USAA Secured Card® Platinum Visa®


For People with
Bad Credit

The USAA Secured Card Visa Platinum® helps people with bad credit rebuild their credit. The money you deposit, from $250 to $5,000, determines your credit limit.

There is another similar secured card offered by USAA, the USAA Secured Card® American Express® Card. See how they compare in our review of both cards.

Card Quick Facts

Card Quick Facts

  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No foreign transaction fees when you travel outside the United States.
  • It’s not a debit or prepaid card.

For People with
Bad Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

None

How to Redeem

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $35
Additional Cards Annual Fee -
Regular Purchase APR 11.65–21.65% Variable
Intro Purchase APR N/A for N/A
Foreign Transaction Fee See Terms
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee See Terms
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR N/A for N/A
Regular Balance Transfer APR 11.65–21.65% Variable
Balance Transfer Fee 3%, $200 maximum
Cash Advances

Cash Advances

Cash Advance APR 11.65–21.65% Variable
Cash Advance Fee 3%, $200 maximum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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