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U.S. Bank Business Cash Rewards World Elite™ Mastercard®

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This card offers cash back on cellular telephone service, a 25% annual cash back bonus, and a long 0% introductory purchase APR period.

Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 14.24%–25.24% Variable
Intro Purchase APR: 0% for 9 billing cycles

U.S. Bank Business Cash Rewards World Elite™ Mastercard®

Our rating
Good Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 3% cash back on:
    • Gas
    • Office supply stores
    • Cellular service providers
  • 1% cash back on all other purchases

INTRODUCTORY BONUS

$200 cash back for spending $1,000 in the first 90 days

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 14.24%–25.24% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.99%
Late Fee Up to $39
Returned Payment Fee $35
Additional Cards Annual Fee $0
Foreign Transaction Fee 2% of each foreign purchase or foreign ATM advance in USD; 3% of each foreign purchase or foreign ATM advance in a foreign currency
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
U.S. Bank Business Cash Rewards World Elite™ Mastercard®

Highlights

  • $200 cash back after you spend $1,000 in the first 90 days after opening your account
  • Earns 3% cash back on gas, office supply stores, & cellular service providers, and 1% back on everything else
  • 25% annual cash back bonus
  • 0% intro APR on purchases for 9 billing cycles, then 14.24%–25.24% Variable
  • No annual fee
  • 3% foreign transaction fee
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-872-2657 or

Try a different phone number
See all Issuer Cards

The U.S. Bank Business Cash Rewards World Elite™ Mastercard® earns 3% cash back at gas stations, office supply stores, and cell phone service providers. You’ll get 1% cash back on all other purchases.

You’ll have a 0% promotional APR on purchases for 9 billing cycles, then a rate of 14.24%–25.24% Variable.

This card has no annual fee.