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Only available to USAA members, the USAA Rate Advantage Visa Platinum features a low interest rate, some useful travel and shopping benefits, and identity theft protections.
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 8.40%–25.40% Variable |
Balance Transfer Fee | 3% |
Penalty APR | N/A |
Late Fee | Up to $35 |
Returned Payment Fee | Up to $35 |
Additional Cards Annual Fee | $0 |
Foreign Transaction Fee | N/A |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 8.40%–25.40% Variable |
Cash Advance Fee | 3% |
USAA Savings has several card types depending on your needs.
The USAA Rate Advantage Visa Platinum® offers special benefits for military members.
USAA cards are only available to members of the military, active or honorably discharged, as well as certain members of their family. Click here for details on USAA eligibility.