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USAA Preferred Cash Rewards Visa Signature®

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The USAA Preferred Cash Rewards Visa Signature card earns a competitive flat-rate of 1.5% on all purchases. This card is only available to members and family members of the military.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 11.90%–25.90% Variable

USAA Preferred Cash Rewards Visa Signature®

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now Read Our Review

Highlights & Features


Spending Rewards
  • 1.5% cash back on all purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 11.90%–25.90% Variable
Balance Transfer Fee 3%
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $35
Returned Payment Fee Up to $35
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 11.90%–25.90% Variable
Cash Advance Fee 3%
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Concierge Service
  • Zero Liability on Unauthorized Charges
  • Extended Warranty Protection
  • Auto Rental Insurance
  • Trip Interruption Insurance
  • Baggage Delay Insurance
  • Travel Accident Insurance
USAA Preferred Cash Rewards Visa Signature®


  • Earn 1.5% cash back on every purchase with no limits or category restrictions
  • Benefits include: concierge services, Auto Rental Coverage, extended warranty protection, Baggage Delay and Reimbursement
  • Pay no annual fee, no penalty APR and no foreign transaction fees
  • USAA membership is available to active and former military and their eligible family members

USAA Savings

USAA Savings has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-531-8722 or

Try a different phone number
See all Issuer Cards

The USAA Preferred Cash Rewards Visa Signature card offers a rate of 1.5% cash back for all purchases, for no annual fee.

You’ll also get a handful of Visa Signature benefits such as:

  • Concierge services
  • Auto Rental Coverage
  • Travel Accident Insurance
  • Extended warranty protection
  • Baggage Delay and Reimbursement
  • Trip Cancellation and Interruption Coverage

USAA cards are only available to members of the military, active or honorably discharged, as well as certain members of their family. Click here for details on USAA eligibility.

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