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U.S. Bank Secured Visa® Card

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Our rating
Credit range: No Credit
Annual Fee: $29
Regular APR: 20.99% Variable

U.S. Bank Secured Visa® Card

Our rating
No Credit Credit range
$29 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 20.99% Variable
Balance Transfer Fee 3%, $5 minimum

Fees

Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $35
Additional Cards Annual Fee None
Foreign Transaction Fee Up to 3%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 25.99% Variable
  • Cash Advance Fee: 4%, $10 minimum
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-577-0708 or

Try a different phone number
See all Issuer Cards
U.S. Bank Secured Visa® Card

Highlights

  • The deposit is used to open a U.S. Bank savings account to ensure your card can be paid. The savings account is FDIC-insured, earns interest and won’t be touched as long as your account remains open and in good standing
  • Set up automatic payments so you never miss a due date
  • Free VantageScore Credit Score based on your TransUnion credit report
  • Choose your payment due date

The U.S. Bank Secured Visa® Card is great for establishing credit for the first time or for repairing poor credit.

It gives you the chance to establish a line of credit, and practice paying bills on time and staying within the credit limit. This is a secured card, so you’ll need to give U.S. Bank a deposit. Your credit line will be equal to the deposit you make.

This is a rather basic card but it does come with a few benefits such as Auto Rental Collision Damage Waivers, Travel and Emergency Assistance Services, and you’ll be able to check your VantageScore Credit Score based on your TransUnion credit report for free.

If you’re looking for better secured credit cards, check out our list of Best Secured Credit Cards.