Victoria’s Secret Angel Card

For People with
Fair Credit



The Victoria’s Secret Angel Card is definitely a card to consider if you shop at Victoria’s Secret frequently.

You may want a different card instead

This is a store-branded card with lots of bad reviews. You may be able to get better rewards and terms with a cash back credit card that isn't for a specific store.

Cash Back Cards

Where can I use my Victoria’s Secret Angel Card?

You can use any of the four versions of this card at any Victoria’s Secret or PINK store in the United States. You can also use this card at any Bath & Body Works stores, but you won’t earn Angel Rewards points for those purchases.

Card Quick Facts

Card Quick Facts

  • Earn 3 points for every $1 spent on bra purchases at Victoria’s Secret
  • Special triple points days each month
  • Free shipping and extra point days throughout the year
  • Earn higher Angel status for more valuable rewards and benefits
  • No annual fee

For People with
Fair Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 3 points for every $1 spent on bra purchases at Victoria’s Secret
  • 1 point for every $1 spent on all other purchases from Victoria’s Secret
  • Triple point days for all purchases every month (number depends on card tier)
How to Redeem
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 25.49% Variable
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee Up to $37
Returned Payment Fee Up to $25
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

Average rating:  
 7 reviews
by Alyssa
Low Fraud Protection

I do not use this card very often. Someone got my card information and made fraudulent charges and the only notification I received was through snail mail. I have an online account that has my email address and my phone number, there were $1600 worth of charges, they should have gotten ahold of me immediately, not a week later through snail mail! Then I tried to call several customer service phone numbers listed in my letter, and on their website and they did not work! I had to send them an online message and wait for someone to get back to me. When I finally spoke to someone, she said they would open an investigation and their investigator would send me a letter in the mail and then I would have to call them to dispute the charges. It’s 2018, why are they so reliant on snail mail?! I closed my account and I will never get another credit card from victoria’s Secret. I’m very disappointed in their fraud protection and security.

by JJ
DONT get this card!

I've had this card for 3 years. They randomly "review" your account and lower your credit limit if they think you dont use it enough or keep a high enough balance so they make money off the interest (I use my card maybe 3 times a year and keep a low balance). When you call to ask why your limit was lowered they are the rudest people and go out of their way to not help you and direct you to the "letters" they just haven't mailed out yet. If you pay past 8pm on the due date they charge you a late fee, even if you're logged on and pay at 8:02pm while on the phone with a representative because their website is having issues. The rewards arent as numerous as good as they claim they are. There are better cards with better rewards out there. Run from dealing with Comenity bank

by Steve Thompson
Stay away from using this card and credit company.

Daughter has had very bad experience with card and is effecting her credit score. Customer service not helpful even after detail the problem and showing error in their part.

by ATaveras
Awful Credit Card DO NOT

I recommend no one get this credit card. The company automatically updates information without you knowing. The corporate side is absolutely herrendous and unprofessional. First, it is impossible to reach them. Second, they do not offer 24/7 service. Last, when finally getting in touch with a customer service representative they are very unprofessional and rude. I have had this card for a month and have had a terrible experience my account is now closed.

by Tania
bad service

I have had nothing but horrible customer service from the corporate side when dealing with inadvertently opening up two accounts for me then sending me a statement saying I owe them plus the late fee. Did research on this with my bank and had a check that I paid with already taken out and paid. I am extremely dissappointed with VS as I have really enjoyed their products in the past. Unfortunately, I am still dealing with this as I have been given the run around. Called the store, then asked to call corporate then get sent over to comenity bank which isn't open on the weekends. I waste my time during the weekdays because customer service puts their customers on hold for at least 7-10 minutes. Today, I called again during the weekend and i waited about 10 min and find out she had to transfer me to an automated service. WTH! Why even have a person to answer the phone as she is there to only take VS orders! I have never been one to complain but this is the worst credit card I have opened up and i reluctantly opened it because the sales person said that shipping would be free if I ordered online without mentioning that Hawaii wasn't included. This goes to show she either wanted to push the credit card and earn commissions or she wasn't educated by the company policy. Once I talk to customer service on Monday I am cancelling my card!

Page 1 of 2:

The Insider

Susan Shain
The Ultimate Guide to Air Miles Credit Cards (Plus Our 8 Favorites)
Susan Shain | Sep 19, 2018

Wondering how air miles credit cards work — and which one to choose? We'll help you start earning major travel rewards with our top 8 favorite cards.

Read More
Kat Tretina
Review of the Southwest Rapid Rewards® Priority Card
Kat Tretina | Sep 19, 2018

The Southwest Airlines Rapid Rewards Priority Card is an excellent pick for Southwest enthusiasts, with 40,000 bonus points and an annual $75 flight credit.

Read More
Susan Shain
Can I Pay My Taxes With a Credit Card? Yes, But You Might Not Want To
Susan Shain | Sep 13, 2018

Whether you can't afford your taxes or want to earn extra rewards, you're wondering "Can I pay my taxes with a credit card?" Let's weigh the pros and cons.

Read More