Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
This stainless steel credit card earns points on mobile wallet purchases and is designed for the avid high-end traveler. You’ll have an annual fee of $400, but that can be offset by a hefty annual travel statement credit and reimbursement for Global Entry or TSA PreCheck once every four years.
The U.S. Bank Altitude Reserve Visa Infinite Card is a high-end travel card made of metal — stainless steel. It has a relatively high annual fee of $400, but comes with many benefits not found on cards with lower annual fees.
It provides 3X points on eligible travel and mobile wallet purchases (the mobile wallet category can be very useful because many merchants today accept mobile wallets). The eligible mobile wallets are Apple Pay, Google Pay, Samsung Pay, and Microsoft Wallet.
An introductory offer of 50,000 bonus points for spending $4,500 in the first 90 days of membership, equivalent to $750 in travel redemptions.
Cardholders also get a $325 annual travel credit, a 12-month membership to Priority Pass Select for airport lounge access, and a statement credit for the application fee of either Global Entry ($100) or TSA PreCheck ($85), once every four years.
Some other travel perks are included as well, like special rental privileges and discounts at Silvercar and enhanced status at Relais & Châteaux hotels and resorts.
The Altitude Reserve has no foreign transaction fees. Additional authorized users will cost $75 per year.
This card is only available to people who have been a U.S. Bank customer for a minimum of 35 days prior to submitting an application. According to U.S. Bank, that’s defined as having a “Checking or Savings account, Certificate of Deposit, Mortgage, Home Equity Loan, Home Equity Line of Credit, Auto/Boat/RV Loan, Personal Loans and Lines, Private Banking account or Consumer Credit Card issued by U.S. Bank.”
The Altitude Reserve competes with other similar premium travel cards, like: