USAA Preferred Cash Rewards Visa Signature®


For People with
Good Credit

The USAA Preferred Cash Rewards Visa Signature offers a reward of 1.5% cash back for all purchases, with low rates and no annual fee.

USAA cards are only available to members of the military, active or honorably discharged, as well as certain members of their family. Click here for details on USAA eligibility.

Card Quick Facts

Card Quick Facts

  • Earn 1.5% cash back on every purchase with no limits or category restrictions. Pay no annual fee, no penalty APR and no foreign transaction fees.
  • There’s no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.

For People with
Good Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 1.5% cash back on all purchases
  • There is no limit to the amount of points you can earn
How to Redeem

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 13.90%–27.90% Variable
Intro Purchase APR N/A for N/A
Foreign Transaction Fee See Terms
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee See Terms
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR N/A for N/A
Regular Balance Transfer APR 13.90%–27.90% Variable
Balance Transfer Fee 3%, $200 maximum
Cash Advances

Cash Advances

Cash Advance APR 13.90%–27.90% Variable
Cash Advance Fee 3%, $200 maximum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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