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U.S. Bank Business Platinum

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If approved, you’ll get a long 0% introductory purchase APR period but no rewards program. This card is only available in a select handful of states, check below to see if yours is listed.

Our rating
Min. credit level: Fair
Annual Fee: $0*
Regular APR: 9.99%-17.99%* Variable
Intro Balance Transfer APR: 0%* intro on BTs for 20 billing cycles on balance transfers*
Intro Purchase APR: 0%* for 20 billing cycles on purchases

U.S. Bank Business Platinum

Our rating
Fair Min. credit level
$0* Annual Fee
Apply Now

Highlights & Features

(Rates & Fees)

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0%* intro on BTs for 20 billing cycles on balance transfers*
Regular Balance Transfer APR 9.99%-17.99%* Variable
Balance Transfer Fee 3%
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.99%
Late Fee Up to $39
Returned Payment Fee $35
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3% on each foreign transaction
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 23.99%
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
U.S. Bank Business Platinum

Highlights

(Rates & Fees)
  • 0% Intro APR* on purchases and balance transfers for the first 20 billing cycles. After that variable APR currently 9.99% – 17.99%*
  • No annual fee*
  • Free employee cards
  • Zero fraud liability* protects you against unauthorized transactions
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-872-2657 or

Try a different phone number
See all Issuer Cards

The U.S. Bank Business Platinum card is a low-interest credit card for business owners that has no rewards program or U.S. Bank FlexPerks, but may be useful for big purchases and balance transfers.

This card offers a 0%* intro APR on purchases and balance transfers for 20 billing cycles on purchases, and after that you’ll have APRs of 9.99%-17.99%* Variable.

Aside from a low interest rate, free employee cards, and a few minor Visa benefits, you probably won’t get a lot out of this card. It doesn’t come with a signup bonus, cash back earnings, or bonus points.

This business card has no annual fee and a 3% foreign transaction fee.