Skip to content

U.S. Bank Business Cash Rewards World Elite™ Mastercard®

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 14.24%–25.24% Variable
Intro Purchase APR: 0% for 9 billing cycles

U.S. Bank Business Cash Rewards World Elite™ Mastercard®

Our rating
Good Credit range
$0 Annual Fee
Apply Now

Highlights & Features


  • 3% cash back on:
    • Gas
    • Office supply stores
    • Cellular service providers
  • 1% cash back on all other purchases


$200 cash back for spending $1,000 in the first 90 days

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 14.24%–25.24% Variable
Balance Transfer Fee 3%, $5 minimum


Penalty APR 29.99%
Late Fee Up to $39
Returned Payment Fee Up to $35
Additional Cards Annual Fee $0
Foreign Transaction Fee 3%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 26.24% Variable
  • Cash Advance Fee: 5%, $10 minimum

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-872-2657 or

Try a different phone number
See all Issuer Cards
U.S. Bank Business Cash Rewards World Elite™ Mastercard®


  • $200 cash back after you spend $1,000 in the first 90 days after opening your account
  • Earns 3% cash back on gas, office supply stores, & cellular service providers, and 1% back on everything else
  • 25% annual cash back bonus
  • 0% intro APR on purchases for 9 billing cycles, then 14.24%–25.24% Variable
  • No annual fee
  • 3% foreign transaction fee

The U.S. Bank Business Cash Rewards World Elite™ Mastercard® earns 3% cash back at gas stations, office supply stores, and cell phone service providers. You’ll get 1% cash back on all other purchases.

If you can manage to spend a measly $1,000 in the first 90 days of opening your account, you’ll be able to snag an easy $200 cash back bonus.

You’ll have a 0% promotional APR on purchases for 9 billing cycles, then a rate of 14.24%–25.24% Variable.

This card has no annual fee.