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U.S. Bank Altitude Reserve Visa Infinite® Card

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This stainless steel credit card earns points on mobile wallet purchases and is designed for the avid high-end traveler. You’ll have an annual fee of $400, but that can be offset by a hefty annual travel statement credit and reimbursement for Global Entry or TSA PreCheck once every four years.

Our rating
Min. credit level: Excellent
Annual Fee: $400
Regular APR: 17.24% Variable

U.S. Bank Altitude Reserve Visa Infinite® Card

Our rating
Excellent Min. credit level
$400 Annual Fee
Apply Now Read our Review

Highlights & Features


  • 3X points per dollar spent on:
    • Travel
    • Mobile Wallet purchases
  • 1X point per dollar spent on all other purchases
Introductory Bonus
  • 50,000 bonus points for spending $4,500 in the first 90 days of membership

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 17.24% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $35
Additional Cards Annual Fee $75
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.49% Variable
Cash Advance Fee 4%, $10 minimum
How to Get a Cash Advance with a Credit Card
U.S. Bank Altitude Reserve Visa Infinite® Card


  • 3X points per dollar for travel and mobile wallet purchases.
  • 50,000 bonus points for spending $4,500 in the first 90 days of membership, equivalent to $750 in travel redemptions.
  • $325 annual travel credit.
  • Application fee credit for either Global Entry ($100) or TSA Pre✓ ($85), once every four years.
  • Enhanced status at Relais & Châteaux hotels and resorts.
  • 12-month membership to Priority Pass Select for airport lounge access.
  • 12 complimentary Gogo Inflight WiFi passes per year.
  • No foreign transaction fees.
  • $400 annual fee, $75 for additional authorized users.

U.S. Bank

U.S. Bank has several card types depending on your needs.

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The U.S. Bank Altitude Reserve Visa Infinite Card is a high-end travel card made of metal — stainless steel. It has a relatively high annual fee of $400, but comes with many benefits not found on cards with lower annual fees.

It provides 3X points on eligible travel and mobile wallet purchases (the mobile wallet category can be very useful because many merchants today accept mobile wallets). The eligible mobile wallets are Apple Pay, Google Pay, Samsung Pay, and Microsoft Wallet.

An introductory offer of 50,000 bonus points is available for spending $4,500 in the first 90 days after account opening, equivalent to $750 in travel redemptions.

Cardholders also get a $325 annual travel credit, a 12-month membership to Priority Pass Select for airport lounge access, and a statement credit for the application fee of either Global Entry ($100) or TSA PreCheck ($85), once every four years.

Some other travel perks are included as well, like special rental privileges and discounts at Silvercar and enhanced status at Relais & Châteaux hotels and resorts.

The Altitude Reserve has no foreign transaction fees. Additional authorized users will cost $75 per year.

This card is only available to people who have been a U.S. Bank customer for a minimum of 35 days prior to submitting an application. According to U.S. Bank, that’s defined as having a “Checking or Savings account, Certificate of Deposit, Mortgage, Home Equity Loan, Home Equity Line of Credit, Auto/Boat/RV Loan, Personal Loans and Lines, Private Banking account or Consumer Credit Card issued by U.S. Bank.”

The Altitude Reserve competes with other similar premium travel cards, like: