USAA Rewards™ American Express® Card


For People with
Good Credit

With the USAA Rewards™ American Express® card, you can get great rewards just for using the card on everyday purchases, like gas and groceries.

Card Quick Facts

Card Quick Facts

  • Earn one point for every dollar spent on your everyday purchases.
  • Earn 2X points per dollar on gas and groceries with no caps.
  • Get 2,500 bonus points with your first purchase.
  • Redeem points for cash, merchandise, gift cards and more.

For People with
Good Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 3X points per dollar on dining with no caps.
  • Earn 2X points per dollar on gas and groceries with no caps.
  • Earn 1X point for every dollar spent on all other purchases.
  • Get 2,500 bonus points with your first purchase.
  • Redeem points for cash, merchandise, gift cards and more.
  • USAA membership is available to active and former military and their eligible family members
How to Redeem

Introductory Bonus

  • 2,500 bonus points just for making your first purchase
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 11.65%–27.65% Variable
Intro Purchase APR N/A for N/A
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $35
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR N/A for N/A
Regular Balance Transfer APR 11.65%–27.65% Variable
Balance Transfer Fee 3%, $200 maximum
Cash Advances

Cash Advances

Cash Advance APR 11.65%–27.65% Variable
Cash Advance Fee 3%, $200 maximum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Brendan Harkness
Low-Interest Credit Cards
Brendan Harkness | Sep 20, 2018

Credit cards are known for their high interest rates, but is this true across the board? Read about some credit cards with unusually low APRs here.

Read More
Susan Shain
Chase Sapphire Reserve vs Amex Platinum: Which One Is Better for You? 
Susan Shain | Sep 20, 2018

It's tough to choose between the Chase Sapphire Reserve vs Amex Platinum. We compare them head-to-head and determine which is the superior pick.

Read More
Susan Shain
The Ultimate Guide to Air Miles Credit Cards (Plus Our 8 Favorites)
Susan Shain | Sep 19, 2018

Wondering how air miles credit cards work — and which one to choose? We'll help you start earning major travel rewards with our top 8 favorite cards.

Read More