Skip to content

U.S. Bank Business Cash Rewards World Elite™ Mastercard®

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

This card offers cash back on gas and cellular telephone services, a 25% annual cash back bonus, and a long 0% introductory APR period.

Our rating
Min. credit level: Good
Annual Fee: $0*
Regular APR: 11.99%-22.99%* Variable
Intro Balance Transfer APR: 0% for 15 billing cycles
Intro Purchase APR: 0%* for 15 billing cycles

U.S. Bank Business Cash Rewards World Elite™ Mastercard®

Our rating
Good Min. credit level
$0* Annual Fee
Apply Now

Highlights & Features

(Rates & Fees)


Spending Rewards
  • 3% cash back on:
    • Gas
    • Office supply stores
    • Cell phone/service providers
  • 1% cash back on all other purchases
Introductory Bonus
  • $500 cash back for spending $4,500 in the first 150 days

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 billing cycles
Regular Balance Transfer APR 11.99%-22.99%* Variable
Balance Transfer Fee 3%
How to Transfer a Balance on a Credit Card


Penalty APR 29.99%
Late Fee Up to $39
Returned Payment Fee $35
Additional Cards Annual Fee $0
Foreign Transaction Fee 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 23.99%
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
U.S. Bank Business Cash Rewards World Elite™ Mastercard®


(Rates & Fees)
  • Earn a new cardmember bonus of $500 after you spend $4,500 in eligible net purchases on your card within the first 150 days of account opening.
  • 0% Intro APR on purchases for the first 15 billing cycles. After that, a variable APR currently 11.99% – 22.99%.
  • 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchases.
  • 1% cash back on other eligible net purchases.
  • No limit on total rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250.
  • No annual fee.*
  • Net purchases are purchases minus credits and returns.

U.S. Bank

U.S. Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-872-2657 or

Try a different phone number
See all Issuer Cards

The U.S. Bank Business Cash Rewards World Elite™ Mastercard® earns 3% cash back at gas stations, office supply stores, and cell phone service providers. You’ll get 1% cash back on all other purchases.

You’ll have a 0%* promotional APR on purchases for 15 billing cycles, then a rate of 11.99%-22.99%* Variable.

This card has no annual fee.

The information related to U.S. Bank Business Cash Rewards World Elite™ Mastercard® has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.