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U.S. Bank Cash 365™ American Express® Card

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This basic rewards card earns unlimited 1.5% cash back on all purchases and offers a long 0% introductory purchase APR period.

The information related to U.S. Bank Cash 365™ American Express® Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Our rating
Min. credit level: Fair
Annual Fee: $0*
Regular APR: 15.74% - 25.24%* Variable
Intro Balance Transfer APR: 0%* intro on BTs for 12 billing cycles on Balance Transfers*

U.S. Bank Cash 365™ American Express® Card

Our rating
Fair Min. credit level
$0* Annual Fee
Apply Now

Highlights & Features


  • 1.5% cash back on every purchase


$150 bonus for spending $500 in first 90 days

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0%* intro on BTs for 12 billing cycles on Balance Transfers*
Regular Balance Transfer APR 15.74% - 25.24%* Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $35
Additional Cards Annual Fee N/A
Foreign Transaction Fee 2% of each foreign purchase or foreign ATM advance in USD; 3% of each foreign purchase or foreign ATM advance in a foreign currency
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.74% Variable
Cash Advance Fee 4%, $10 minimum
How to Get a Cash Advance with a Credit Card
U.S. Bank Cash 365™ American Express® Card


  • New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
  • Unlimited 1.5% cash back on all eligible net purchases.
  • No categories. Just use your card and earn unlimited cash back.
  • Cash back never expires and no minimum redemption options.
  • No Annual Fee*.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 15.74% – 25.24%

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-524-6603 or

Try a different phone number
See all Issuer Cards

The U.S. Bank Cash 365™ American Express® Card is a basic rewards card that earns an unlimited 1.5% cash back on all purchases, and an easy $150 introductory bonus if you can spend $500 with it in the first 90 days of opening your account.

You’ll get an introductory balance transfer APR of 0% for 12 billing cycles on Balance Transfers*, and after that you’ll have a rate of 15.74% - 25.24%* Variable.

This card has no annual fee.