard benefits such as: Price Protection, Priceless Experiences, Mastercard ID Theft Protection, DoorDash membership, Lyft, ShopRunner
  • Contactless payments
  • No annual fee


Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-844-994-2265 or

Try a different phone number

The Gemini Credit Card is making it easier than ever to acquire and hold cryptocurrency.

You’ll earn 3% back in crypto on dining, 2% back on groceries, and 1% back on everything else. You can select any cryptocurrency on the Gemini exchange as your reward. Your rewards are automatically deposited into your Gemini account at the time of purchase.

That’s one thing this card has over most of the other cards that earn crypto rewards — the ability to process spending rewards in real-time when the purchase is made. Some cards won’t process your rewards until a couple billing cycles have passed, leaving you in the dark on exactly how much crypto you’ll get because who knows what the price will be a month or two later.

Along with no annual fee, another valuable feature of this card is the absence of exchange fees when earning crypto rewards. Exchange fees are a flat rate or a percentage of the amount of crypto you’re purchasing. You’ll incur these fees if you buy cryptocurrency straight from an exchange.

This metal credit card is available at the World Mastercard level in black, silver, and rose gold.

Benefits include:

  • Price Protection
  • Zero Liability Protection
  • Mastercard ID Theft Protection
  • Exclusive offers for DoorDash, Lyft, HelloFresh, and ShopRunner
Scroll to top