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U.S. Bank Business Cash Rewards World Elite™ Mastercard®

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This card offers cash back on gas and cellular telephone services, a 25% annual cash back bonus, and a long 0% introductory APR period.

The information related to U.S. Bank Business Cash Rewards World Elite™ Mastercard® has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Our rating
Min. credit level: Good
Annual Fee: $0*
Regular APR: 11.99%-22.99%* Variable
Intro Balance Transfer APR: 0% for 15 billing cycles
Intro Purchase APR: 0%* for 15 billing cycles

U.S. Bank Business Cash Rewards World Elite™ Mastercard®

Our rating
Good Min. credit level
$0* Annual Fee
Apply Now

Highlights & Features

(Rates & Fees)

Rewards

  • 3% cash back on:
    • Gas
    • Office supply stores
    • Cell phone/service providers
  • 1% cash back on all other purchases

INTRODUCTORY BONUS

$500 cash back for spending $4,500 in the first 150 days

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 billing cycles
Regular Balance Transfer APR 11.99%-22.99%* Variable
Balance Transfer Fee 3%
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.99%
Late Fee Up to $39
Returned Payment Fee $35
Additional Cards Annual Fee $0
Foreign Transaction Fee 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 23.99%
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
U.S. Bank Business Cash Rewards World Elite™ Mastercard®

Highlights

(Rates & Fees)
  • Earn a new cardmember bonus of $500 after you spend $4,500 in eligible net purchases on your card within the first 150 days of account opening.
  • 0% Intro APR on purchases for the first 15 billing cycles. After that, a variable APR currently 11.99% – 22.99%.
  • 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchases.
  • 1% cash back on other eligible net purchases.
  • No limit on total rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250.
  • No annual fee.*
  • Net purchases are purchases minus credits and returns.
ABOUT THE ISSUER

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-872-2657 or

Try a different phone number
See all Issuer Cards

The U.S. Bank Business Cash Rewards World Elite™ Mastercard® earns 3% cash back at gas stations, office supply stores, and cell phone service providers. You’ll get 1% cash back on all other purchases.

You’ll have a 0%* promotional APR on purchases for 15 billing cycles, then a rate of 11.99%-22.99%* Variable.

This card has no annual fee.