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RATING

U.S. Bank Cash+™ Visa Signature® Card

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This Visa Signature card offers up to 5% cash back in your choice of two categories every quarter, and 2% cash back in your choice of one “everyday” category.

Our rating
Min. credit level: Good
Annual Fee: $0*
Regular APR: 13.99% - 23.99%* Variable
Intro Balance Transfer APR: 0%* intro on BTs for 12 billing cycles on Balance Transfers*

U.S. Bank Cash+™ Visa Signature® Card

Our rating
Good Min. credit level
$0* Annual Fee
Apply Now Read Our Review

Highlights & Features

(Rates & Fees)

Rewards

Spending Rewards
  • 5% cash back on your choice of two bonus categories (up to $2,000 in combined net purchases per quarter)
  • 2% cash back on your choice of one everyday category:
    • Gas
    • Groceries
    • Restaurants
  • 1% cash back on everything else
Introductory Bonus
  • $200 cash bonus for spending $1,000 in the first 120 days after account opening

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0%* intro on BTs for 12 billing cycles on Balance Transfers*
Regular Balance Transfer APR 13.99% - 23.99%* Variable
Balance Transfer Fee 3%
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $35
Additional Cards Annual Fee $0
Foreign Transaction Fee 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 23.99%
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
U.S. Bank Cash+™ Visa Signature® Card

Highlights

(Rates & Fees)
  • Earn up to $550 cash back in the first year.
  • $200 bonus after spending $1,000 in eligible net purchases within the first 120 days of account opening.
  • 5% cash back on your first $2,000 in combined eligible net purchases ($100 per quarter) on two categories you choose. That adds up to $400 cash back!
  • 2% cash back on your choice of one everyday category, like gas stations or grocery stores.
  • 1% cash back on all other eligible net purchases.
  • No limit on total cash back earned.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 13.99% – 23.99%
  • No annual fee*
  • Great Offer from U.S. Bank, a 2020 World’s Most Ethical Company® – Ethisphere Institute, February 2020
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-524-6603 or

Try a different phone number
See all Issuer Cards

The U.S. Bank Cash+™ Visa Signature® Card allows you to earn up to 5% cash back in your choice of two categories every quarter, on up to $2,000 in combined spending per quarter (then 1% back). You’ll also get 2% cash back in your choice of one “everyday” category.

You can pick from any two of these:

5% Cash Back Categories
TV, Internet, Streaming Services Cell Phone Providers Department Stores
Electronics Stores Fast Food Furniture Stores
Gyms/Fitness Centers Ground Transportation Home Utilities
Movie Theaters Select Clothing Stores Sporting Goods Stores

And one of these:

2% Cash Back Categories
Gas Stations Grocery Stores Restaurants

This card has no annual fee.

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