Victoria’s Secret Angel Card

For People with
Fair Credit



The Victoria’s Secret Angel Card is definitely a card to consider if you shop at Victoria’s Secret frequently.

You may want a different card instead

This is a store-branded card with lots of bad reviews. You may be able to get better rewards and terms with a cash back credit card that isn't for a specific store.

Cash Back Cards

Where can I use my Victoria’s Secret Angel Card?

You can use any of the four versions of this card at any Victoria’s Secret or PINK store in the United States. You can also use this card at any Bath & Body Works stores, but you won’t earn Angel Rewards points for those purchases.

Card Quick Facts

Card Quick Facts

  • Earn 3 points for every $1 spent on bra purchases at Victoria’s Secret
  • Special triple points days each month
  • Free shipping and extra point days throughout the year
  • Earn higher Angel status for more valuable rewards and benefits
  • No annual fee

For People with
Fair Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 3 points for every $1 spent on bra purchases at Victoria’s Secret
  • 1 point for every $1 spent on all other purchases from Victoria’s Secret
  • Triple point days for all purchases every month (number depends on card tier)
How to Redeem
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 25.49% Variable
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee Up to $37
Returned Payment Fee Up to $25
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

Average rating:  
 8 reviews
by Linda
No auto pay option

Twice now I have scheduled a payment online, and then it didn’t go through and I was charged a late fee. The first time they waived the late fee. The second time (over a year later) they wouldn’t waive it. The late fee makes the rewards and coupons I used, pointless. There is no option to schedule auto pay of any kind (either for statement balance or minimum payment). On the VS website they also reduced the amount of coupons from 3 to 2 per purchase. So the credit card is barely worth the deals. If you do use it, pay off things as soon as you buy them, and make sure the payment goes through. Also take advantage of calling in to apply triple points. It’s automated for that so you don’t have to deal with CS.

by Alyssa
Low Fraud Protection

I do not use this card very often. Someone got my card information and made fraudulent charges and the only notification I received was through snail mail. I have an online account that has my email address and my phone number, there were $1600 worth of charges, they should have gotten ahold of me immediately, not a week later through snail mail! Then I tried to call several customer service phone numbers listed in my letter, and on their website and they did not work! I had to send them an online message and wait for someone to get back to me. When I finally spoke to someone, she said they would open an investigation and their investigator would send me a letter in the mail and then I would have to call them to dispute the charges. It’s 2018, why are they so reliant on snail mail?! I closed my account and I will never get another credit card from victoria’s Secret. I’m very disappointed in their fraud protection and security.

by JJ
DONT get this card!

I've had this card for 3 years. They randomly "review" your account and lower your credit limit if they think you dont use it enough or keep a high enough balance so they make money off the interest (I use my card maybe 3 times a year and keep a low balance). When you call to ask why your limit was lowered they are the rudest people and go out of their way to not help you and direct you to the "letters" they just haven't mailed out yet. If you pay past 8pm on the due date they charge you a late fee, even if you're logged on and pay at 8:02pm while on the phone with a representative because their website is having issues. The rewards arent as numerous as good as they claim they are. There are better cards with better rewards out there. Run from dealing with Comenity bank

by Steve Thompson
Stay away from using this card and credit company.

Daughter has had very bad experience with card and is effecting her credit score. Customer service not helpful even after detail the problem and showing error in their part.

by ATaveras
Awful Credit Card DO NOT

I recommend no one get this credit card. The company automatically updates information without you knowing. The corporate side is absolutely herrendous and unprofessional. First, it is impossible to reach them. Second, they do not offer 24/7 service. Last, when finally getting in touch with a customer service representative they are very unprofessional and rude. I have had this card for a month and have had a terrible experience my account is now closed.

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