USAA Rate Advantage Visa Platinum®
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Only available to USAA members, the USAA Rate Advantage Visa Platinum features a low interest rate, some useful travel and shopping benefits, and identity theft protections.
USAA Rate Advantage Visa Platinum®
Highlights & Features
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 8.40%–25.40% Variable |
| Balance Transfer Fee | 3% |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $35 |
| Returned Payment Fee | Up to $35 |
| Additional Cards Annual Fee | $0 |
| Foreign Transaction Fee | N/A |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 8.40%–25.40% Variable |
| Cash Advance Fee | 3% |
Card Benefits
PERKS
- Concierge Service
SHOPPING
- Extended Warranty Protection
TRAVEL
- No Foreign Transaction Fee
- Auto Rental Insurance
- Roadside Assistance
- Emergency Travel Assistance
- Trip Interruption Insurance
- Baggage Delay Insurance
- Travel Accident Insurance
USAA Rate Advantage Visa Platinum®
Highlights
- Enjoy USAA’s lowest rate card
- No annual fee, no foreign transaction fees, no penalty APR
- USAA membership is available to active and former military and their eligible family members
ABOUT THE ISSUER
USAA Savings
USAA Savings has several card types depending on your needs.
The USAA Rate Advantage Visa Platinum® offers special benefits for military members.
USAA cards are only available to members of the military, active or honorably discharged, as well as certain members of their family. Click here for details on USAA eligibility.
