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USAA Rate Advantage Platinum Visa®

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Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 8.90%–25.90% Variable

USAA Rate Advantage Platinum Visa®

Our rating
Good Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 8.90%–25.90% Variable
Balance Transfer Fee 3%

Fees

Penalty APR None
Late Fee Up to $35
Returned Payment Fee Up to $35
Additional Cards Annual Fee $0
Foreign Transaction Fee None

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 8.90%–25.90% Variable
  • Cash Advance Fee: 3%
ABOUT THE ISSUER

USAA Savings

USAA Savings has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Speak to Customer Service

1-800-531-8722 or

Try a different phone number
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USAA Rate Advantage Platinum Visa®

Highlights

  • Enjoy USAA’s lowest rate card
  • No annual fee, no foreign transaction fees, no penalty APR
  • USAA membership is available to active and former military and their eligible family members

The USAA Rate Advantage Platinum Visa® offers special benefits for military members.

USAA cards are only available to members of the military, active or honorably discharged, as well as certain members of their family. Click here for details on USAA eligibility.