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USAA Cashback Rewards Plus American Express® Card

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Our rating
Credit range: Excellent
Annual Fee: $0
Regular APR: 13.90%–27.90% Variable

USAA Cashback Rewards Plus American Express® Card

Our rating
Excellent Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 5% cash back on the first $3,000 spent per year (then 1%) on:
    • Gas
    • Military base purchases
  • 2% cash back on the first $3,000 spent per year on Groceries (then 1%)
  • 1% cash back on all other purchases

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 13.90%–27.90% Variable
Balance Transfer Fee 3%

Fees

Penalty APR None
Late Fee Up to $35
Returned Payment Fee Up to $35
Additional Cards Annual Fee None
Foreign Transaction Fee None

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 13.90%–27.90% Variable
  • Cash Advance Fee: 3%
ABOUT THE ISSUER

USAA Savings

USAA Savings has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-531-8722 or

Try a different phone number
See all Issuer Cards
USAA Cashback Rewards Plus American Express® Card

Highlights

  • Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined
  • Earn 2% on your first $3,000 on supermarket purchases per year
  • Unlimited 1% cash back on all other purchases
  • USAA membership is available to active and former military and their eligible family members

The USAA Cashback Rewards Plus American Express® Card is a solid card for earning rewards.

It offers a generous reward of 5% cash back on gas and military base purchases, on up to $3,000 spent per year (then 1%). You’ll also get 2% cash back on the first $3,000 spent on supermarket purchases each year (then 1%).

This card has no annual or foreign transaction fees and you can check your FICO Score 8 for free, based on Experian credit report data.

USAA cards are only available to members of the military, active or honorably discharged, as well as certain members of their family. Click here for details on USAA eligibility.