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USAA Rate Advantage Visa Platinum®

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Only available to USAA members, the USAA Rate Advantage Visa Platinum features a low interest rate, some useful travel and shopping benefits, and identity theft protections.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 8.40%–25.40% Variable

USAA Rate Advantage Visa Platinum®

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 8.40%–25.40% Variable
Balance Transfer Fee 3%
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $35
Returned Payment Fee Up to $35
Additional Cards Annual Fee $0
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 8.40%–25.40% Variable
Cash Advance Fee 3%
How to Get a Cash Advance with a Credit Card

Card Benefits

PERKS
  • Concierge Service
SHOPPING
  • Extended Warranty Protection
TRAVEL
  • No Foreign Transaction Fee
  • Auto Rental Insurance
  • Roadside Assistance
  • Emergency Travel Assistance
  • Trip Interruption Insurance
  • Baggage Delay Insurance
  • Travel Accident Insurance
USAA Rate Advantage Visa Platinum®

Highlights

  • Enjoy USAA’s lowest rate card
  • No annual fee, no foreign transaction fees, no penalty APR
  • USAA membership is available to active and former military and their eligible family members
ABOUT THE ISSUER

USAA Savings

USAA Savings has several card types depending on your needs.

Speak to Customer Service

1-800-531-8722 or

Try a different phone number
See all Issuer Cards

The USAA Rate Advantage Visa Platinum® offers special benefits for military members.

USAA cards are only available to members of the military, active or honorably discharged, as well as certain members of their family. Click here for details on USAA eligibility.