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U.S. Bank Visa® Platinum Card

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 14.74%–25.74% Variable
Intro Balance Transfer APR: 0% for 18 billing cycles
Intro Purchase APR: 0% for 18 billing cycles

U.S. Bank Visa® Platinum Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 18 billing cycles
Regular Balance Transfer APR 14.74%–25.74% Variable
Balance Transfer Fee 3%, $5 minimum

Fees

Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $35
Additional Cards Annual Fee None
Foreign Transaction Fee 3%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 26.24% Variable
  • Cash Advance Fee: Up to 4%, $20 minimum
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-872-2657 or

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U.S. Bank Visa® Platinum Card

Highlights

  • 0% introductory APR for 18 billing cycles on purchases and balance transfers, then 14.74%–25.74% Variable
  • Savings at various retailers through Visa Discounts
  • Travel and shopping protections
  • Cell Phone Protection
  • Free VantageScore based on your TransUnion credit report
  • No annual fee

The U.S. Bank Visa Platinum Card is designed for people looking for a low rate for a long time, rather than superb rewards and benefits.

Cardholders get a 0% introductory APR for 18 billing cycles on both purchases and balance transfers, one of the longest 0% offers available on a credit card. After that you’ll get APRs of 14.74%–25.74% Variable.

There are a few extra benefits, including an Auto Rental Collision Damage Waiver and up to $600 in Cell Phone Protection. Special offers and savings are available at select retailers through the Visa Discounts program.

The U.S. Bank Visa Platinum card has no annual fee.