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U.S. Bank Business Leverage® Visa Signature® Card

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This business rewards card earns 2X points in the two categories your business spends the most in each month, and for the first year you’ll get an extra point for every dollar spent, up to 100,000 extra points. This card is only available in a select handful of states; check below to see if yours is listed.

The information related to U.S. Bank Business Leverage® Visa Signature® Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Our rating
Min. credit level: Good
Annual Fee: No annual fee for the first year, $95 thereafter.
Regular APR: 16.49%* Variable

U.S. Bank Business Leverage® Visa Signature® Card

Our rating
Good Min. credit level
No annual fee for the first year, $95 thereafter. Annual Fee
Apply Now

Highlights & Features

(Rates & Fees)

Rewards

  • 2X points per dollar spent on the top two categories per month, out of these 48 categories
  • 1X point per dollar spent on everything else

INTRODUCTORY BONUS

Extra bonus point per dollar spent on eligible purchases in the first 365 days, up to 100,000 bonus points

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 16.49%* Variable
Balance Transfer Fee 5%
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.99%
Late Fee $39
Returned Payment Fee $39
Additional Cards Annual Fee $0
Foreign Transaction Fee 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 23.99%
Cash Advance Fee 5%, $15 minimum
How to Get a Cash Advance with a Credit Card
U.S. Bank Business Leverage® Visa Signature® Card

Highlights

(Rates & Fees)
  • Earn 75,000 points worth $750 cash back. Just spend $7,500 in eligible net purchases on the Account Owner’s Card within the first four months of account opening.
  • Earn 2X points per dollar spent on eligible net purchases made in the top two categories where you spend the most each month – automatically.
  • Earn 1X points per dollar spent on all other eligible net purchases.
  • No caps or limits on the total points you can earn.
  • Earn even more rewards when you link your card to your U.S. Bank payment processing account. Only U.S. Bank rewards you for both taking payments and making purchases Learn more at usbrelationshiprewards.com.
  • Free employee cards
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-872-2657 or

Try a different phone number
See all Issuer Cards

The U.S. Bank Business Leverage™ Visa Signature® Card has a bit of a different signup bonus, but one you may still find valuable. You’ll earn an extra bonus point for every dollar spent on eligible purchases in the first 365 days, up to 100,000 points.

This card is only available in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, ND, NM, OH, OR, SD, TN, UT, WA, WI, WY

You’ll automatically get 2X points per dollar spent on purchases made in the top two categories where you spend the most each month, out of 48 categories you can see here. Then you’ll get 1X point per dollar spent on everything else.

This card also comes with the Visa Signature® Luxury Hotel Collection and Visa Concierge, among other valuable Visa Signature benefits.

The annual fee $95, waived the first year.