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U.S. Bank Business Cash Rewards World Elite™ Mastercard®

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This card offers cash back on gas and cellular telephone services, a 25% annual cash back bonus, and a long 0% introductory APR period.

Our rating
Min. credit level: Good
Annual Fee: $0*
Regular APR: 13.99%-22.99%* Variable
Intro Balance Transfer APR: 0% for 12 billing cycles
Intro Purchase APR: 0%* for 12 billing cycles on purchases

U.S. Bank Business Cash Rewards World Elite™ Mastercard®

Our rating
Good Min. credit level
$0* Annual Fee
Apply Now

Highlights & Features

(Rates & Fees)

Rewards

Spending Rewards
  • 3% cash back on:
    • Gas
    • Office supply stores
    • Cell phone/service providers
  • 1% cash back on all other purchases
Introductory Bonus
  • $500 cash back for spending $3,000 in the first 90 days

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 billing cycles
Regular Balance Transfer APR 13.99%-22.99%* Variable
Balance Transfer Fee Either 3% of the amount of each transfer or $5 minimum, whichever is greater
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee $35
Additional Cards Annual Fee $0
Foreign Transaction Fee 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 23.99%
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
U.S. Bank Business Cash Rewards World Elite™ Mastercard®

Highlights

(Rates & Fees)
  • Limited Time Offer: Earn $500 cash back after spending $3,000 in the first 90 days of opening your account
  • Earn up to 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchases.
  • 1% cash back on all other eligible net purchases.
  • No limit on total cash back earned.
  • Rewards never expire.
  • 25% annual bonus based on your prior year’s cash rewards, up to $250.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 13.99% – 22.99%.
  • No annual fee*
  • Great Offer from U.S. Bank, a 2021 World’s Most Ethical Company® – Ethisphere Institute, February 2021
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-872-2657 or

Try a different phone number
See all Issuer Cards

The U.S. Bank Business Cash Rewards World Elite™ Mastercard earns 3% cash back at gas stations, office supply stores, and cell phone service providers. You’ll get 1% cash back on all other purchases.

You’ll have a 0%* promotional APR on purchases for 12 billing cycles on purchases, then a rate of 13.99%-22.99%* Variable.

This card has no annual fee.

The information related to U.S. Bank Business Cash Rewards World Elite™ Mastercard® has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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