Skip to content
RATING

U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

The U.S. Bank Business Triple Cash Rewards World Elite Mastercard offers solid rewards for everyday business spending, a long 0% intro APR for purchases and balance transfers, and a decent welcome bonus. You’ll get an annual $100 statement credit for select recurring software subscriptions, along with some World Elite Mastercard benefits.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 13.99% - 22.99% Variable
Intro Balance Transfer APR: 0% intro on balance transfers for 15 Billing Cycles
Intro Purchase APR: 0% Intro APR for 15 billing cycles on purchases

U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

(Rates & Fees)

Rewards

Spending Rewards
  • 3% cash back at:
    • Gas stations
    • Office supply stores
    • Cell phone service providers
    • Restaurants
  • 1% cash back on all other eligible purchases
Introductory Bonus
  • $500 cash back after spending $4,500 in the first 150 days

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% intro on balance transfers for 15 Billing Cycles
Regular Balance Transfer APR 13.99% - 22.99% Variable
Balance Transfer Fee Either 3% of the amount of each transfer or $5 minimum, whichever is greater
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee $40
Returned Payment Fee $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.99%
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability on Unauthorized Charges
U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®

Highlights

(Rates & Fees)
  • Introducing the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® the card that gives back on all your eligible business needs.
  • Limited Time Offer: Earn $500 in cash back. Just spend $4500 on the Account Owner’s card in the first 150 days of opening your account.
  • Earn 3% cash back on eligible purchases at gas stations, office supply stores, cell phone service providers and restaurants.
  • 1% cash back on all other eligible net purchases.
  • No limit on total cash back earned.
  • Rewards never expire.
  • Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or quickbooks.
  • 0% Intro APR on purchase and balance transfers for 15 billing cycles. After that, a variable APR currently 13.99% – 22.99%.
  • No annual fee.
  • Great Offer from U.S. Bank, a 2021 World’s Most Ethical Company® – Ethisphere Institute, February 2021
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-872-2657 or

Try a different phone number
See all Issuer Cards

The U.S. Bank Business Triple Cash Rewards World Elite Mastercard offers unlimited rewards on popular business spending categories, with a long 0% intro APR rate to help pay off large purchases or balances.

You’ll also get a $100 annual software credit for recurring software subscriptions like FreshBooks and QuickBooks.

This card has no annual fee.

Scroll to top