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U.S. Bank Business Platinum

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If approved, you’ll get a long 0% introductory purchase APR period but no rewards program. This card is only available in a select handful of states, check below to see if yours is listed.

Our rating
Min. credit level: Fair
Annual Fee: $0*
Regular APR: 9.99%-17.99%* Variable
Intro Balance Transfer APR: 0%* intro on BTs for 15 billing cycles on balance transfers*
Intro Purchase APR: 0%* for 15 billing cycles on purchases

U.S. Bank Business Platinum

Our rating
Fair Min. credit level
$0* Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0%* intro on BTs for 15 billing cycles on balance transfers*
Regular Balance Transfer APR 9.99%-17.99%* Variable
Balance Transfer Fee 3%
How to Transfer a Balance on a Credit Card


Penalty APR 29.99%
Late Fee Up to $39
Returned Payment Fee $35
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3% on each foreign transaction
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 23.99%
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
U.S. Bank Business Platinum


  • 0% Intro APR* on purchases and balance transfers for the first 20 billing cycles. After that variable APR currently 9.99% – 17.99%*
  • No annual fee*
  • Free employee cards
  • Zero fraud liability* protects you against unauthorized transactions

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-872-2657 or

Try a different phone number
See all Issuer Cards

The U.S. Bank Business Platinum card is a low-interest credit card for business owners that has no rewards program or U.S. Bank FlexPerks, but may be useful for big purchases and balance transfers.

This card offers a 0%* intro APR on purchases and balance transfers for 15 billing cycles on purchases, and after that you’ll have APRs of 9.99%-17.99%* Variable.

Aside from a low interest rate, free employee cards, and a few minor Visa benefits, you probably won’t get a lot out of this card. It doesn’t come with a signup bonus, cash back earnings, or bonus points.

This business card has no annual fee and a 3% foreign transaction fee.

The information related to U.S. Bank Business Platinum has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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